ACD HOMES LTD

🌳Matureactive
07427148 · ltd · incorporated 2010-11-02
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 13.9y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Nov 2024
Net worth
£103.1k
book net assets
Opportunity
82/100
Exceptional
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What this business does
Primary activity: Development of building projects
Sector: Construction
Investor take
Pursue
Active trading company with a 65-year-old founder — textbook succession opportunity.

Opportunity 82/100 (exceptional), bankability 80/100. Strong seller-intent signal (63/100, director aged 65). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

1 live charge · oldest 13.9y

85/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 13.9 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
5 officers (4 active, 5 linked, 4 with DOB)
86
Ownership & PSC
3 active PSC(s) of 3 total, 3 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
42 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Positive net assets
Net assets £103,084
Cash YoY
+66%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£6k
↑ 66% YoY
Net Worth
£103k
↑ 5.8% YoY
Current Assets
£6k
↑ 66% YoY
Current Liabilities
—
£0£21k£41k£62k£82k£103kNov 2023Nov 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2024-11-302023-11-30
Total assets£321.4k£376.3k
Current assets£6.0k£3.6k
Cash£6.0k£3.6k
Net assets£103.1k£97.5k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
  1. 2025-08-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-11-25
    📄
    change-person-secretary-company-with-change-date
    officers · CH03
  3. 2024-08-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2024-08-20
    📄
    change-person-director-company-with-change-date
    officers · CH01
  5. 2024-08-20
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  6. 2024-08-14
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  7. 2024-05-21
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  8. 2023-08-18
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2022-10-25
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  10. 2022-08-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2021-08-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2020-11-06
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2019-08-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2018-08-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2017-08-29
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  16. 2015-02-02
    ➕
    PENNINGTON, Ian appointed
    secretary
  17. 2012-07-20
    🔒
    Charge registered #1
    Lender: Aldermore Bank PLC
  18. 2011-01-21
    ➖
    O'BRIEN, Darren resigned
    director
  19. 2011-01-01
    ➕
    GREAR, Peter James appointed
    director
  20. 2010-11-02
    🏢
    Company incorporated
    As ACD HOMES LTD
  21. 2010-11-02
    ➕
    O'BRIEN, Ann Marie appointed
    director
  22. 2010-11-02
    ➕
    O'BRIEN, Caroline Jane appointed
    director
  23. 2010-11-02
    ➕
    O'BRIEN, Darren appointed
    director

Owner dependency

83/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Long-tenure founder: Senior director has been in place 16 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 65 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

73/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
  • secondary12+ year tenure: Director in role 16 years.
  • secondaryStable-but-static management: Company is 16 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

3 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mrs Caroline Jane O'Brien
Individual · British · DOB 09/1963 · age 63
25–50%
—25-50% shares06/04/2016
Ms Ann Marie O'Brien
Individual · British · DOB 06/1961 · age 65
25–50%
—25-50% shares06/04/2016
Mr Peter James Grear
Individual · British · DOB 09/1966 · age 60
——sig. influencesignificant influence06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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16574086 · est 2025 · no financials extracted
———————
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00858778 · est 1965 · no financials extracted
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ADEBIOPON HOME HERO LTD→
16966977 · est 2026 · no financials extracted
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2010-11-02
Jurisdictionengland-wales
Primary SIC41100 — Development of building projects

Registered office

288a Gloucester Road
Horfiled
Bristol
BS7 8PD
England

Filing status

Accounts
Next due: 2026-08-31
Last made up to: 2024-11-30
Confirmation statement
Next due: 2026-11-15
Last: 2025-11-01

Officers (4 active · 1 resigned)

PENNINGTON, Ian→
secretary · appointed 2015-02-02
View their other companies + combined net worth →
Active
GREAR, Peter James→
director · ~60y · appointed 2011-01-01
View their other companies + combined net worth →
Active
O'BRIEN, Ann Marie→
director · ~65y · appointed 2010-11-02
View their other companies + combined net worth →
Active
O'BRIEN, Caroline Jane→
director · ~63y · appointed 2010-11-02
View their other companies + combined net worth →
Active
O'BRIEN, Darren→
director · ~61y · appointed 2010-11-02 · resigned 2011-01-21
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
Aldermore
Aldermore Bank PLC
Mortgage1 property20/07/2012—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (42 total)

confirmation-statement-with-updates
confirmation-statement · CS01
2025-11-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-08-19
change-person-secretary-company-with-change-date
officers · CH03
2024-11-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-08-29
change-person-director-company-with-change-date
officers · CH01
2024-08-20
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-08-20
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-08-14
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-05-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-08-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-11-03
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2022-10-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-08-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-11-01