ACB PROPERTY INVESTMENTS LIMITED
🌳Matureactive
07092301 · ltd · incorporated 2009-12-01
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
£4.62M
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and bankable structure.
Opportunity 78/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -45% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: strategic trade sale (63/100).
🏦
Refinance opportunity
3 live charges · oldest 16.2y
45/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 16.2 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Cashflow trend is negative — lender view likely cautious.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
4 officers (3 active, 4 linked, 3 with DOB)
85
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
55 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
65
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £4,615,353
Cash draining
Cash down 45% YoY
Cash YoY
-45%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£158k
↓ 45% YoY
Net Worth
£4.6m
↑ 2.5% YoY
Current Assets
£416k
↑ 1.3% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-12-29 | 2023-12-29 |
|---|---|---|
| Total assets | £5.39M | £5.27M |
| Current assets | £415.9k | £410.5k |
| Cash | £157.9k | £285.1k |
| Debtors | £140.4k | £7.9k |
| Net assets | £4.62M | £4.50M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (25 events)Click to expand
- 2025-09-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-03-04📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-03-04📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-01-24📄change-person-director-company-with-change-dateofficers · CH01
- 2025-01-24📄change-person-secretary-company-with-change-dateofficers · CH03
- 2025-01-24📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-12-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-11-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-03-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-12-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-03-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-12-18📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2019-09-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-12-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-09-25📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2018-03-15📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2018-03-14🔒Charge registered #3Lender: Svenska Handelsbanken Ab (Publ)
- 2010-05-25🔒Charge registered #2Lender: Svenska Handelsbanken Ab (Publ)
- 2010-05-25🔒Charge registered #1Lender: Svenska Handelsbanken Ab (Publ)
- 2009-12-01🏢Company incorporatedAs ACB PROPERTY INVESTMENTS LIMITED
- 2009-12-01➕PEARSON, Andrea Jayne appointedsecretary
- 2009-12-01➕BAXTER, Clyde Reginald Joseph appointeddirector
- 2009-12-01➕PEARSON, Andrea Jayne appointeddirector
- 2009-12-01➕KAHAN, Barbara appointeddirector
- 2009-12-01➖KAHAN, Barbara resigneddirector
Owner dependency
68/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 17 years — deep operational knowledge concentrated in one person.
Succession & seller-readiness
59/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 17 years.
- secondaryStable-but-static management: Company is 17 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Ms Andrea Jayne Pearson Individual · British · DOB 09/1972 · age 54 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 06/04/2016 |
Mr Clyde Reginald Joseph Baxter Individual · British · DOB 12/1970 · age 56 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · SK postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A AND N PROPERTIES NORWICH LTD→ 15143859 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| A C ELECTRICAL (NORTH) TWO LIMITED→ 11557000 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| AAHCO LIMITED→ 05451776 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| AALTO HOMES LTD→ 13553693 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ABODE CONTRACTING LIMITED→ 08838689 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| ABODE HANLEY FREEHOLD LIMITED→ 14192346 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ABODE KEELE LIMITED→ 09200222 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| ABODE MANCHESTER LIMITED→ 10485053 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ABODE PROPERTY HOLDINGS LIMITED→ 11838397 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| ABRAHAM FAMILY LTD→ 15422729 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ACCA PROPERTY GROUP LTD→ 13699898 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ACCA PROPERTY GROUP NEWCO LTD→ 14533407 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2009-12-01
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate
Registered office
Clarke Nicklin House Brooks Drive
Cheadle Royal Business Park
Cheadle
SK8 3TD
England
Filing status
Accounts
Next due: 2026-09-29
Last made up to: 2024-12-29
Confirmation statement
Next due: 2026-12-16
Last: 2025-12-02
Officers (3 active · 1 resigned)
PEARSON, Andrea Jayne→
Activesecretary · appointed 2009-12-01
View their other companies + combined net worth →
BAXTER, Clyde Reginald Joseph→
Activedirector · ~56y · appointed 2009-12-01
View their other companies + combined net worth →
PEARSON, Andrea Jayne→
Activedirector · ~54y · appointed 2009-12-01
View their other companies + combined net worth →
KAHAN, Barbara→
Resigneddirector · ~95y · appointed 2009-12-01 · resigned 2009-12-01
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
3
Outstanding
1
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Svenska Handelsbanken Ab (Publ) | A registered charge | 1 property | 14/03/2018 | — | |
| outstanding | Svenska Handelsbanken Ab (Publ) | Debenture | 1 property | 25/05/2010 | — | |
| outstanding | Svenska Handelsbanken Ab (Publ) | Legal charge | 1 property | 25/05/2010 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (55 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-25
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-03-04
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-03-04
change-person-director-company-with-change-date
officers · CH01
2025-01-24
change-person-secretary-company-with-change-date
officers · CH03
2025-01-24
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-01-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-11-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-03-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-12-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-12-16