A & J LETTINGS LTD
💤Zombieactive
07299604 · ltd · incorporated 2010-06-30
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
82/100
Exceptional
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueProperty-backed borrower with a 61-year-old founder — textbook succession opportunity.
Opportunity 82/100 (exceptional), bankability 80/100. Strong seller-intent signal (70/100, director aged 61). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
1 live charge · oldest 14.4y
45/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 14.4 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (58/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
2 officers (1 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
50 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
1
filing
- • 1 confirmation-statement
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (20 events)Click to expand
- 2025-12-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-12-11📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-01-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-12-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-04-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-07-10📄change-person-director-company-with-change-dateofficers · CH01
- 2020-07-10📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2019-12-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-12-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-07-11📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2017-12-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-07-03📄change-person-director-company-with-change-dateofficers · CH01
- 2016-12-29📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-12-12📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2012-01-24🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2010-06-30🏢Company incorporatedAs A & J LETTINGS LTD
- 2010-06-30➕DERVISH, Jeanette Elizabeth appointeddirector
- 2010-06-30➕COWAN, Graham Michael appointeddirector
- 2010-06-30➖COWAN, Graham Michael resigneddirector
Owner dependency
93/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +Long-tenure founder: Senior director has been in place 16 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 61 — approaching natural succession window.
Succession & seller-readiness
78/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondary12+ year tenure: Director in role 16 years.
- secondaryStable-but-static management: Company is 16 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Ms Jeanette Elizabeth Dervish Individual · British · DOB 03/1965 · age 61 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 30/06/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · FY postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A & C DRYSDALE LTD→ 16250906 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| A HARRISON PROPERTIES LIMITED→ 16212895 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| A.H.M.I REALESTATE LIMITED→ 16676128 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AAHD SERVICES LIMITED→ 11595584 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ABL PROPERTY LIMITED→ 15170787 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ABO INVESTMENTS LTD→ 12255836 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ADC CAPITAL LTD→ 17047146 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ADF HOUSING LTD→ 15508874 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ADTEAM PROPERTIES LTD→ 15314549 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AEDA HOLDINGS LTD→ 15313472 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AFFLEX LIMITED→ 11271862 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| AFFORDABLE ALUMINIUM SYSTEMS LIMITED→ 05997067 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2010-06-30
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
13 Rossall Road
Thornton-Cleveleys
Lancashire
FY5 1AP
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-07-14
Last: 2026-06-30
Officers (1 active · 1 resigned)
DERVISH, Jeanette Elizabeth→
Activedirector · ~61y · appointed 2010-06-30
View their other companies + combined net worth →
COWAN, Graham Michael→
Resigneddirector · ~83y · appointed 2010-06-30 · resigned 2010-06-30
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Debenture | 1 property | 24/01/2012 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (50 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-07-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-08
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-12-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-01-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-07-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-12-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-07-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-04-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-07-10
change-person-director-company-with-change-date
officers · CH01
2020-07-10
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2020-07-10