D CHAPMAN LIMITED
🌳Matureactive
07112768 · private-limited-guarant-nsc · incorporated 2009-12-24
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 9.8y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
—
book net assets
Opportunity
82/100
Exceptional
What this business does
Primary activity: SIC 45200
Sector: Wholesale & retail
Investor take
PursueActive trading company with a 61-year-old founder — textbook succession opportunity.
Opportunity 82/100 (exceptional), bankability 80/100. Strong seller-intent signal (70/100, director aged 61). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
1 live charge · oldest 9.8y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 9.8 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
37 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Average employees | 500 | 500 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (20 events)Click to expand
- 2025-09-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-09-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-09-05📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-05-16📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-09-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-09-10📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-12-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-03-18📄gazette-filings-brought-up-to-dategazette · DISS40
- 2020-03-10📄gazette-notice-compulsorygazette · GAZ1
- 2019-09-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-09-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-01-18📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2017-09-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2016-10-07📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2016-10-07🔒Charge registered #1Lender: Lloyds Bank PLC
- 2016-06-21📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2009-12-24🏢Company incorporatedAs D CHAPMAN LIMITED
- 2009-12-24➕CHAPMAN, Diane appointedsecretary
- 2009-12-24➕BRISBY, Simon William appointeddirector
- 2009-12-24➕CHAPMAN, Diane appointeddirector
Owner dependency
91/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "CHAPMAN" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 17 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 61 — approaching natural succession window.
Succession & seller-readiness
69/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 17 years.
- secondaryStable-but-static management: Company is 17 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Diane Chapman Individual · British · DOB 03/1965 · age 61 | — | — | sig. influencesignificant influence | 24/12/2016 |
Mr Simon William Brisby Individual · British · DOB 08/1967 · age 59 | — | — | sig. influencesignificant influence | 24/12/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Automotive · CA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| CA1 SPORT LIMITED→ 05980072 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| CATLOWDY CARRIAGES LTD→ 09886976 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| CROSSFELL CAMPERS LTD→ 14617915 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| CTJ RECOVERY LTD→ 13900282 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| CUMBRIA CAR SALES LTD→ 17031316 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| CUMBRIA COMMERCIAL VEHICLES LIMITED→ 09090828 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| CUSTOM VANS LIMITED→ 14554896 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| D & H AUTOCARE LTD→ 08488960 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| D R F SERVICES CUMBRIA LIMITED→ 09053617 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| DALSTON MOT CENTRE LTD→ 15269370 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| DANIEL CUNNINGHAM LTD→ 09150214 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| DARRIE LIMITED→ 06936369 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeprivate-limited-guarant-nsc
Incorporated2009-12-24
Jurisdictionengland-wales
Primary SIC45200 — SIC 45200
Registered office
Sykeside Farm
Soulby
Kirkby Stephen
Cumbria
CA17 4PJ
England
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-01-07
Last: 2025-12-24
Officers (3 active · 0 resigned)
Active
BRISBY, Simon William→
Activedirector · ~59y · appointed 2009-12-24
View their other companies + combined net worth →
CHAPMAN, Diane→
Activedirector · ~61y · appointed 2009-12-24
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 07/10/2016 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (37 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-30
accounts-with-accounts-type-micro-entity
accounts · AA
2025-09-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-30
accounts-with-accounts-type-micro-entity
accounts · AA
2024-09-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-05
accounts-with-accounts-type-micro-entity
accounts · AA
2023-09-05
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-05-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-08
accounts-with-accounts-type-micro-entity
accounts · AA
2022-09-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-01-12
accounts-with-accounts-type-micro-entity
accounts · AA
2021-09-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-01-22
accounts-with-accounts-type-micro-entity
accounts · AA
2020-12-21
gazette-filings-brought-up-to-date
gazette · DISS40
2020-03-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-03-17