BUDSTAR LIMITED
🌳Matureactive
07431799 · ltd · incorporated 2010-11-08
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 13.4y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2026
Net worth
£620.5k
book net assets
Opportunity
82/100
Exceptional
What this business does
Primary activity: Other activities auxiliary to financial services, except insurance and pension funding
Sector: Financial & insurance
Investor take
PursueAsset-holding vehicle with a 64-year-old founder — textbook succession opportunity.
Opportunity 82/100 (exceptional), bankability 85/100. Strong seller-intent signal (80/100, director aged 64). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
2 live charges · oldest 13.4y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 13.4 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
43 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Positive net assets
Net assets £620,476
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£620k
↑ 9.1% YoY
Current Assets
£884k
↑ 7.0% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2026-03-31 | 2025-03-31 |
|---|---|---|
| Total assets | £620.5k | £575.8k |
| Current assets | £883.6k | £825.8k |
| Net assets | £620.5k | £568.5k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 accounts
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
- 2026-05-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-11-10📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-11-11📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-09-11📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-12-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-12-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-11-21📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-11-21📄change-person-director-company-with-change-dateofficers · CH01
- 2022-11-21📄change-person-director-company-with-change-dateofficers · CH01
- 2022-11-21📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-12-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-12-16📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-12-10📄mortgage-satisfy-charge-fullmortgage · MR04
- 2019-12-10📄mortgage-satisfy-charge-fullmortgage · MR04
- 2019-12-10🔓Charge satisfied #2
- 2019-12-10🔓Charge satisfied #1
- 2019-09-12📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-11-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2013-05-09🔒Charge registered #2Lender: Lloyds Tsb Bank PLC
- 2013-02-19🔒Charge registered #1Lender: Lloyds Tsb Bank PLC
- 2010-11-08🏢Company incorporatedAs BUDSTAR LIMITED
- 2010-11-08➕CARTER, Darrell Craig appointeddirector
- 2010-11-08➕CARTER, Melanie Andrea appointeddirector
Owner dependency
89/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 16 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 64 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 16 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
79/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 16 years.
- secondaryStable-but-static management: Company is 16 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Darrell Craig Carter Individual · British · DOB 12/1962 · age 64 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 07/11/2016 |
Mrs Melanie Andrea Carter Individual · British · DOB 10/1965 · age 61 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 07/11/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · OX postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| AMICA CORPORATE FINANCE LIMITED→ 15921884 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ASTROP CAPITAL→ 10616638 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| BANBURY SECURITY LTD→ 13208603 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| BASTION INSURANCE SERVICES LTD→ 08536306 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| BENNETT SHIPPING LTD→ 15277203 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| BLOCKSMART CAPITAL LTD→ 14407288 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| BRISTOL YORK LIMITED→ 05143412 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| BROMWEST LIMITED→ 00532059 · est 1954 · no financials extracted | — | — | — | — | 72y | — | — |
| BROOKS FAMILY INVESTMENTS LIMITED→ 16135763 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| CALDERWOOD FAMILY INVESTMENT COMPANY LTD→ 10605168 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| CALIBER FINANCIAL PLANNING LIMITED→ 06985997 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| CALLABAS FINANCIAL SERVICES LTD→ 15103462 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2010-11-08
Jurisdictionengland-wales
Primary SIC66190 — Other activities auxiliary to financial services, except insurance and pension funding
Registered office
Rectory Mews Crown Road
Wheatley
Oxford
OX33 1UL
Filing status
Accounts
Next due: 2027-12-31
Last made up to: 2026-03-31
Confirmation statement
Next due: 2026-10-30
Last: 2025-10-16
Officers (2 active · 0 resigned)
CARTER, Darrell Craig→
Activedirector · ~64y · appointed 2010-11-08
View their other companies + combined net worth →
CARTER, Melanie Andrea→
Activedirector · ~61y · appointed 2010-11-08
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
0
Outstanding
0
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | A registered charge | 1 property | 09/05/2013 | 10/12/2019 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Debenture | 1 property | 19/02/2013 | 10/12/2019 |
Recent filings (43 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2026-05-28
accounts-with-accounts-type-micro-entity
accounts · AA
2025-11-10
confirmation-statement-with-updates
confirmation-statement · CS01
2025-10-16
confirmation-statement-with-updates
confirmation-statement · CS01
2024-11-11
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-11-11
accounts-with-accounts-type-micro-entity
accounts · AA
2024-09-11
accounts-with-accounts-type-micro-entity
accounts · AA
2023-12-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-13
accounts-with-accounts-type-micro-entity
accounts · AA
2022-12-21
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-11-21
change-person-director-company-with-change-date
officers · CH01
2022-11-21
change-person-director-company-with-change-date
officers · CH01
2022-11-21
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-11-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-11-08
accounts-with-accounts-type-micro-entity
accounts · AA
2021-12-22