FITTERS (LIVERPOOL) LIMITED
- · Oldest live charge 15.1y old — refinance window within 12 months
Opportunity 71/100 (strong), bankability 65/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 20 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (50/100).
Refinance opportunity
29 live charges · 2 lenders · oldest 15.1y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 15.1 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 40/100 — workable, but lender will want more DD.
Data confidence
Overall: high (83/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-01-31 | 2024-01-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
- • 1 confirmation-statement
Corporate timeline (59 events)Click to expand
- 2025-09-22📄accounts-with-accounts-type-dormantaccounts · AA
- 2025-06-24➖STONE, Benny resignedsecretary
- 2025-06-24📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2025-01-08📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-01-08📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-01-08📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-01-08📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-01-08📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-01-08🔓Charge satisfied #29
- 2025-01-08🔓Charge satisfied #28
- 2025-01-08🔓Charge satisfied #27
- 2025-01-08🔓Charge satisfied #26
- 2025-01-08🔓Charge satisfied #25
- 2024-12-30➕HASSAN, Nissim appointeddirector
- 2024-12-30📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-09-27📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-11-09📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-11-09🔓Charge satisfied #23
- 2023-10-11📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-09-28📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-10-12📄accounts-with-accounts-type-dormantaccounts · AA
- 2020-11-06📄accounts-with-accounts-type-dormantaccounts · AA
- 2019-10-24📄accounts-with-accounts-type-dormantaccounts · AA
- 2019-05-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-05-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-05-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-05-06🔒Charge registered #29Lender: Metro Bank PLC
- 2019-05-06🔒Charge registered #28Lender: Metro Bank PLC
- 2019-05-06🔒Charge registered #27Lender: Metro Bank PLC
- 2019-05-06🔒Charge registered #26Lender: Metro Bank PLC
- 2019-04-12🔒Charge registered #25Lender: Metro Bank PLC
- 2019-02-26🔒Charge registered #24Lender: Metro Bank PLC
- 2019-02-26🔒Charge registered #23Lender: Metro Bank PLC
- 2019-02-26🔒Charge registered #22Lender: Metro Bank PLC
- 2015-03-26➕HASSAN, Nissim appointedsecretary
- 2012-07-03🔒Charge registered #21Lender: Santander UK PLC
- 2011-05-24🔒Charge registered #20Lender: Santander UK PLC
- 2011-05-24🔒Charge registered #19Lender: Santander UK PLC
- 2011-05-24🔒Charge registered #18Lender: Santander UK PLC
- 2011-05-24🔒Charge registered #17Lender: Santander UK PLC
- 2011-05-24🔒Charge registered #16Lender: Santander UK PLC
- 2011-05-18🔒Charge registered #15Lender: Santander UK PLC
- 2011-05-18🔒Charge registered #14Lender: Santander UK PLC
- 2011-05-18🔒Charge registered #13Lender: Santander UK PLC
- 2011-05-18🔒Charge registered #12Lender: Santander UK PLC
- 2011-05-18🔒Charge registered #11Lender: Santander UK PLC
- 2011-05-18🔒Charge registered #10Lender: Santander UK PLC
- 2011-05-18🔒Charge registered #9Lender: Santander UK PLC
- 2011-05-18🔒Charge registered #8Lender: Santander UK PLC
- 2011-05-18🔒Charge registered #7Lender: Santander UK PLC
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 15 years — deep operational knowledge concentrated in one person.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 15 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med · 1 lowMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Group structure
The Helping Foundation is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
The Helping Foundation Corporate entity | 75–100% | — | 75-100% shares | 22/02/2018 |
1 historic (ceased) PSC
