BJSR LIMITED
- · Oldest live charge 16.0y old — refinance window within 12 months
Opportunity 79/100 (strong), bankability 75/100. Strong seller-intent signal (63/100, director aged 71). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
Refinance opportunity
6 live charges · 2 lenders · oldest 16.0y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 16.0 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 102Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-08-30 | 2024-08-30 |
|---|---|---|
| Total assets | £974.3k | £888.4k |
| Current assets | £888.1k | £1.06M |
| Cash | £387.9k | £212.5k |
| Debtors | £500.2k | £846.9k |
| Net assets | £820.8k | £484.6k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
- • 1 confirmation-statement
- • 1 confirmation-statement
- • 1 accounts
Corporate timeline (31 events)Click to expand
- 2026-02-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-12-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-12-05🔒Charge registered #6Lender: Lloyds Bank PLC
- 2025-09-25📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-09-22🔒Charge registered #5Lender: Lloyds Bank PLC
- 2025-03-31📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-03-28🔒Charge registered #4Lender: Lloyds Bank PLC
- 2024-12-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-05-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-02-21📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-02-21📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-02-21🔓Charge satisfied #3
- 2024-02-21🔓Charge satisfied #2
- 2023-10-04📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-10-04🔓Charge satisfied #1
- 2023-06-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-05-31📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2022-05-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-05-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-05-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-05-19📄appoint-person-director-company-with-name-dateofficers · AP01
- 2019-05-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-05-28📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2019-05-28📄change-person-director-company-with-change-dateofficers · CH01
- 2015-03-06➕HAZZARD, Roger Percy appointeddirector
- 2014-10-13🔒Charge registered #3Lender: Lloyds Bank PLC
- 2014-10-09🔒Charge registered #2Lender: Lloyds Bank PLC
- 2010-07-07🔒Charge registered #1Lender: Lloyds Tsb Bank PLC
- 2010-05-25🏢Company incorporatedAs BJSR LIMITED
- 2010-05-25➕HAZZARD, Sallyanne appointeddirector
- 2010-05-25➕WRIGHT, Benjamin Oliver appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Long-tenure founder: Senior director has been in place 16 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 71 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 71 years old. Natural succession window is now.
- secondary12+ year tenure: Director in role 16 years.
- secondaryStable-but-static management: Company is 16 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Sallyanne Hazzard Individual · British · DOB 11/1961 · age 65 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 26/05/2016 |
Mr Benjamin Oliver Wright Individual · British · DOB 02/1986 · age 40 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 26/05/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 05/12/2025 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 22/09/2025 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 28/03/2025 | — | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | — | 13/10/2014 | 21/02/2024 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | — | 09/10/2014 | 21/02/2024 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Debenture | 1 property | 07/07/2010 | 04/10/2023 |