CORE COMMERCIAL FINANCE LIMITED
🌳Matureactive
07437388 · ltd · incorporated 2010-11-11
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
80/100
Exceptional
What this business does
Primary activity: Other credit granting n.e.c.
Sector: Financial & insurance
Investor take
PursueActive trading company with a 61-year-old founder — textbook succession opportunity.
Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (70/100, director aged 61). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: medium (72/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
44 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Key financials
1 year extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 |
|---|---|
| Average employees | 2 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (21 events)Click to expand
- 2025-10-17📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-08-19📄change-person-director-company-with-change-dateofficers · CH01
- 2025-08-19📄change-person-director-company-with-change-dateofficers · CH01
- 2025-08-19📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-08-04📄change-person-director-company-with-change-dateofficers · CH01
- 2025-08-04📄change-person-director-company-with-change-dateofficers · CH01
- 2024-08-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-07-07📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-01-05📄capital-allotment-sharescapital · SH01
- 2023-01-05📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2023-01-05📄capital-name-of-class-of-sharescapital · SH08
- 2023-01-05📄resolutionresolution · RESOLUTIONS
- 2023-01-05📄memorandum-articlesincorporation · MA
- 2022-12-02📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-11-25➕BRAGE, Sharon Anne appointeddirector
- 2022-11-01📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2022-04-06📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-02-18📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-03-13📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2010-11-11🏢Company incorporatedAs CORE COMMERCIAL FINANCE LIMITED
- 2010-11-11➕BRAGE, Anthony appointeddirector
Owner dependency
89/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 16 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 61 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 16 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
69/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 16 years.
- secondaryStable-but-static management: Company is 16 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Anthony Brage Individual · British · DOB 09/1965 · age 61 | 75–100% | — | 75-100% shares | 01/07/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · HU postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 4A SECURITY LIMITED→ 16838793 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ACCESS FINANCIAL CONSULTANCY LIMITED→ 11421636 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ANDREW PIPER FINANCIAL PLANNING LTD→ 06944469 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| ARES SECURITY AND TRAINING LTD→ 16194892 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ASK FIRE SAFETY LTD→ 15521037 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| BAIL BONDS LTD→ 14034743 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| BARAKAH AND NAMA CAPITAL LTD→ 16215195 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| CAW FINANCIAL SERVICES LIMITED→ 05677105 · est 2006 · no financials extracted | — | — | — | — | 20y | — | — |
| CHEAP MORTGAGES LIMITED→ 10128982 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| CHRISTIAN DERRICK FINANCIAL PLANNING LIMITED→ 11572580 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| CMD WEALTH MANAGEMENT LTD→ 10026891 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| CORE INDEPENDENT FINANCIAL PLANNING LTD→ 07388495 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2010-11-11
Jurisdictionengland-wales
Primary SIC64929 — Other credit granting n.e.c.
Registered office
The Hall
Lairgate
Beverley
East Yorkshire
HU17 8HL
England
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-11-10
Last: 2025-10-27
Officers (2 active · 0 resigned)
BRAGE, Anthony→
Activedirector · ~61y · appointed 2010-11-11
View their other companies + combined net worth →
BRAGE, Sharon Anne→
Activedirector · ~58y · appointed 2022-11-25
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (44 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-28
accounts-with-accounts-type-micro-entity
accounts · AA
2025-10-17
change-person-director-company-with-change-date
officers · CH01
2025-08-19
change-person-director-company-with-change-date
officers · CH01
2025-08-19
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-08-19
change-person-director-company-with-change-date
officers · CH01
2025-08-04
change-person-director-company-with-change-date
officers · CH01
2025-08-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-01
accounts-with-accounts-type-micro-entity
accounts · AA
2024-08-20
confirmation-statement-with-updates
confirmation-statement · CS01
2023-11-17
accounts-with-accounts-type-micro-entity
accounts · AA
2023-07-07
capital-allotment-shares
capital · SH01
2023-01-05
capital-variation-of-rights-attached-to-shares
capital · SH10
2023-01-05
capital-name-of-class-of-shares
capital · SH08
2023-01-05
resolution
resolution · RESOLUTIONS
2023-01-05