ALPHA PAYMENTS LTD

🌳Matureactive

07369947 · ltd · incorporated 2010-09-08

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Sept 2025

Net worth

£-46.2k

book net assets

Opportunity

79/100

Strong

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What this business does

Primary activity: Other business support service activities n.e.c.

Sector: Administrative & support services

Investor take

Pass (distressed without resilience)

Distressed active trading company — structural issues outweigh the discount.

Opportunity 79/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

Confirmed no charges registered

Directors & officers

4 officers (2 active, 4 linked, 4 with DOB)

Ownership & PSC

1 active PSC(s) of 2 total, 2 with control declared

Director network

2 connected companies via shared directors

Filing history

61 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

79/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 105 (micro)

Negative net assets

Liabilities exceed assets by £46,204

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

-£46k

↓ 71% YoY

Current Assets

£11k

↓ 15% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 105 (micro)

Metric	2025-09-30	2024-09-30
Total assets	£-45.1k	£-24.5k
Current assets	£11.1k	£13.1k
Net assets	£-46.2k	£-27.0k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filing

• 1 accounts

Last 180 days

filing

• 1 accounts

Counts from Companies House filing history.

Corporate timeline (25 events)Click to expand

2026-06-09
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2025-12-23
📄
change-person-director-company-with-change-date
officers · CH01
2025-12-23
📄
change-person-director-company-with-change-date
officers · CH01
2025-10-29
➕
CRAWFORD, Nicholas Paul appointed
director
2025-10-29
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-10-04
📄
change-person-director-company-with-change-date
officers · CH01
2025-09-16
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-09-16
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-06-25
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2024-06-28
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2023-10-06
➖
CRAWFORD, Nicholas resigned
director
2023-10-06
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-06-29
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2022-06-08
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2021-08-24
📄
change-person-director-company-with-change-date
officers · CH01
2021-08-24
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2021-06-30
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2021-06-08
📄
appoint-person-director-company-with-name-date
officers · AP01
2021-04-06
➕
CRAWFORD, Nicholas appointed
director
2020-09-16
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2020-06-24
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2019-02-01
➖
CRAWFORD, Nicholas Paul resigned
director
2014-09-09
➕
WILSON, Emma Rachel appointed
director
2010-09-08
🏢
Company incorporated
As ALPHA PAYMENTS LTD
2010-09-08
➕
CRAWFORD, Nicholas Paul appointed
director

Owner dependency

66/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

+Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
+Senior director age: Director aged approximately 64 — approaching natural succession window.

Succession & seller-readiness

61/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Mrs Emma Rachel Wilson Individual · British · DOB 06/1976 · age 50	75–100%	75–100%	board control75-100% shares · 75-100% voting · board control	01/02/2019

1 historic (ceased) PSC

Mr Nicholas Paul Crawfordceased 01/02/2019· 75-100% shares

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Trade services · DY postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
AGENCY SUPPLIES LTD→ 11084252 · est 2017 · no financials extracted	—	—	—	—	8y	—	—
AHK AVIATION CONSULTANCY LIMITED→ 12779737 · est 2020 · no financials extracted	—	—	—	—	5y	—	—
AJB DETAILING LTD→ 15110132 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
AJS DESIGN & SERVICES LTD.→ 12235483 · est 2019 · no financials extracted	—	—	—	—	6y	—	—
ALEXANDERELITECOACHING LTD→ 16969932 · est 2026 · no financials extracted	—	—	—	—	—	—	—
ALFABET DIGITAL & EMBROIDERY LIMITED→ 16075861 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
ALL4SALE LIMITED→ 09700402 · est 2015 · no financials extracted	—	—	—	—	10y	—	—
ALLOYED SUPPLY LIMITED→ 11119446 · est 2017 · no financials extracted	—	—	—	—	8y	—	—
ALLTECH SECURITY LIMITED→ 08053657 · est 2012 · no financials extracted	—	—	—	—	13y	—	—
ALPHA MARKETING PARTNERS LTD→ 14772544 · est 2023 · no financials extracted	—	—	—	—	3y	—	—
ALPHUS LIMITED→ 12109521 · est 2019 · no financials extracted	—	—	—	—	6y	—	—
ALRAJO BARBERS LTD→ 14481870 · est 2022 · no financials extracted	—	—	—	—	3y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2010-09-08

Jurisdictionengland-wales

Primary SIC82990 — Other business support service activities n.e.c.

Registered office

Ground Floor Office, 2 Mill Pool Nash Lane

Belbroughton

Stourbridge

DY9 9AF

England

Filing status

Accounts

Next due: 2027-06-30

Last made up to: 2025-09-30

Confirmation statement

Next due: 2026-09-22

Last: 2025-09-08

Officers (2 active · 2 resigned)

CRAWFORD, Nicholas Paul→

director · ~64y · appointed 2025-10-29

View their other companies + combined net worth →

Active

WILSON, Emma Rachel→

director · ~50y · appointed 2014-09-09

View their other companies + combined net worth →

Active

CRAWFORD, Nicholas→

director · ~64y · appointed 2021-04-06 · resigned 2023-10-06

Resigned

CRAWFORD, Nicholas Paul→

director · ~64y · appointed 2010-09-08 · resigned 2019-02-01

Resigned

Click a director name to see their full track record across all companies.

Recent filings (61 total)

accounts-with-accounts-type-micro-entity

accounts · AA

2026-06-09

change-person-director-company-with-change-date

officers · CH01

2025-12-23

change-person-director-company-with-change-date

officers · CH01

2025-12-23

appoint-person-director-company-with-name-date

officers · AP01

2025-10-29

change-person-director-company-with-change-date

officers · CH01

2025-10-04

confirmation-statement-with-no-updates

confirmation-statement · CS01

2025-09-16

change-to-a-person-with-significant-control

persons-with-significant-control · PSC04

2025-09-16

change-registered-office-address-company-with-date-old-address-new-address

address · AD01

2025-09-16

accounts-with-accounts-type-micro-entity

accounts · AA

2025-06-25

confirmation-statement-with-no-updates

confirmation-statement · CS01

2024-10-09

accounts-with-accounts-type-micro-entity

accounts · AA

2024-06-28

termination-director-company-with-name-termination-date

officers · TM01

2023-10-06

confirmation-statement-with-no-updates

confirmation-statement · CS01

2023-09-12

accounts-with-accounts-type-micro-entity

accounts · AA

2023-06-29

confirmation-statement-with-no-updates

confirmation-statement · CS01

2022-09-27