ALL SEASONS HOME CARE (CARLISLE) LIMITED
Opportunity 82/100 (exceptional), bankability 75/100. Strong seller-intent signal (83/100, director aged 65). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
2 live charges · 2 lenders · oldest 11.9y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 11.9 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2024-09-30 | 2023-09-30 |
|---|---|---|
| Total assets | £76.8k | £57.8k |
| Current assets | £82.4k | £71.0k |
| Net assets | £73.2k | £54.2k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (25 events)Click to expand
- 2025-06-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-05-01📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-08-26📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2023-04-11📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-04-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-03-08📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-09-15📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-09-14📄change-person-director-company-with-change-dateofficers · CH01
- 2020-09-14📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2020-01-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-08-22📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2019-06-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-08-24📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2018-06-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-02-05📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2018-02-05📄capital-name-of-class-of-sharescapital · SH08
- 2018-02-02📄resolutionresolution · RESOLUTIONS
- 2015-10-06🔒Charge registered #2Lender: Rbs Invoice Finance Limited
- 2014-06-25🔒Charge registered #1Lender: National Westminster Bank PLC
- 2013-04-26➖GLARVEY, Clair Jane resigneddirector
- 2013-04-26➖GLARVEY, Michael resigneddirector
- 2010-08-17🏢Company incorporatedAs ALL SEASONS HOME CARE (CARLISLE) LIMITED
- 2010-08-17➕GLARVEY, Nina appointeddirector
- 2010-08-17➕GLARVEY, Clair Jane appointeddirector
- 2010-08-17➕GLARVEY, Michael appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Long-tenure founder: Senior director has been in place 16 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 65 — succession pressure is live.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondary12+ year tenure: Director in role 16 years.
- secondaryStable-but-static management: Company is 16 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Nina Glarvey Individual · British · DOB 05/1961 · age 65 | 50–75% | 50–75% | board control50-75% shares · 50-75% voting · board control | 06/04/2016 |
Miss Farah Jamal Hameed Individual · British · DOB 04/1987 · age 39 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 02/01/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 2 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | NatWest Group Rbs Invoice Finance Limited | A registered charge | — | 06/10/2015 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | — | 25/06/2014 | — |