BRIAN MELLOR FINANCIAL SERVICES LIMITED
🌳Matureactive
07495677 · ltd · incorporated 2011-01-17
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueActive trading company with a 65-year-old founder — textbook succession opportunity.
Opportunity 79/100 (strong), bankability 80/100. Strong seller-intent signal (63/100, director aged 65). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
1 live charge · oldest 0.4y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Newest facility, 0.4 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (60/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
7 officers (3 active, 7 linked, 6 with DOB)
87
Ownership & PSC
1 active PSC(s) of 4 total, 4 with control declared
90
Director network
11 connected companies via shared directors
78
Filing history
58 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
6
filings
- • 4 officers
- • 1 persons-with-significant-control
- • 1 accounts
Last 180 days
19
filings
- • 7 persons-with-significant-control
- • 4 officers
- • 2 accounts
Counts from Companies House filing history.
Corporate timeline (35 events)Click to expand
- 2026-04-29📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2026-04-28📄change-account-reference-date-company-current-shortenedaccounts · AA01
- 2026-04-09📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2026-04-09📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-04-09📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-04-09📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-04-07➕CHALLIS, Richard Alexander appointeddirector
- 2026-04-07➕POTGIETER, Daniel David appointeddirector
- 2026-04-07➖MELLOR, Lynne Ellen resignedsecretary
- 2026-04-07➖MELLOR, Lynne Ellen resigneddirector
- 2026-02-23📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2026-02-14📄memorandum-articlesincorporation · MA
- 2026-02-14📄resolutionresolution · RESOLUTIONS
- 2026-02-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-02-02🔒Charge registered #1Lender: Secured Fixed Income PLC
- 2025-12-27📄resolutionresolution · RESOLUTIONS
- 2025-12-27📄capital-alter-shares-subdivisioncapital · SH02
- 2025-12-19📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2025-12-19📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-12-18📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2025-12-18📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-12-18📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-12-18📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-09-01📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2025-01-06📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-01-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-03-29📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2011-01-17🏢Company incorporatedAs BRIAN MELLOR FINANCIAL SERVICES LIMITED
- 2011-01-17➕MELLOR, Brian Richard appointeddirector
- 2011-01-17➕MELLOR, Lynne Ellen appointedsecretary
- 2011-01-17➕MELLOR, Brian appointeddirector
- 2011-01-17➖MELLOR, Brian resigneddirector
- 2011-01-17➕MELLOR, Lynne appointeddirector
- 2011-01-17➖MELLOR, Lynne resigneddirector
- 2011-01-17➕MELLOR, Lynne Ellen appointeddirector
Owner dependency
90/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Founder name in company name: Company name contains director surname "MELLOR" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 15 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 65 — succession pressure is live.
Succession & seller-readiness
63/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
- secondary12+ year tenure: Director in role 15 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·2 director resignations in last 12 months
mediumMultiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: MELLOR, Lynne Ellen resigned 2026-04-07; MELLOR, Lynne Ellen resigned 2026-04-07
Group structure
Bmfs Holdings Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Bmfs Holdings Ltd
Corporate parent · holds 75-100% shares · board control
⬇
BRIAN MELLOR FINANCIAL SERVICES LIMITED
This company · 07495677
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Bmfs Holdings Ltd Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 19/12/2025 |
3 historic (ceased) PSCs
- Mellor Investment Holdings Ltdceased 19/12/2025· 75-100% shares · 75-100% voting · board control
- Mr Brian Richard Mellorceased 18/12/2025· 25-50% shares · 25-50% voting
- Mrs Lynne Ellen Mellorceased 18/12/2025· 50-75% shares · 50-75% voting · board control · firm interest
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · ST postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ACCELERATE FINANCIAL SOLUTIONS LTD→ 15706564 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AJRB LTD→ 12236968 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| AL CLAIMS VALIDATION SERVICES LTD→ 14143932 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ALVESTOKE FINANCE LIMITED→ 08443392 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| BH FINANCE LTD→ 11747139 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| BH HOLDINGS (STOKE ON TRENT) LIMITED→ 09203236 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| BROCTON IMAGING LIMITED→ 09999730 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| BROKER ZONE LTD→ 16626306 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| CAR-FINANCE.NET LIMITED→ 04259645 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
| CARTERMORTGAGEANDPROTECTION LTD→ 15586225 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| CASA FABI LTD→ 11165338 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| CASA MORTGAGE AND PROTECTION LTD→ 15233109 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2011-01-17
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
Russell House
20 Stockwell Street
Leek
Staffordshire
ST13 6DS
England
Filing status
Accounts
Next due: 2026-11-02
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-01-31
Last: 2026-01-17
Officers (3 active · 4 resigned)
CHALLIS, Richard Alexander→
Activedirector · ~40y · appointed 2026-04-07
View their other companies + combined net worth →
MELLOR, Brian Richard→
Activedirector · ~65y · appointed 2011-01-17
View their other companies + combined net worth →
POTGIETER, Daniel David→
Activedirector · ~43y · appointed 2026-04-07
View their other companies + combined net worth →
MELLOR, Lynne Ellen→
Resignedsecretary · appointed 2011-01-17 · resigned 2026-04-07
MELLOR, Brian→
Resigneddirector · ~68y · appointed 2011-01-17 · resigned 2011-01-17
MELLOR, Lynne→
Resigneddirector · ~68y · appointed 2011-01-17 · resigned 2011-01-17
MELLOR, Lynne Ellen→
Resigneddirector · ~62y · appointed 2011-01-17 · resigned 2026-04-07
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Secured Fixed Income Secured Fixed Income PLC | A registered charge | 1 property | 02/02/2026 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (58 total)
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2026-04-29
change-account-reference-date-company-current-shortened
accounts · AA01
2026-04-28
termination-secretary-company-with-name-termination-date
officers · TM02
2026-04-09
termination-director-company-with-name-termination-date
officers · TM01
2026-04-09
appoint-person-director-company-with-name-date
officers · AP01
2026-04-09
appoint-person-director-company-with-name-date
officers · AP01
2026-04-09
change-account-reference-date-company-previous-shortened
accounts · AA01
2026-02-23
memorandum-articles
incorporation · MA
2026-02-14
resolution
resolution · RESOLUTIONS
2026-02-14
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-02-04
confirmation-statement-with-updates
confirmation-statement · CS01
2026-01-19
resolution
resolution · RESOLUTIONS
2025-12-27
capital-alter-shares-subdivision
capital · SH02
2025-12-27
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2025-12-19
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-12-19