BLUE COG CYCLING LIMITED
- · Oldest live charge 11.6y old — refinance window within 12 months
Opportunity 78/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
2 live charges · 2 lenders · oldest 11.6y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 11.6 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (58/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Recent activity
- • 1 confirmation-statement
Corporate timeline (24 events)Click to expand
- 2025-12-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-09-04📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-12-18📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-02-02📄capital-name-of-class-of-sharescapital · SH08
- 2023-01-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-12-15📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-05-10➖NICHOLSON, Christopher resigneddirector
- 2021-05-10📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-01-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-12-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-09-23📄mortgage-satisfy-charge-fullmortgage · MR04
- 2019-09-23🔓Charge satisfied #1
- 2019-07-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-07-04🔒Charge registered #2Lender: Handelsbanken PLC
- 2019-03-20📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2019-03-20📄change-person-director-company-with-change-dateofficers · CH01
- 2019-03-20📄change-person-director-company-with-change-dateofficers · CH01
- 2019-03-20📄change-person-director-company-with-change-dateofficers · CH01
- 2019-01-05📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-10-02➕NICHOLSON, Christopher appointeddirector
- 2014-12-24🔒Charge registered #1Lender: Hsbc Bank PLC
- 2010-03-10🏢Company incorporatedAs BLUE COG CYCLING LIMITED
- 2010-03-10➕GRAHAM, Philip John appointeddirector
- 2010-03-10➕GRAHAM, Sarah Marie appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 16 years — deep operational knowledge concentrated in one person.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 16 years.
- secondaryStable-but-static management: Company is 16 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Sarah Marie Graham Individual · British · DOB 10/1977 · age 49 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 26/03/2017 |
Mr Philip Graham Individual · British · DOB 12/1976 · age 50 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 26/03/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 1 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 04/07/2019 | — | |
| satisfied | HSBC Hsbc Bank PLC | A registered charge | 1 property | 24/12/2014 | 23/09/2019 |