GEORGE CURSONS LTD
- · Oldest live charge 14.5y old — refinance window within 12 months
- 46380Wholesale of other food, including fish, crustaceans and molluscs
Opportunity 74/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
2 live charges · 2 lenders · oldest 14.5y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 14.5 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-01-31 | 2024-01-31 |
|---|---|---|
| Average employees | 300 | 200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
Corporate timeline (28 events)Click to expand
- 2025-10-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-10-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-10-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-10-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-02-09📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-10-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-03-09📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-01-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-08-10📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-07-23🔒Charge registered #2Lender: The Kent County Council
- 2020-02-28➕CURSONS, Darren Raymond appointeddirector
- 2020-02-28📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-01-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-01-17🔓Charge satisfied #1
- 2019-10-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-08-14📄appoint-person-director-company-with-name-dateofficers · AP01
- 2019-06-20📄termination-director-company-with-name-termination-dateofficers · TM01
- 2019-06-20📄termination-director-company-with-name-termination-dateofficers · TM01
- 2019-06-18➕CURSONS, Neil Raymond appointeddirector
- 2019-06-18➖CURSONS, Neil Raymond resigneddirector
- 2019-06-18➖CURSONS, Rosemary Ann resigneddirector
- 2018-04-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2012-08-22➕CURSONS, Rosemary Ann appointeddirector
- 2012-01-03🔒Charge registered #1Lender: GENER8 Finance Limited (The Chargee)
- 2011-01-26🏢Company incorporatedAs GEORGE CURSONS LTD
- 2011-01-26➕CURSONS, Neil Raymond appointeddirector
- 2011-01-26➕SHAH, Ela appointeddirector
- 2011-01-26➖SHAH, Ela resigneddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "CURSONS" — strong identity link between founder and business.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondaryStable-but-static management: Company is 15 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
cleanShareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Neil Raymond Cursons Individual · British · DOB 01/1981 · age 45 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 3 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | The Kent County Council | A registered charge | — | 23/07/2020 | — | |
| satisfied | GENER8 Finance (The Chargee) GENER8 Finance Limited (The Chargee) | Debenture | 1 property | 03/01/2012 | 17/01/2020 |