AGEMCO LTD
- · Oldest live charge 14.4y old — refinance window within 12 months
Opportunity 78/100 (strong), bankability 75/100. Strong seller-intent signal (68/100, director aged 72). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
4 live charges · 2 lenders · oldest 14.4y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 14.4 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-06-30 | 2024-06-30 |
|---|---|---|
| Average employees | 9300 | 11000 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
Corporate timeline (35 events)Click to expand
- 2026-03-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-09-08📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-09-08📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2025-04-23📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-04-23📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-03-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-06-04📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-06-04📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-06-04🔓Charge satisfied #2
- 2024-06-04🔓Charge satisfied #1
- 2024-03-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-03-18📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-03-12➕SHERWOOD, Gary Nicholas Edward appointeddirector
- 2024-01-16📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-01-16📄change-person-director-company-with-change-dateofficers · CH01
- 2023-03-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-03-22📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-03-08➖ALEXOPOULOS, Spyros resigneddirector
- 2022-03-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-01-26📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-07-14📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2021-07-14📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2021-07-14📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2021-07-14📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2021-05-10🔒Charge registered #4Lender: Barclays Bank PLC
- 2021-05-10🔒Charge registered #3Lender: Barclays Bank PLC (Cn: 01026167)
- 2021-05-07➕COTTRELL, Beverley Ann appointeddirector
- 2021-05-07➖SHERWOOD, Emily resignedsecretary
- 2021-05-07➖SHERWOOD, Gary Nicholas Edward resigneddirector
- 2012-05-17🔒Charge registered #2Lender: Barclays Bank PLC
- 2012-04-11➕ALEXOPOULOS, Spyros appointeddirector
- 2012-02-24🔒Charge registered #1Lender: Barclays Bank PLC
- 2010-12-23🏢Company incorporatedAs AGEMCO LTD
- 2010-12-23➕SHERWOOD, Emily appointedsecretary
- 2010-12-23➕SHERWOOD, Gary Nicholas Edward appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 72 — succession pressure is live.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primaryFounder aged 70+: Senior director is approximately 72 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Pearl Healthcare Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Pearl Healthcare Holdings Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 14/07/2025 |
5 historic (ceased) PSCs
- Mr Gary Nicholas Edward Sherwoodceased 14/07/2025· 75-100% shares · 75-100% voting · board control
- Beverley Ann Cottrellceased 31/03/2025· 75-100% shares · 75-100% voting · board control
- Miss Emily Sherwoodceased 07/05/2021· 25-50% shares · 25-50% voting
- Mr Gary Nicholas Edward Sherwoodceased 07/05/2021· 25-50% shares · 25-50% voting
- Dr Eleftheria Skrikaceased 28/06/2019· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Trade services · CT postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A L J ASSOCIATES LTD→ 09914486 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| A.L.E. BUSINESS MACHINES LIMITED→ 04046908 · est 2000 · no financials extracted | — | — | — | — | 25y | — | — |
| ACCLAIM RECRUITMENT LIMITED→ 04893036 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| ADL BRICKWORK LIMITED→ 07428972 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| AESTHAE MUSE LTD→ 16176856 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AFC INTERNATIONAL LIMITED→ 16724002 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AFTERCARE SOLUTIONS LTD→ 13327342 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| AG TOPCO LIMITED→ 15415779 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| AGRI MERCHANTS LIMITED→ 13800829 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| AHL SECURITY AND SUPPORT SERVICES LTD→ 17057029 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| AIA TRANSPORT LTD→ 15143830 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AIIM RESEARCH AND TRAINING LTD→ 15769739 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 3 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Barclays Barclays Bank PLC | A registered charge | 1 property | 10/05/2021 | — | |
| outstanding | Barclays Barclays Bank PLC (Cn: 01026167) | A registered charge | 1 property | 10/05/2021 | — | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 17/05/2012 | 04/06/2024 | |
| satisfied | Barclays Barclays Bank PLC | Debenture | 1 property | 24/02/2012 | 04/06/2024 |