ARDONAGH SERVICES LIMITED
🌳Matureactive
07476462 · ltd · incorporated 2010-12-22
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
69/100
Strong
What this business does
Primary activity: Activities of financial services holding companies
Sector: Financial & insurance
ALSO REGISTERED FOR
- 74990Non-trading company
Investor take
Pass (distressed without resilience)Distressed asset-holding vehicle — structural issues outweigh the discount.
Opportunity 69/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Biggest value-creation lever: Consolidate lender relationships. 17 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
22 live charges · 17 lenders · oldest 15.4y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 15.4 years old — likely at or near maturity.
- · 17 lenders named — inter-creditor friction likely.
- · Legal-friction score 45/100 (high).
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
22 charges (22/22 with lender, 22/22 with type)
90
Directors & officers
42 officers (3 active, 42 linked, 33 with DOB)
86
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
18 connected companies via shared directors
90
Filing history
211 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
69/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
56
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 mortgage
Counts from Companies House filing history.
Corporate timeline (134 events)Click to expand
- 2026-02-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-02-05🔒Charge registered #22Lender: Ankura Trust Company, Llc as Security Agent
- 2025-12-19📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2025-11-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-11-17🔒Charge registered #21Lender: Ankura Trust Company, Llc
- 2025-09-09📄capital-allotment-sharescapital · SH01
- 2025-08-27📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2025-08-27📄legacyaccounts · PARENT_ACC
- 2025-08-27📄legacyother · AGREEMENT2
- 2025-08-27📄legacyother · GUARANTEE2
- 2025-05-21📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-05-15🔒Charge registered #20Lender: Ankura Trust Company, Llc (As Security Agent)
- 2025-05-13📄capital-allotment-sharescapital · SH01
- 2025-04-28📄capital-allotment-sharescapital · SH01
- 2025-02-28📄mortgage-charge-whole-cease-and-release-with-charge-numbermortgage · MR05
- 2025-02-28📄mortgage-charge-whole-cease-and-release-with-charge-numbermortgage · MR05
- 2025-02-28📄mortgage-charge-whole-cease-and-release-with-charge-numbermortgage · MR05
- 2025-02-28📄mortgage-charge-whole-cease-and-release-with-charge-numbermortgage · MR05
- 2025-02-12📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-02-12📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-02-10🔒Charge registered #19Lender: Ankura Trust Company, Llc as Security Provider
- 2025-02-10🔒Charge registered #18Lender: Ankura Trust Company, Llc as Security Agent
- 2024-12-17📄legacycapital · SH20
- 2024-12-17📄capital-statement-capital-company-with-date-currency-figurecapital · SH19
- 2024-12-17⚠️legacyinsolvency · CAP-SS
- 2024-12-17📄resolutionresolution · RESOLUTIONS
- 2024-11-07📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2024-11-07📄legacyaccounts · PARENT_ACC
- 2024-08-07🔒Charge registered #17Lender: Ankura Trust Company, Llc (And Its Successors in Title and Permitted Transferees, the “Security Agent”)
- 2024-08-07🔒Charge registered #16Lender: Ankura Trust Company, Llc (And Its Successors in Title and Permitted Transferees, the “Security Agent”)
- 2024-02-29🔒Charge registered #15Lender: Ankura Trust Company, Llc (As Security Provider)
- 2024-02-29🔒Charge registered #14Lender: Ankura Trust Company, Llc (As Security Agent Under a Senior Facilities Agreement Originally Dated 26 June 2020 as Amended from Time to Time and as Most Recently Amended by an Amendment and Restatement Agreement Dated 28 February 2024)
- 2023-07-21🔒Charge registered #13Lender: Ares Management Limited as Security Agent.
- 2023-01-31🔒Charge registered #12Lender: Ares Management Limited as Agent and Trustee for Itself and the Other Secured Parties
- 2022-09-25🔒Charge registered #11Lender: Ares Management Limited as Security Agent
- 2022-02-22➕ARDONAGH CORPORATE SECRETARY LIMITED appointedcorporate-secretary
- 2022-02-22➖CLARKE, Dean resignedsecretary
- 2021-10-01🔒Charge registered #10Lender: Ares Management Limited (The Mortgagee)
- 2021-10-01🔒Charge registered #9Lender: Ares Management Limited (As Security Agent)
- 2020-07-23🔓Charge satisfied #7
- 2020-07-23🔓Charge satisfied #6
- 2020-07-23🔓Charge satisfied #5
- 2020-07-14🔒Charge registered #8Lender: Ares Management Limited
- 2020-06-10🔒Charge registered #7Lender: Citibank, N.A., London Branch
- 2019-04-01➖BOUCH, Clive resigneddirector
- 2019-04-01➖BOULANGER, Matthieu Yann Arnaud resigneddirector
- 2019-04-01➖BUTLER, Patrick Noel resigneddirector
- 2019-04-01➖CUSARO, Aurelio resigneddirector
- 2019-04-01➖DANDRIDGE, Christine Elaine resigneddirector
- 2019-04-01➖DOMBALAGIAN, Vahe Alex resigneddirector
Showing most recent 50 of 134 events
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 63 — approaching natural succession window.
