AGE UK MANCHESTER TRADING CO. LIMITED

🌳Matureactive
07103792 · ltd · incorporated 2009-12-14
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
Upgrade to see
Turnover
year to Mar 2025
Net worth
book net assets
Opportunity
80/100
Exceptional
🔔
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What this business does
Primary activity: Non-life insurance
Sector: Financial & insurance
Investor take
Pursue
Active trading company with a 80-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (83/100, director aged 80). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: high (82/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
6 officers (3 active, 6 linked, 4 with DOB)
83
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
12 connected companies via shared directors
81
Filing history
48 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0Mar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-03-302024-03-30

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
  • 1 confirmation-statement
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (24 events)Click to expand
  1. 2025-12-18
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  2. 2024-12-18
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  3. 2023-12-14
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  4. 2022-12-06
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  5. 2021-12-14
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  6. 2021-01-22
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  7. 2020-10-07
    📄
    appoint-person-secretary-company-with-name-date
    officers · AP03
  8. 2020-10-07
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  9. 2020-10-05
    DERVAN, Sally Ann appointed
    secretary
  10. 2020-09-11
    GRIDLEY, Raymond Arthur resigned
    secretary
  11. 2019-12-05
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  12. 2018-12-13
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  13. 2018-04-19
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  14. 2017-12-21
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  15. 2016-12-23
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  16. 2016-12-23
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  17. 2016-11-28
    GREEN, Brian appointed
    director
  18. 2016-11-28
    MURRAY, Stuart William resigned
    director
  19. 2015-10-05
    HASSAN, Victor resigned
    director
  20. 2009-12-14
    🏢
    Company incorporated
    As AGE UK MANCHESTER TRADING CO. LIMITED
  21. 2009-12-14
    ZOLTIE, Richard Lawrence appointed
    director
  22. 2009-12-14
    GRIDLEY, Raymond Arthur appointed
    secretary
  23. 2009-12-14
    HASSAN, Victor appointed
    director
  24. 2009-12-14
    MURRAY, Stuart William appointed
    director

Owner dependency

83/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 16 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 80 — succession pressure is live.

Succession & seller-readiness

89/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 80 years old. Natural succession window is now.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondary12+ year tenure: Director in role 16 years.
  • secondaryStable-but-static management: Company is 16 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Age Concern Manchester is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Age Concern Manchester
Corporate parent · holds 75-100% shares
ultimate parent
AGE UK MANCHESTER TRADING CO. LIMITED
This company · 07103792

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Age Concern Manchester
Corporate entity
75100%
75–100%75-100% shares · 75-100% voting06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2009-12-14
Jurisdictionengland-wales
Primary SIC65120 — Non-life insurance

Registered office

First Floor
20 St. Anns Square
Manchester
M2 7HG
England

Filing status

Accounts
Next due: 2026-12-30
Last made up to: 2025-03-30
Confirmation statement
Next due: 2027-01-02
Last: 2025-12-19

Officers (3 active · 3 resigned)

DERVAN, Sally Ann
secretary · appointed 2020-10-05
View their other companies + combined net worth →
Active
GREEN, Brian
director · ~80y · appointed 2016-11-28
View their other companies + combined net worth →
Active
ZOLTIE, Richard Lawrence
director · ~72y · appointed 2009-12-14
View their other companies + combined net worth →
Active
GRIDLEY, Raymond Arthur
secretary · appointed 2009-12-14 · resigned 2020-09-11
Resigned
HASSAN, Victor
director · ~76y · appointed 2009-12-14 · resigned 2015-10-05
Resigned
MURRAY, Stuart William
director · ~73y · appointed 2009-12-14 · resigned 2016-11-28
Resigned

Click a director name to see their full track record across all companies.

Recent filings (48 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-19
accounts-with-accounts-type-dormant
accounts · AA
2025-12-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-02
accounts-with-accounts-type-dormant
accounts · AA
2024-12-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-20
accounts-with-accounts-type-dormant
accounts · AA
2023-12-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-12-19
accounts-with-accounts-type-dormant
accounts · AA
2022-12-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-12-20
accounts-with-accounts-type-dormant
accounts · AA
2021-12-14
accounts-with-accounts-type-dormant
accounts · AA
2021-01-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-12-21
appoint-person-secretary-company-with-name-date
officers · AP03
2020-10-07
termination-secretary-company-with-name-termination-date
officers · TM02
2020-10-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-12-23