DEGAM LTD

🌳Matureactive
07438221 · ltd · incorporated 2010-11-12
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Aug 2025
Net worth
£45.8k
book net assets
Opportunity
80/100
Exceptional
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch
What this business does
Primary activity: Administration of financial markets
Sector: Financial & insurance
Investor take
Pursue
Asset-holding vehicle with a 69-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (83/100, director aged 69). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
3 active PSC(s) of 3 total, 3 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
42 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 105 (micro)
Positive net assets
Net assets £45,779

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
£46k
↑ 20% YoY
Current Assets
£80k
↑ 20% YoY
Current Liabilities
—
£0£16k£32k£48k£64k£80kAug 2024Aug 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 105 (micro)
Metric2025-08-312024-08-31
Total assets£45.8k£38.0k
Current assets£79.8k£66.3k
Net assets£45.8k£38.0k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
1
filing
  • • 1 accounts
Last 90 days
1
filing
  • • 1 accounts
Last 180 days
1
filing
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (20 events)Click to expand
  1. 2026-05-29
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2025-05-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2024-12-18
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  4. 2024-05-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2023-05-23
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  6. 2022-05-26
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  7. 2021-05-28
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  8. 2020-05-29
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  9. 2019-05-24
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  10. 2018-05-16
    📄
    capital-allotment-shares
    capital · SH01
  11. 2018-05-14
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2017-12-01
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  13. 2017-12-01
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  14. 2017-12-01
    📄
    change-person-director-company-with-change-date
    officers · CH01
  15. 2017-12-01
    📄
    change-person-director-company-with-change-date
    officers · CH01
  16. 2017-12-01
    📄
    change-person-secretary-company-with-change-date
    officers · CH03
  17. 2010-11-12
    🏢
    Company incorporated
    As DEGAM LTD
  18. 2010-11-12
    ➕
    DEV, Paramjit Singh appointed
    secretary
  19. 2010-11-12
    ➕
    DEV, Paramjit Singh appointed
    director
  20. 2010-11-12
    ➕
    GAMMAGE, Sandra appointed
    director

Owner dependency

83/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 16 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 69 — succession pressure is live.

Succession & seller-readiness

79/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 69. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondary12+ year tenure: Director in role 16 years.
  • secondaryStable-but-static management: Company is 16 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Gade Enterprises Ltd holds 25-50% — a significant corporate investor but not a controlling parent.

🏛️
Gade Enterprises Ltd
Corporate parent · holds 25-50% shares
significant stake
⬇
DEGAM LTD
This company · 07438221

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

3 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Gade Enterprises Ltd
Corporate entity
25–50%
25–50%25-50% shares · 25-50% voting11/11/2024
Mr Paramjit Singh Dev
Individual · British · DOB 06/1957 · age 69
25–50%
25–50%board control25-50% shares · 25-50% voting · board control12/11/2016
Mrs Sandra Gammage
Individual · British · DOB 09/1959 · age 67
25–50%
25–50%board control25-50% shares · 25-50% voting · board control12/11/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Financial services · SG postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
A PLUS CAPITAL PARTNERS LTD→
16501610 · est 2025 · no financials extracted
———————
CARBON FC (CAMBRIDGE) LTD→
13203359 · est 2021 · no financials extracted
————5y——
CHARTERHOUSE BRIDGING LIMITED→
09463960 · est 2015 · no financials extracted
————11y——
CHEMINFOINVEST LTD→
16856535 · est 2025 · no financials extracted
———————
CM LIFECYCLE FINANCE LTD→
11824421 · est 2019 · no financials extracted
————7y——
COGENT FINANCIAL PLANNING LIMITED→
05078887 · est 2004 · no financials extracted
————22y——
COPIA HOLDINGS LTD→
14148611 · est 2022 · no financials extracted
————3y——
COREVISION CAPITAL LIMITED→
16811445 · est 2025 · no financials extracted
———————
COSMA MORTGAGE SOLUTIONS LTD→
16731567 · est 2025 · no financials extracted
———————
DARKFIRE RISK MANAGEMENT LTD→
16571619 · est 2025 · no financials extracted
———————
DGP ACTUARIAL LTD→
14958230 · est 2023 · no financials extracted
————2y——
DIRECT MORTGAGE SOLUTIONS LIMITED→
14415683 · est 2022 · no financials extracted
————3y——
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2010-11-12
Jurisdictionengland-wales
Primary SIC66110 — Administration of financial markets

Registered office

14 Hitchin Road
Letchworth Garden City
Hertfordshire
SG6 3LT
England

Filing status

Accounts
Next due: 2027-05-31
Last made up to: 2025-08-31
Confirmation statement
Next due: 2026-11-26
Last: 2025-11-12

Officers (3 active · 0 resigned)

DEV, Paramjit Singh→
secretary · appointed 2010-11-12
View their other companies + combined net worth →
Active
DEV, Paramjit Singh→
director · ~69y · appointed 2010-11-12
View their other companies + combined net worth →
Active
GAMMAGE, Sandra→
director · ~67y · appointed 2010-11-12
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Recent filings (42 total)

accounts-with-accounts-type-micro-entity
accounts · AA
2026-05-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-11
accounts-with-accounts-type-micro-entity
accounts · AA
2025-05-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-18
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2024-12-18
accounts-with-accounts-type-micro-entity
accounts · AA
2024-05-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-15
accounts-with-accounts-type-micro-entity
accounts · AA
2023-05-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-12-06
accounts-with-accounts-type-micro-entity
accounts · AA
2022-05-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-11-30
accounts-with-accounts-type-micro-entity
accounts · AA
2021-05-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-12-24
accounts-with-accounts-type-micro-entity
accounts · AA
2020-05-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-12-13