IFT WEALTH MANAGEMENT LTD
🌳Matureactive
07325816 · ltd · incorporated 2010-07-26
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 12.6y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2026
Net worth
—
book net assets
Opportunity
82/100
Exceptional
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueActive trading company with a 71-year-old founder — textbook succession opportunity.
Opportunity 82/100 (exceptional), bankability 85/100. Strong seller-intent signal (63/100, director aged 71). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
1 live charge · oldest 12.6y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 12.6 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
8 officers (4 active, 8 linked, 4 with DOB)
80
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
55 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2026-03-31 | 2025-03-31 |
|---|---|---|
| Average employees | 7 | 500 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
2
filings
- • 1 accounts
- • 1 confirmation-statement
Last 180 days
2
filings
- • 1 accounts
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (33 events)Click to expand
- 2026-05-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-05-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-06-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-05-15📄change-person-secretary-company-with-change-dateofficers · CH03
- 2023-08-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-06-20📄change-person-secretary-company-with-change-dateofficers · CH03
- 2023-03-03📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-02-17➕HANLEY, Gary appointeddirector
- 2022-08-22📄memorandum-articlesincorporation · MA
- 2022-08-22📄resolutionresolution · RESOLUTIONS
- 2022-08-22📄capital-name-of-class-of-sharescapital · SH08
- 2022-08-22📄capital-cancellation-sharescapital · SH06
- 2022-08-22📄capital-return-purchase-own-sharescapital · SH03
- 2022-05-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-05-16📄change-person-secretary-company-with-change-dateofficers · CH03
- 2021-05-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-12-02📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2020-12-02📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2020-10-30➕TURNER, Tamsin Elizabeth appointedsecretary
- 2020-10-30➖TURNER, Tobias Geoffrey resignedsecretary
- 2020-09-16📄change-person-director-company-with-change-dateofficers · CH01
- 2020-04-08➖TURNER, Sara Elizabeth resignedsecretary
- 2020-04-08➕TURNER, Tobias Geoffrey appointedsecretary
- 2020-04-08➖TURNER, Sara Elizabeth resigneddirector
- 2020-01-14🔓Charge satisfied #1
- 2019-12-01➕TURNER, Tobias Geoffrey appointeddirector
- 2013-12-02🔒Charge registered #1Lender: Lloyds Bank PLC
- 2010-08-16➖TURNER, Laurence resignedsecretary
- 2010-07-26🏢Company incorporatedAs IFT WEALTH MANAGEMENT LTD
- 2010-07-26➕TURNER, Laurence appointeddirector
- 2010-07-26➕TURNER, Laurence appointedsecretary
- 2010-07-26➕TURNER, Sara Elizabeth appointedsecretary
- 2010-07-26➕TURNER, Sara Elizabeth appointeddirector
Owner dependency
83/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Long-tenure founder: Senior director has been in place 16 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 71 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
83/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 71 years old. Natural succession window is now.
- secondary12+ year tenure: Director in role 16 years.
- secondaryStable-but-static management: Company is 16 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Laurence Turner Individual · British · DOB 12/1955 · age 71 | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| DNA FINANCIAL SOLUTIONS LIMITED→ 10619493 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| FIGTREE FINANCIAL LIMITED→ 12612148 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| FIRST RETAIL FINANCE (CHESTER) LTD→ 02964970 · est 1994 · no financials extracted | — | — | — | — | 31y | — | — |
| FORTRESS TRUSTEE SERVICES LIMITED→ 06882625 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| FULL CIRCLE ASSET FINANCE LIMITED→ 09931618 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| HALIFAX FINANCIAL BROKERS LIMITED→ 02367078 · est 1989 · no financials extracted | — | — | — | — | 37y | — | — |
| HALIFAX GENERAL INSURANCE SERVICES LIMITED→ 02791889 · est 1993 · no financials extracted | — | — | — | — | 33y | — | — |
| HANDS ON CJLH LTD→ 15895351 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| HBOS INVESTMENT FUND MANAGERS LIMITED→ 00941082 · est 1968 · no financials extracted | — | — | — | — | 57y | — | — |
| HOMES TO OWN MORTGAGES LTD→ 10807525 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| HW MORTGAGE SOLUTIONS LTD→ 15320868 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| INSTAPHARMA LTD→ 09391223 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2010-07-26
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
Spring Lea
Ovenden Wood Road
Halifax
West Yorkshire
HX2 0TQ
Filing status
Accounts
Next due: 2027-12-31
Last made up to: 2026-03-31
Confirmation statement
Next due: 2027-05-25
Last: 2026-05-11
Officers (4 active · 4 resigned)
TURNER, Tamsin Elizabeth→
Activesecretary · appointed 2020-10-30
View their other companies + combined net worth →
HANLEY, Gary→
Activedirector · ~52y · appointed 2023-02-17
View their other companies + combined net worth →
TURNER, Laurence→
Activedirector · ~71y · appointed 2010-07-26
View their other companies + combined net worth →
TURNER, Tobias Geoffrey→
Activedirector · ~40y · appointed 2019-12-01
View their other companies + combined net worth →
TURNER, Laurence→
Resignedsecretary · appointed 2010-07-26 · resigned 2010-08-16
TURNER, Sara Elizabeth→
Resignedsecretary · appointed 2010-07-26 · resigned 2020-04-08
TURNER, Tobias Geoffrey→
Resignedsecretary · appointed 2020-04-08 · resigned 2020-10-30
TURNER, Sara Elizabeth→
Resigneddirector · ~65y · appointed 2010-07-26 · resigned 2020-04-08
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 02/12/2013 | 14/01/2020 |
Recent filings (55 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-05-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-05-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-05-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-06-10
change-person-secretary-company-with-change-date
officers · CH03
2024-05-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-08-02
change-person-secretary-company-with-change-date
officers · CH03
2023-06-20
confirmation-statement-with-updates
confirmation-statement · CS01
2023-05-12
appoint-person-director-company-with-name-date
officers · AP01
2023-03-03
memorandum-articles
incorporation · MA
2022-08-22
resolution
resolution · RESOLUTIONS
2022-08-22
capital-name-of-class-of-shares
capital · SH08
2022-08-22
capital-cancellation-shares
capital · SH06
2022-08-22