CDN CONSULAR SERVICES LIMITED
- · Thesis: well-run, low negotiation leverage
Opportunity 83/100 (exceptional), bankability 67/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
3 live charges · 3 lenders · oldest 15.2y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 15.2 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 35/100 — workable, but lender will want more DD.
Data confidence
Overall: high (82/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-06-30 | 2024-06-30 |
|---|---|---|
| Total assets | £2.12M | £2.63M |
| Current assets | £1.98M | £2.11M |
| Cash | £142.3k | £129.3k |
| Debtors | £1.84M | £1.98M |
| Net assets | £2.11M | £2.61M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 officers
- • 2 officers
- • 1 accounts
- • 1 confirmation-statement
Corporate timeline (30 events)Click to expand
- 2026-05-27📄change-person-director-company-with-change-dateofficers · CH01
- 2026-03-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2026-03-04📄change-person-director-company-with-change-dateofficers · CH01
- 2025-03-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-01-28📄change-person-director-company-with-change-dateofficers · CH01
- 2025-01-27📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-03-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-01-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-03-10📄change-person-director-company-with-change-dateofficers · CH01
- 2022-03-09📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-03-09📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-02-01➕BEARD, James Alexander appointeddirector
- 2022-02-01➕MCWILLIAM, Gary appointeddirector
- 2022-01-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-03-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-01-25📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-01-25🔓Charge satisfied #3
- 2020-08-12📄change-person-director-company-with-change-dateofficers · CH01
- 2020-08-10📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2019-10-28📄mortgage-satisfy-charge-fullmortgage · MR04
- 2019-10-28🔓Charge satisfied #2
- 2019-10-25📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-10-22🔒Charge registered #3Lender: Avamore Finance 1 Limited
- 2018-12-19🔒Charge registered #2Lender: Avamore Capital Bridging Limited
- 2016-09-30➖BEARD, Deborah resignedsecretary
- 2011-05-03🔒Charge registered #1Lender: Rbs Invoice Finance Limited
- 2010-02-04🏢Company incorporatedAs CDN CONSULAR SERVICES LIMITED
- 2010-02-04➕BEARD, Deborah appointeddirector
- 2010-02-04➕BEARD, Neil William appointeddirector
- 2010-02-04➕BEARD, Deborah appointedsecretary
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Long-tenure founder: Senior director has been in place 16 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 64 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Limited succession signal. Not a near-term off-market candidate.
- primaryFamily succession underway: Not a takeover target — BEARD, James Alexander (same surname) appointed 2022-02-01. Pattern consistent with intra-family handover.
- primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
- secondary12+ year tenure: Director in role 16 years.
- secondaryStable-but-static management: Company is 16 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Deborah Beard Individual · British · DOB 09/1962 · age 64 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 06/04/2016 |
Mr Neil William Beard Individual · British · DOB 12/1962 · age 64 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (4 active · 1 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Avamore Finance 1 Avamore Finance 1 Limited | A registered charge | 1 property | 22/10/2019 | 25/01/2021 | |
| satisfied | Avamore Capital Bridging Avamore Capital Bridging Limited | A registered charge | 1 property | 19/12/2018 | 28/10/2019 | |
| outstanding | NatWest Group Rbs Invoice Finance Limited | All assets debenture | 1 property | 03/05/2011 | — |