ABC CITY LTD
🌳Matureactive
07095557 · ltd · incorporated 2009-12-04
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£1.11M
book net assets
Opportunity
73/100
Strong
What this business does
Primary activity: Development of building projects
Sector: Construction
Investor take
Special-situation opportunityDistressed construction with salvageable qualities — special-situations priority.
Opportunity 73/100 (strong), bankability 75/100. Strong seller-intent signal (88/100, director aged 74). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -89% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
2 live charges · oldest 5.1y
45/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 5.1 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Cashflow trend is negative — lender view likely cautious.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
57 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
67
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £1,111,196
Net assets shrinking
Down £41,005 YoY
Cash draining
Cash down 89% YoY
Cash YoY
-89%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£1k
↓ 89% YoY
Net Worth
£1.1m
↓ 3.6% YoY
Current Assets
£1k
↓ 92% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £1.11M | £1.15M |
| Current assets | £1.2k | £14.6k |
| Cash | £1.2k | £11.1k |
| Debtors | — | £3.5k |
| Net assets | £1.11M | £1.15M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (27 events)Click to expand
- 2025-12-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-10-29📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-06-10📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-06-10📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-12-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-09-28📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2022-10-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-10-07📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-10-07📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-10-07🔓Charge satisfied #2
- 2022-10-07🔓Charge satisfied #1
- 2022-07-26📄change-person-secretary-company-with-change-dateofficers · CH03
- 2022-07-26📄change-person-director-company-with-change-dateofficers · CH01
- 2022-07-26📄change-person-director-company-with-change-dateofficers · CH01
- 2021-09-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-05-06📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-05-06📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-05-04🔒Charge registered #2Lender: Assetz Capital Trust Company Limited
- 2021-05-04🔒Charge registered #1Lender: Assetz Capital Trust Company Limited
- 2021-01-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-09-30📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2020-09-29📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2020-07-01➕COURTNEY, Bryan Christopher appointeddirector
- 2009-12-04🏢Company incorporatedAs ABC CITY LTD
- 2009-12-04➕COURTNEY, Allison Jane appointedsecretary
- 2009-12-04➕COURTNEY, Allison Jane appointeddirector
Owner dependency
91/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 17 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 74 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
84/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 74 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 17 years.
- secondaryStable-but-static management: Company is 17 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
1 high ·Confirmation statement overdue
highAnnual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.
Evidence: Next due: 2026-06-01
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Bryan Christopher Courtney Individual · British · DOB 04/1952 · age 74 | — | — | sig. influencesignificant influence | 01/07/2020 |
Mrs Allison Jane Courtney Individual · British · DOB 06/1963 · age 63 | — | — | sig. influencesignificant influence | 04/12/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Construction · CO postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A AND H INVESTMENT (BUILDING) LIMITED→ 15204924 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| A AND H INVESTMENT (HOLDINGS) LIMITED→ 15201406 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| A B L DEVELOPMENT LIMITED→ 04164123 · est 2001 · no financials extracted | — | — | — | — | 25y | — | — |
| A C CONSTRUCTION (COLCHESTER) LIMITED→ 06654662 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| A C P WOODWORKING LIMITED→ 04848344 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| A CLASS ROOFING & BUILDING SERVICES LTD→ 10683738 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| A2Z SAFETY LTD→ 12531050 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| AA ELECTRICAL AND MAINTENANCE LIMITED→ 16341744 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AA SCAFFOLDING (ESSEX) LTD→ 15310891 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ABAGNALE LTD→ 16650312 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ABDULLAH'S LILY LIMITED→ 07463177 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| ABLE PAVING LIMITED→ 05798287 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2009-12-04
Jurisdictionengland-wales
Primary SIC41100 — Development of building projects
Registered office
12 Michaelstowe Lane
Ramsey
Harwich
CO12 5FL
England
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-06-01OVERDUE
Last: 2025-05-18
Officers (3 active · 0 resigned)
COURTNEY, Allison Jane→
Activesecretary · appointed 2009-12-04
View their other companies + combined net worth →
COURTNEY, Allison Jane→
Activedirector · ~63y · appointed 2009-12-04
View their other companies + combined net worth →
COURTNEY, Bryan Christopher→
Activedirector · ~74y · appointed 2020-07-01
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
0
Outstanding
0
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Assetz Capital Trust Company Assetz Capital Trust Company Limited | A registered charge | 2 properties | 04/05/2021 | 07/10/2022 | |
| satisfied | Assetz Capital Trust Company Assetz Capital Trust Company Limited | A registered charge | 1 property | 04/05/2021 | 07/10/2022 |
Recent filings (57 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-30
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-10-29
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-06-10
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-06-10
confirmation-statement-with-updates
confirmation-statement · CS01
2024-06-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-12
change-account-reference-date-company-previous-extended
accounts · AA01
2023-09-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-06-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-10-18
mortgage-satisfy-charge-full
mortgage · MR04
2022-10-07
mortgage-satisfy-charge-full
mortgage · MR04
2022-10-07
change-person-secretary-company-with-change-date
officers · CH03
2022-07-26
change-person-director-company-with-change-date
officers · CH01
2022-07-26