ADAM CARR BUILDERS LTD

🌳Matureactive
07365911 · ltd · incorporated 2010-09-06
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
Upgrade to see
Turnover
year to Sept 2025
Net worth
book net assets
Opportunity
74/100
Strong
🔔
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What this business does
Primary activity: Construction of domestic buildings
Sector: Construction
Investor take
Pursue
Strong opportunity: active trading company with strong profile and acceptable with review structure.

Opportunity 74/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

7 live charges · 3 lenders · oldest 12.5y

35/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Oldest live charge is 12.5 years old — likely at or near maturity.
  • · 3 lenders named — inter-creditor friction likely.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: high (81/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
7 charges (7/7 with lender, 7/7 with type)
90
Directors & officers
3 officers (2 active, 3 linked, 3 with DOB)
90
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
56 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
60
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0Sept 2024Sept 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-09-302024-09-30
Average employees313100

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (34 events)Click to expand
  1. 2026-03-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-04-07
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2024-04-03
    📄
    change-person-director-company-with-change-date
    officers · CH01
  4. 2024-04-03
    📄
    change-person-director-company-with-change-date
    officers · CH01
  5. 2024-04-03
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC05
  6. 2024-04-03
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  7. 2024-02-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2024-02-07
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  9. 2024-01-31
    🔒
    Charge registered #7
    Lender: Adam Luke Carr
  10. 2023-02-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2022-02-14
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2021-08-31
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC05
  13. 2021-05-10
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2020-11-18
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  15. 2020-10-29
    🔒
    Charge registered #6
    Lender: Barclays Security Trustee Limited
  16. 2020-10-23
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  17. 2020-10-23
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  18. 2020-10-23
    🔓
    Charge satisfied #3
  19. 2020-10-23
    🔓
    Charge satisfied #1
  20. 2020-09-17
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  21. 2020-09-15
    🔒
    Charge registered #5
    Lender: Barclays Security Trustee Limited
  22. 2020-03-17
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  23. 2020-03-12
    📄
    capital-cancellation-shares
    capital · SH06
  24. 2020-03-12
    📄
    capital-return-purchase-own-shares
    capital · SH03
  25. 2020-03-06
    GARTH, William Henry appointed
    director
  26. 2020-03-06
    🔒
    Charge registered #4
    Lender: Adam Luke Carr
  27. 2017-05-25
    🔒
    Charge registered #3
    Lender: Barclays Bank PLC
  28. 2014-08-08
    🔓
    Charge satisfied #2
  29. 2014-02-25
    🔒
    Charge registered #2
    Lender: Barclays Bank PLC
  30. 2014-01-14
    🔒
    Charge registered #1
    Lender: Barclays Bank PLC
  31. 2010-09-10
    CARR, Adam Luke appointed
    director
  32. 2010-09-06
    🏢
    Company incorporated
    As ADAM CARR BUILDERS LTD
  33. 2010-09-06
    JACOBS, Yomtov Eliezer appointed
    director
  34. 2010-09-06
    JACOBS, Yomtov Eliezer resigned
    director

Owner dependency

83/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder name in company name: Company name contains director surname "CARR" — strong identity link between founder and business.
  • +Long-tenure founder: Senior director has been in place 16 years — deep operational knowledge concentrated in one person.

Succession & seller-readiness

59/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondary12+ year tenure: Director in role 16 years.
  • secondaryStable-but-static management: Company is 16 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Group structure

Adam Carr Builders Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Adam Carr Builders Holdings Limited
Corporate parent · holds 75-100% shares · board control
ultimate parent
ADAM CARR BUILDERS LTD
This company · 07365911

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Adam Carr Builders Holdings Limited
Corporate entity
75100%
75–100%board control75-100% shares · 75-100% voting · board control06/03/2020
1 historic (ceased) PSC
  • Mr Adam Luke Carrceased 06/03/2020· 75-100% shares

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2010-09-06
Jurisdictionengland-wales
Primary SIC41202 — Construction of domestic buildings

Registered office

Unit 4, Lane House Business Park Kendal Road
Kirkby Lonsdale
Carnforth
LA6 2HH
England

Filing status

Accounts
Next due: 2027-06-30
Last made up to: 2025-09-30
Confirmation statement
Next due: 2026-09-20
Last: 2025-09-06

Officers (2 active · 1 resigned)

CARR, Adam Luke
director · ~55y · appointed 2010-09-10
View their other companies + combined net worth →
Active
GARTH, William Henry
director · ~44y · appointed 2020-03-06
View their other companies + combined net worth →
Active
JACOBS, Yomtov Eliezer
director · ~56y · appointed 2010-09-06 · resigned 2010-09-06
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

7
Total charges
4
Outstanding
2
Active lenders
Status:Lender:7 of 7 shown
TypeProperties
outstanding
Adam Luke Carr
A registered charge1 property31/01/2024
outstanding
Barclays
Barclays Security Trustee Limited
A registered charge1 property29/10/2020
outstanding
Barclays
Barclays Security Trustee Limited
A registered charge15/09/2020
outstanding
Adam Luke Carr
A registered charge1 property06/03/2020
satisfied
Barclays
Barclays Bank PLC
A registered charge2 properties25/05/201723/10/2020
satisfied
Barclays
Barclays Bank PLC
A registered charge1 property25/02/201408/08/2014
satisfied
Barclays
Barclays Bank PLC
A registered charge1 property14/01/201423/10/2020
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (56 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-03-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-04-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-20
change-person-director-company-with-change-date
officers · CH01
2024-04-03
change-person-director-company-with-change-date
officers · CH01
2024-04-03
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2024-04-03
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-04-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-02-27
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-02-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-02-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-09-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-02-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-09-14