HARTSFIELD FINANCIAL SERVICES LIMITED
💤Zombieactive
07115377 · ltd · incorporated 2010-01-04
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
£-1.07M
book net assets
Opportunity
76/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)Distressed active trading company — structural issues outweigh the discount.
Opportunity 76/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -90% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: strategic trade sale (65/100).
🏦
Refinance opportunity
2 live charges · 2 lenders · oldest 16.3y
30/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 16.3 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
3 officers (2 active, 3 linked, 1 with DOB)
77
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
66 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
60
Some acquirability indicators.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredNegative net assets
Liabilities exceed assets by £1,068,493
Cash draining
Cash down 90% YoY
Cash YoY
-90%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£361
↓ 90% YoY
Net Worth
-£1.1m
~ YoY
Current Assets
£157k
↑ 45% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-12-29 | 2023-12-29 |
|---|---|---|
| Total assets | £-328.7k | £-203.9k |
| Current assets | £157.2k | £108.6k |
| Cash | £361 | £3.6k |
| Debtors | £156.8k | £104.9k |
| Net assets | £-1.07M | £-1.06M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (28 events)Click to expand
- 2025-09-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-01-14📍move-registers-to-sail-company-with-new-addressaddress · AD03
- 2025-01-14📍move-registers-to-sail-company-with-new-addressaddress · AD03
- 2025-01-14📍move-registers-to-registered-office-company-with-new-addressaddress · AD04
- 2025-01-14📍change-sail-address-company-with-old-address-new-addressaddress · AD02
- 2025-01-12📄change-person-director-company-with-change-dateofficers · CH01
- 2025-01-12📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-09-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-09-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-06-14📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-06-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-06-14🔓Charge satisfied #1
- 2023-05-30🔒Charge registered #2Lender: Michael Verwoert & Helen Verwoert
- 2023-02-07📄resolutionresolution · RESOLUTIONS
- 2023-02-07📄memorandum-articlesincorporation · MA
- 2023-02-07📄capital-allotment-sharescapital · SH01
- 2023-01-05📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2022-05-03📄change-person-secretary-company-with-change-dateofficers · CH03
- 2022-05-03📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-05-03📄change-person-director-company-with-change-dateofficers · CH01
- 2022-05-03📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-04-27📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2014-12-31➖VERWOERT, Adrian Thomas resignedsecretary
- 2014-12-01➕WEST, Joy Diane appointedsecretary
- 2010-03-25🔒Charge registered #1Lender: Paul Anthony Verwoert as Trustee of the Hartsfield Directors Pension Scheme
- 2010-01-04🏢Company incorporatedAs HARTSFIELD FINANCIAL SERVICES LIMITED
- 2010-01-04➕VERWOERT, Paul Anthony appointeddirector
- 2010-01-04➕VERWOERT, Adrian Thomas appointedsecretary
Owner dependency
85/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +Long-tenure founder: Senior director has been in place 17 years — deep operational knowledge concentrated in one person.
Succession & seller-readiness
68/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondary12+ year tenure: Director in role 17 years.
- secondaryStable-but-static management: Company is 17 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 lowMultiple registered office changes
lowMultiple address changes in a short period can indicate operational instability or admin disorder.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Paul Anthony Verwoert Individual · British · DOB 03/1976 · age 50 | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · SN postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| DOCTORS HILL LTD→ 15131903 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| FRESH PERSPECTIVE FINANCIAL PLANNING LTD→ 08162092 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| GODLEY STRATEGY LIMITED→ 04033811 · est 2000 · no financials extracted | — | — | — | — | 25y | — | — |
| HADLEIGH CAPITAL LIMITED→ 14686959 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| HANCOCK WEALTH MANAGEMENT LTD→ 13990866 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| HANISON GROUP (HOLDINGS) LIMITED→ 11278761 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| HAWES FAMILY INVESTMENT CO LIMITED→ 16880138 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| HAWKEYE FINANCIAL LIMITED→ 11383882 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| HEALTH MONEY BUSINESS SOLUTIONS LTD→ 15891421 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| HENBERG FINANCIAL SOLUTIONS LTD→ 11989472 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| HHF LTD→ 14326862 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| HOBBS HOUSE MORTGAGES LTD→ 14852374 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2010-01-04
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
The Coach House Box House
Bath Road
Box
Wiltshire
SN13 8AA
England
Filing status
Accounts
Next due: 2026-09-29
Last made up to: 2024-12-29
Confirmation statement
Next due: 2027-05-12
Last: 2026-04-28
Officers (2 active · 1 resigned)
Active
VERWOERT, Paul Anthony→
Activedirector · ~50y · appointed 2010-01-04
View their other companies + combined net worth →
VERWOERT, Adrian Thomas→
Resignedsecretary · appointed 2010-01-04 · resigned 2014-12-31
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
1
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Michael Verwoert & Helen Verwoert | A registered charge | — | 30/05/2023 | — | |
| satisfied | Paul Anthony Verwoert as Trustee of the Hartsfield Directors Pension Scheme | Debenture | 1 property | 25/03/2010 | 14/06/2023 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (66 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-04-28
confirmation-statement-with-updates
confirmation-statement · CS01
2026-01-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-29
confirmation-statement-with-updates
confirmation-statement · CS01
2025-01-17
move-registers-to-sail-company-with-new-address
address · AD03
2025-01-14
move-registers-to-sail-company-with-new-address
address · AD03
2025-01-14
move-registers-to-registered-office-company-with-new-address
address · AD04
2025-01-14
change-sail-address-company-with-old-address-new-address
address · AD02
2025-01-14
change-person-director-company-with-change-date
officers · CH01
2025-01-12
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-01-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-09-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-09-28
mortgage-satisfy-charge-full
mortgage · MR04
2023-06-14
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-06-14