Succession & seller-readiness
71/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondaryStable-but-static management: Company is 16 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 high · 1 med · 1 low1 insolvency-related filing on record
highFilings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.
Evidence: 2024-12-17: legacy
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
15 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Group structure
Ardonagh Finco Uk Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Ardonagh Finco Uk Limited
Corporate parent · holds 75-100% shares · board control
⬇
ARDONAGH SERVICES LIMITED
This company · 07476462
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Ardonagh Finco Uk Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Holding company · EC postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| AQA PENSION SCHEME TRUSTEES LIMITED→ 16871752 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AR HOLDCO LIMITED→ 16354338 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ARC CLUB STRATFORD LIMITED→ 15997980 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ARCADIS GROUP LIMITED→ 02950545 · est 1994 · no financials extracted | — | — | — | — | 31y | — | — |
| ARDONAGH IBERIA HOLDCO 1 LIMITED→ 16732021 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ARE ASSETS W LIMITED→ 12989263 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ARES UK HOLDCO 1 LIMITED→ 17106588 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ARES UK HOLDCO 2 LIMITED→ 17107097 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| AREWHANA LIMITED→ 15966581 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ARGENTA MIDCO 2 LIMITED→ 12988372 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ARGO FXCO LIMITED→ 13929445 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| ARGOS BUSINESS SOLUTIONS LIMITED→ 03234511 · est 1996 · no financials extracted | — | — | — | — | 29y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2010-12-22
Jurisdictionengland-wales
Primary SIC64205 — Activities of financial services holding companies
Registered office
2 Minster Court
Mincing Lane
London
EC3R 7PD
United Kingdom
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-01-05
Last: 2025-12-22
Officers (3 active · 39 resigned)
ARDONAGH CORPORATE SECRETARY LIMITED→
Activecorporate-secretary · appointed 2022-02-22
View their other companies + combined net worth →
COUGILL, Diane→
Activedirector · ~63y · appointed 2018-11-07
View their other companies + combined net worth →
ROSS, David Christopher→
Activedirector · ~57y · appointed 2016-03-09
View their other companies + combined net worth →
CLARK, Samuel Thomas Budgen→
Resignedsecretary · appointed 2013-11-01 · resigned 2013-11-18
CLARK, Samuel Thomas Budgen→
Resignedsecretary · appointed 2011-07-22 · resigned 2013-11-01
CLARKE, Dean→
Resignedsecretary · appointed 2019-01-04 · resigned 2022-02-22
GOURIET, Geoffrey Costerton→
Resignedsecretary · appointed 2018-08-03 · resigned 2019-01-04
GOURIET, Geoffrey Costerton→
Resignedsecretary · appointed 2016-03-18 · resigned 2016-12-20
GREGORY, Jacqueline Anne→
Resignedsecretary · appointed 2016-12-20 · resigned 2018-08-03
HUNTER, Andrew Stewart→
Resignedsecretary · appointed 2010-12-22 · resigned 2011-07-22
OWENS, Jennifer→
Resignedsecretary · appointed 2013-11-25 · resigned 2016-03-01
BOUCH, Clive→
Resigneddirector · ~65y · appointed 2017-01-03 · resigned 2019-04-01
BOULANGER, Matthieu Yann Arnaud→
Resigneddirector · ~51y · appointed 2017-11-15 · resigned 2019-04-01
BOULANGER, Matthieu Yann Arnaud→
Resigneddirector · ~51y · appointed 2015-04-02 · resigned 2015-08-28
BUTLER, Patrick Noel→
Resigneddirector · ~66y · appointed 2016-04-08 · resigned 2019-04-01
BUTLER, Patrick Noel→
Resigneddirector · ~66y · appointed 2016-03-08 · resigned 2016-03-08
CARRUTHERS, James Maxwell→
Resigneddirector · ~72y · appointed 2011-05-20 · resigned 2011-07-07
CULLUM, Peter Geoffrey→
Resigneddirector · ~76y · appointed 2010-12-22 · resigned 2013-02-04
CUSARO, Aurelio→
Resigneddirector · ~41y · appointed 2017-12-22 · resigned 2019-04-01
DANDRIDGE, Christine Elaine→
Resigneddirector · ~70y · appointed 2016-05-13 · resigned 2019-04-01
Click a director name to see their full track record across all companies.
