AEQUITAS AUTOMOTIVE LTD

🌳Matureactive
07347606 · ltd · incorporated 2010-08-17
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 10.9y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Aug 2024
Net worth
—
book net assets
Opportunity
78/100
Strong
🔔
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What this business does
Primary activity: Activities of insurance agents and brokers
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 78/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

🏦

Refinance opportunity

3 live charges · oldest 10.9y

85/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 10.9 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
50 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
65
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Aug 2023Aug 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2024-08-312023-08-31

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 address
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
  1. 2026-01-08
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  2. 2025-08-28
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  3. 2025-08-28
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  4. 2025-08-28
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  5. 2025-05-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2024-05-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2022-12-12
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2022-03-15
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2021-01-12
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2020-05-14
    📄
    legacy
    miscellaneous · RP04CS01
  11. 2020-02-06
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2019-06-19
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  13. 2019-06-19
    🔓
    Charge satisfied #1
  14. 2019-01-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2018-03-14
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2017-01-30
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  17. 2016-07-22
    🔒
    Charge registered #3
    Lender: The Royal Bank of Scotland PLC
  18. 2015-08-24
    🔒
    Charge registered #2
    Lender: The Royal Bank of Scotland PLC
  19. 2015-06-22
    🔒
    Charge registered #1
    Lender: The Royal Bank of Scotland PLC
  20. 2010-08-17
    🏢
    Company incorporated
    As AEQUITAS AUTOMOTIVE LTD
  21. 2010-08-17
    ➕
    VERDIER, Jacqueline appointed
    secretary
  22. 2010-08-17
    ➕
    GRIFFITHS, Mark Edward appointed
    director
  23. 2010-08-17
    ➕
    VERDIER, Jacqueline appointed
    director

Owner dependency

68/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 16 years — deep operational knowledge concentrated in one person.

Succession & seller-readiness

59/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondary12+ year tenure: Director in role 16 years.
  • secondaryStable-but-static management: Company is 16 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Aequitas Group Holdings Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Aequitas Group Holdings Ltd
Corporate parent · holds 75-100% shares · board control
ultimate parent
⬇
AEQUITAS AUTOMOTIVE LTD
This company · 07347606

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Aequitas Group Holdings Ltd
Corporate entity
75–100%
75–100%board control75-100% shares · 75-100% voting · board control01/09/2022
2 historic (ceased) PSCs
  • Mr Mark Edward Griffithsceased 01/09/2022· 25-50% shares · 25-50% voting · board control
  • Mrs Jacqueline Verdierceased 01/09/2022· 25-50% shares · 25-50% voting · board control · significant influence

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2010-08-17
Jurisdictionengland-wales
Primary SIC66220 — Activities of insurance agents and brokers

Registered office

56 Hamilton Square
Birkenhead
Merseyside
CH41 5AS
United Kingdom

Filing status

Accounts
Next due: 2026-05-31
Last made up to: 2024-08-31
Confirmation statement
Next due: 2026-08-31
Last: 2025-08-17

Officers (3 active · 0 resigned)

VERDIER, Jacqueline→
secretary · appointed 2010-08-17
View their other companies + combined net worth →
Active
GRIFFITHS, Mark Edward→
director · ~54y · appointed 2010-08-17
View their other companies + combined net worth →
Active
VERDIER, Jacqueline→
director · ~56y · appointed 2010-08-17
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

3
Total charges
2
Outstanding
1
Active lenders
Status:Lender:3 of 3 shown
TypeProperties
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge1 property22/07/2016—
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge1 property24/08/2015—
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge—22/06/201519/06/2019
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (50 total)

change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-01-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-09
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-08-28
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-08-28
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2025-08-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-05-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-05-29
confirmation-statement-with-updates
confirmation-statement · CS01
2023-08-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-12-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-09-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-03-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-08-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-01-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-08-17