- J&A Estates Llpceased 22/02/2018· 75-100% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Other · M postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A&N SUITES LIMITED→ 15844977 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AMBULANCE ASSOCIATION UK LIMITED→ 10927192 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| AMLT CARE REGULATIONS LTD→ 14643173 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| AMR PIPELINES LIMITED→ 02921319 · est 1994 · no financials extracted | — | — | — | — | 31y | — | — |
| AN-NASR & AL-KAHF SOLUTIONS LTD→ 15258200 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ANAS PHARMA LTD→ 15837315 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ANCHOR FOR INVESTMENT LIMITED→ 16963009 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ANCIENT TRADERS LIMITED→ 13801701 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ANDREA FUCHS LTD→ 15167206 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ANDREA SCHWAGER LTD→ 15166086 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ANFIELD TEXTILES LIMITED→ 02916124 · est 1994 · no financials extracted | — | — | — | — | 32y | — | — |
| ANGLICAN MISSIONARY CONGREGATIONS (AMC) HEADQUARTERS ,(A.K.A. AMC-CHURCH OF RESTORATION MANCHESTER UK) CIC→ 11941787 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 1 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Metro Bank Metro Bank PLC | A registered charge | 1 property | 06/05/2019 | 08/01/2025 | |
| satisfied | Metro Bank Metro Bank PLC | A registered charge | 1 property | 06/05/2019 | 08/01/2025 | |
| satisfied | Metro Bank Metro Bank PLC | A registered charge | 1 property | 06/05/2019 | 08/01/2025 | |
| satisfied | Metro Bank Metro Bank PLC | A registered charge | 1 property | 06/05/2019 | 08/01/2025 | |
| satisfied | Metro Bank Metro Bank PLC | A registered charge | 1 property | 12/04/2019 | 08/01/2025 | |
| outstanding | Metro Bank Metro Bank PLC | A registered charge | — | 26/02/2019 | — | |
| satisfied | Metro Bank Metro Bank PLC | A registered charge | 4 properties | 26/02/2019 | 09/11/2023 | |
| outstanding | Metro Bank Metro Bank PLC | A registered charge | — | 26/02/2019 | — | |
| outstanding | Santander Santander UK PLC | Legal charge | 1 property | 03/07/2012 | — | |
| outstanding | Santander Santander UK PLC | Standard security | 1 property | 24/05/2011 | — | |
| outstanding | Santander Santander UK PLC | Standard security | 1 property | 24/05/2011 | — | |
| outstanding | Santander Santander UK PLC | Standard security | 1 property | 24/05/2011 | — | |
| outstanding | Santander Santander UK PLC | Standard security | 1 property | 24/05/2011 | — | |
| outstanding | Santander Santander UK PLC | Standard security | 1 property | 24/05/2011 | — | |
| outstanding | Santander Santander UK PLC | Legal charge | 2 properties | 18/05/2011 | — | |
| outstanding | Santander Santander UK PLC | Legal charge | 2 properties | 18/05/2011 | — | |
| outstanding | Santander Santander UK PLC | Legal charge | 2 properties | 18/05/2011 | — | |
| outstanding | Santander Santander UK PLC | Legal charge | 2 properties | 18/05/2011 | — | |
| outstanding | Santander Santander UK PLC | Legal charge | 2 properties | 18/05/2011 | — | |
| outstanding | Santander Santander UK PLC | Legal charge | 2 properties | 18/05/2011 | — | |
| outstanding | Santander Santander UK PLC | Legal charge | 2 properties | 18/05/2011 | — | |
| outstanding | Santander Santander UK PLC | Legal charge | 2 properties | 18/05/2011 | — | |
| outstanding | Santander Santander UK PLC | Legal charge | 2 properties | 18/05/2011 | — | |
| outstanding | Santander Santander UK PLC | Legal charge | 2 properties | 18/05/2011 | — | |
| outstanding | Santander Santander UK PLC | Legal charge | 2 properties | 18/05/2011 | — | |
| outstanding | Santander Santander UK PLC | Legal charge | 2 properties | 18/05/2011 | — | |
| outstanding | Santander Santander UK PLC | Legal charge | 2 properties | 18/05/2011 | — | |
| outstanding | Santander Santander UK PLC | Legal charge | 2 properties | 18/05/2011 | — | |
| outstanding | Santander Santander UK PLC | Debenture | 1 property | 18/05/2011 | — |