Mortgages & charges
22
Total charges
15
Outstanding
13
Active lenders
Status:Lender:22 of 22 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Ankura Trust Company, as Security Agent Ankura Trust Company, Llc as Security Agent | A registered charge | — | 05/02/2026 | — | |
| outstanding | Ankura Trust Company, Ankura Trust Company, Llc | A registered charge | 1 property | 17/11/2025 | — | |
| outstanding | Ankura Trust Company, (As Security Agent) Ankura Trust Company, Llc (As Security Agent) | A registered charge | — | 15/05/2025 | — | |
| outstanding | Ankura Trust Company, as Security Provider Ankura Trust Company, Llc as Security Provider | A registered charge | 1 property | 10/02/2025 | — | |
| outstanding | Ankura Trust Company, as Security Agent Ankura Trust Company, Llc as Security Agent | A registered charge | 1 property | 10/02/2025 | — | |
| outstanding | Ankura Trust Company, (And Its Successors in Title and Permitted Transferees, the “Security Agent”) Ankura Trust Company, Llc (And Its Successors in Title and Permitted Transferees, the “Security Agent”) | A registered charge | — | 07/08/2024 | — | |
| outstanding | Ankura Trust Company, (And Its Successors in Title and Permitted Transferees, the “Security Agent”) Ankura Trust Company, Llc (And Its Successors in Title and Permitted Transferees, the “Security Agent”) | A registered charge | — | 07/08/2024 | — | |
| outstanding | Ankura Trust Company, (As Security Provider) Ankura Trust Company, Llc (As Security Provider) | A registered charge | — | 29/02/2024 | — | |
| outstanding | Ankura Trust Company, (As Security Agent Under a Senior Facilities Agreement Originally Dated 26 June 2020 as Amended from Time to Time and as Most Recently Amended by an Amendment and Restatement Agreement Dated 28 February 2024) Ankura Trust Company, Llc (As Security Agent Under a Senior Facilities Agreement Originally Dated 26 June 2020 as Amended from Time to Time and as Most Recently Amended by an Amendment and Restatement Agreement Dated 28 February 2024) | A registered charge | — | 29/02/2024 | — | |
| outstanding | Ares Management as Security Agent. Ares Management Limited as Security Agent. | A registered charge | 1 property | 21/07/2023 | — | |
| outstanding | Ares Management as Agent and Trustee for Itself and the Other Secured Parties Ares Management Limited as Agent and Trustee for Itself and the Other Secured Parties | A registered charge | — | 31/01/2023 | — | |
| outstanding | Ares Management as Security Agent Ares Management Limited as Security Agent | A registered charge | — | 25/09/2022 | — | |
| outstanding | Ares Management (The Mortgagee) Ares Management Limited (The Mortgagee) | A registered charge | — | 01/10/2021 | — | |
| outstanding | Ares Management (As Security Agent) Ares Management Limited (As Security Agent) | A registered charge | — | 01/10/2021 | — | |
| outstanding | Ares Management Ares Management Limited | A registered charge | 1 property | 14/07/2020 | — | |
| satisfied | Citibank, N.A., London Branch | A registered charge | — | 10/06/2020 | 23/07/2020 | |
| satisfied | Citibank, N.A., London Branch | A registered charge | 1 property | 26/09/2018 | 23/07/2020 | |
| satisfied | Citibank, N.A., London Branch | A registered charge | 1 property | 07/08/2017 | 23/07/2020 | |
| satisfied | The Bank of New York Mellon, London Branch | A registered charge | 1 property | 02/04/2015 | 07/07/2017 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | A registered charge | 1 property | 10/05/2013 | 29/04/2015 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC as Security Agent and Trustee for Itself and the Other Secured Parties (The "Security Agent") | Debenture | 1 property | 27/06/2012 | 23/07/2015 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC as Security Agent and Trustee for Itself and the Other Secured Parties (The "Security Agent") | Debenture | 1 property | 11/02/2011 | 11/07/2015 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (211 total)
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-02-13
confirmation-statement-with-updates
confirmation-statement · CS01
2025-12-24
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2025-12-19
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-11-17
capital-allotment-shares
capital · SH01
2025-09-09
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2025-08-27
legacy
accounts · PARENT_ACC
2025-08-27
legacy
other · AGREEMENT2
2025-08-27
legacy
other · GUARANTEE2
2025-08-27
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-05-21
capital-allotment-shares
capital · SH01
2025-05-13
capital-allotment-shares
capital · SH01
2025-04-28
mortgage-charge-whole-cease-and-release-with-charge-number
mortgage · MR05
2025-02-28
mortgage-charge-whole-cease-and-release-with-charge-number
mortgage · MR05
2025-02-28
mortgage-charge-whole-cease-and-release-with-charge-number
mortgage · MR05
2025-02-28