AGE UK LANCASHIRE
- · Oldest live charge 10.7y old — refinance window within 12 months
Opportunity 79/100 (strong), bankability 85/100. Strong seller-intent signal (63/100, director aged 66). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
Refinance opportunity
1 live charge · oldest 10.7y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 10.7 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 28/100 — workable, but lender will want more DD.
Data confidence
Overall: low (49/100)Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Recent activity
- • 1 confirmation-statement
- • 1 confirmation-statement
- • 1 accounts
Corporate timeline (105 events)Click to expand
- 2025-12-30📄accounts-with-accounts-type-fullaccounts · AA
- 2025-11-11📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-11-06➖POUNDER, Anthony Gerard resigneddirector
- 2025-06-12📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-06-10➖PATEL, Adil resigneddirector
- 2025-03-25📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-03-25🔓Charge satisfied #1
- 2024-12-11📄accounts-with-accounts-type-fullaccounts · AA
- 2024-04-16📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-04-12➕HAYWOOD, Julie Ann appointeddirector
- 2024-03-19➖GOVINDJI-BRUCE, Amrita resigneddirector
- 2024-03-19📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-03-07➕LAVER, Anne Michelle appointeddirector
- 2024-03-07📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-12-19📄accounts-with-accounts-type-groupaccounts · AA
- 2023-07-12📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-07-10➕GOVINDJI-BRUCE, Amrita appointeddirector
- 2023-06-05📄change-person-director-company-with-change-dateofficers · CH01
- 2023-03-13📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-03-11➖BATTA, Rimpy resigneddirector
- 2023-01-26📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-01-24➕MCCONNELL, Graham Anthony appointeddirector
- 2022-12-09📄accounts-with-accounts-type-groupaccounts · AA
- 2022-10-05📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-09-12📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-09-08➖FAULKNER, Paul Anthony John resigneddirector
- 2022-09-08➕POUNDER, Anthony Gerard appointeddirector
- 2022-07-20📄memorandum-articlesincorporation · MA
- 2022-07-20📄resolutionresolution · RESOLUTIONS
- 2022-07-20📄memorandum-articlesincorporation · MA
- 2022-07-18📄statement-of-companys-objectschange-of-constitution · CC04
- 2022-07-14📄statement-of-companys-objectschange-of-constitution · CC04
- 2021-12-12➖LLOYD, Miles Spencer resigneddirector
- 2021-11-02➕GONDA, Julie appointeddirector
- 2021-06-01➖BLANCHARD, Mark Alan resigneddirector
- 2021-03-11➕BATTA, Rimpy appointeddirector
- 2020-09-27➖LENNEY, Jonathan Ashworth resigneddirector
- 2020-06-11➕PATEL, Adil appointeddirector
- 2020-03-23➕FERM, Susan Marie appointeddirector
- 2020-02-26➖EDMONDS, Julie Diane resigneddirector
- 2020-01-02➖BAKER, David Clifford resigneddirector
- 2019-09-23➖JOHNSON, Mark Christopher resigneddirector
- 2019-05-20➕BUYER-WALTON, Victoria appointeddirector
- 2019-04-08➖MCGREEVY, Paul Brian resigneddirector
- 2019-04-04➖SHORROCK, Julie Anne resigneddirector
- 2019-02-27➖EDMONDS, Julie Diane resignedsecretary
- 2019-02-27➕MCGREEVY, Paul Brian appointeddirector
- 2018-09-28➖MUMFORD, Vivien resigneddirector
- 2018-08-15➖STEPHENSON, Teri Mary resigneddirector
- 2018-06-14➕SHORROCK, Julie Anne appointeddirector
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
- -9 active directors: Broader management team in place — suggests transferable governance.
- +Founder age: Director aged approximately 66 — succession pressure is live.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primaryFounder aged 63+: Senior director is approximately 66. Approaching typical UK retirement age — succession thinking likely.
Red flags
cleanRadial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (9 active · 36 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 16/09/2015 | 25/03/2025 |