BELTONS QUALITY BAKERIES LIMITED

🌳Matureactive
07408706 · ltd · incorporated 2010-10-15
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 15.2y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
83/100
Exceptional
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What this business does
Primary activity: Manufacture of bread; manufacture of fresh pastry goods and cakes
Sector: Manufacturing
Investor take
Pursue
Strong opportunity: active trading company with exceptional profile and bankable structure.

Opportunity 83/100 (exceptional), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

1 live charge · oldest 15.2y

65/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 15.2 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
5 officers (4 active, 5 linked, 5 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
49 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
83/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Mar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-03-312024-03-31
Average employees111100

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (24 events)Click to expand
  1. 2025-12-08
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2025-01-22
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2025-01-17
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  4. 2024-10-27
    ➖
    O'NEILL, Belinda Lesley resigned
    director
  5. 2023-12-21
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  6. 2022-12-20
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  7. 2021-12-23
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  8. 2021-02-12
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  9. 2019-12-19
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  10. 2019-01-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2018-10-18
    📄
    change-person-director-company-with-change-date
    officers · CH01
  12. 2018-10-18
    📄
    change-person-director-company-with-change-date
    officers · CH01
  13. 2018-10-18
    📄
    change-person-director-company-with-change-date
    officers · CH01
  14. 2018-10-18
    📄
    change-person-director-company-with-change-date
    officers · CH01
  15. 2018-10-18
    📄
    change-person-director-company-with-change-date
    officers · CH01
  16. 2018-10-18
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  17. 2017-12-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  18. 2011-04-21
    🔒
    Charge registered #1
    Lender: Lloyds Tsb Bank PLC
  19. 2010-10-15
    🏢
    Company incorporated
    As BELTONS QUALITY BAKERIES LIMITED
  20. 2010-10-15
    ➕
    O'NEILL, Mark Scott appointed
    director
  21. 2010-10-15
    ➕
    O'NEILL, Nathan James appointed
    director
  22. 2010-10-15
    ➕
    O'NEILL, Ryan Dean appointed
    director
  23. 2010-10-15
    ➕
    O'NEILL, Steven Shaun appointed
    director
  24. 2010-10-15
    ➕
    O'NEILL, Belinda Lesley appointed
    director

Owner dependency

66/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • -4 active directors: Broader management team in place — suggests transferable governance.
  • +Long-tenure founder: Senior director has been in place 16 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 63 — approaching natural succession window.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

73/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
  • secondary12+ year tenure: Director in role 16 years.
  • secondaryStable-but-static management: Company is 16 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Steven Shaun O'Neill
Individual · British · DOB 01/1963 · age 63
25–50%
25–50%25-50% shares · 25-50% voting06/04/2016
Belinda Lesley O'Neill
Individual · British · DOB 08/1963 · age 63
25–50%
25–50%25-50% shares · 25-50% voting06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2010-10-15
Jurisdictionengland-wales
Primary SIC10710 — Manufacture of bread; manufacture of fresh pastry goods and cakes

Registered office

44 Lowmoor Road
Kirkby-In-Ashfield
Nottingham
NG17 7BP
United Kingdom

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-10-29
Last: 2025-10-15

Officers (4 active · 1 resigned)

O'NEILL, Mark Scott→
director · ~40y · appointed 2010-10-15
View their other companies + combined net worth →
Active
O'NEILL, Nathan James→
director · ~36y · appointed 2010-10-15
View their other companies + combined net worth →
Active
O'NEILL, Ryan Dean→
director · ~36y · appointed 2010-10-15
View their other companies + combined net worth →
Active
O'NEILL, Steven Shaun→
director · ~63y · appointed 2010-10-15
View their other companies + combined net worth →
Active
O'NEILL, Belinda Lesley→
director · ~63y · appointed 2010-10-15 · resigned 2024-10-27
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
Lloyds Banking Group
Lloyds Tsb Bank PLC
Debenture1 property21/04/2011—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (49 total)

accounts-with-accounts-type-micro-entity
accounts · AA
2025-12-08
confirmation-statement-with-updates
confirmation-statement · CS01
2025-10-29
accounts-with-accounts-type-micro-entity
accounts · AA
2025-01-22
termination-director-company-with-name-termination-date
officers · TM01
2025-01-17
confirmation-statement-with-updates
confirmation-statement · CS01
2024-10-30
accounts-with-accounts-type-micro-entity
accounts · AA
2023-12-21
confirmation-statement-with-updates
confirmation-statement · CS01
2023-11-06
accounts-with-accounts-type-micro-entity
accounts · AA
2022-12-20
confirmation-statement-with-updates
confirmation-statement · CS01
2022-10-17
accounts-with-accounts-type-micro-entity
accounts · AA
2021-12-23
confirmation-statement-with-updates
confirmation-statement · CS01
2021-10-15
accounts-with-accounts-type-micro-entity
accounts · AA
2021-02-12
confirmation-statement-with-updates
confirmation-statement · CS01
2020-10-16
accounts-with-accounts-type-micro-entity
accounts · AA
2019-12-19
confirmation-statement-with-updates
confirmation-statement · CS01
2019-10-15