AR KOWSOR LTD

🌳Matureactive

07516532 · ltd · incorporated 2011-02-03

Investment thesis

Well-run mature business — low negotiation leverage; premium likely.

Why interesting: Textbook target; clean filings, stable trading.

Why risky: No pressure on seller; any deal likely at full price.

Opportunity decay

hardening · 12-months

Already tight — no obvious softening catalysts on the horizon.

· Thesis: well-run, low negotiation leverage

🔒Estimated value

—

Upgrade to see

Turnover

—

not disclosed

Net worth

—

book net assets

Opportunity

74/100

Strong

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What this business does

Primary activity: Dispensing chemist in specialised stores

Sector: Wholesale & retail

Investor take

Pursue

Strong opportunity: active trading company with strong profile and acceptable with review structure.

Opportunity 74/100 (strong), bankability 67/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (63/100).

🏦

Refinance opportunity

7 live charges · 4 lenders · oldest 13.5y

35/100

too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

· Oldest live charge is 13.5 years old — likely at or near maturity.
· 4 lenders named — inter-creditor friction likely.
· Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (56/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

No iXBRL financials extracted

Lenders & charges

7 charges (7/7 with lender, 7/7 with type)

Directors & officers

5 officers (4 active, 5 linked, 3 with DOB)

Ownership & PSC

1 active PSC(s) of 3 total, 3 with control declared

Director network

1 connected companies via shared directors

Filing history

65 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

74/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Some acquirability indicators.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Recent activity

Last 30 days

filings

• 3 mortgage

Last 90 days

filings

• 3 mortgage

Last 180 days

filings

• 3 mortgage
• 1 accounts

Counts from Companies House filing history.

Corporate timeline (38 events)Click to expand

2026-07-23
📄
mortgage-satisfy-charge-full
mortgage · MR04
2026-07-23
📄
mortgage-satisfy-charge-full
mortgage · MR04
2026-07-23
📄
mortgage-satisfy-charge-full
mortgage · MR04
2026-07-23
🔓
Charge satisfied #7
2026-07-23
🔓
Charge satisfied #6
2026-07-23
🔓
Charge satisfied #5
2026-03-11
📄
accounts-with-accounts-type-medium
accounts · AA
2025-10-21
📄
change-account-reference-date-company-previous-shortened
accounts · AA01
2024-11-26
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2024-11-26
📄
change-person-director-company-with-change-date
officers · CH01
2024-11-26
📄
change-person-director-company-with-change-date
officers · CH01
2024-11-26
📄
change-person-director-company-with-change-date
officers · CH01
2024-11-26
📄
change-person-secretary-company-with-change-date
officers · CH03
2024-11-26
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-07-25
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-07-25
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-02-13
📄
change-account-reference-date-company-previous-extended
accounts · AA01
2022-12-22
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2022-12-21
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2022-12-21
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2022-11-13
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2022-11-13
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-06-30
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-10-13
🔒
Charge registered #7
Lender: Nationwide Finance Limited
2021-10-13
🔒
Charge registered #6
Lender: Nationwide Finance Limited
2019-04-01
🔒
Charge registered #5
Lender: Blackrock Secured Finance Limited
2019-03-27
➕
KOWSOR, Abeda appointed
secretary
2018-05-22
➕
ALI, Farida appointed
director
2018-05-22
➕
KOWSOR, Nelufa appointed
director
2016-04-01
🔒
Charge registered #4
Lender: Santander UK PLC
2016-04-01
🔒
Charge registered #3
Lender: Santander UK PLC
2014-01-31
🔒
Charge registered #2
Lender: Santander UK PLC
2013-12-19
🔓
Charge satisfied #1
2013-02-05
🔒
Charge registered #1
Lender: National Westminster Bank PLC
2012-03-01
➖
KOWSOR, Nelufa Yasmin resigned
secretary
2011-02-03
🏢
Company incorporated
As AR KOWSOR LTD
2011-02-03
➕
KOWSOR, Abdul Rahman appointed
director
2011-02-03
➕
KOWSOR, Nelufa Yasmin appointed
secretary

Owner dependency

83/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

+Founder name in company name: Company name contains director surname "KOWSOR" — strong identity link between founder and business.
+Long-tenure founder: Senior director has been in place 15 years — deep operational knowledge concentrated in one person.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

53/100

Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS

secondary12+ year tenure: Director in role 15 years.
secondaryStable-but-static management: Company is 15 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·

Charge satisfaction-then-recreation pattern

medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Group structure

Hanasofia Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️

Hanasofia Limited

Corporate parent · holds 75-100% shares · board control

ultimate parent

⬇

AR KOWSOR LTD

This company · 07516532

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Hanasofia Limited Corporate entity	75–100%	75–100%	board control75-100% shares · 75-100% voting · board control	28/10/2022

2 historic (ceased) PSCs

Mrs Farida Aliceased 28/10/2022· 50-75% shares · 50-75% voting
Mr Abdul Rahman Kowsorceased 28/10/2022· 25-50% shares · 25-50% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

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A & T BUILDING SUPPLIES LTD→ 15972565 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
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AQUATIC FACTORY LTD→ 14250753 · est 2022 · no financials extracted	—	—	—	—	3y	—	—
AQUATIC WHOLESALE LIMITED→ 15146510 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
AREYHA LTD→ 16611242 · est 2025 · no financials extracted	—	—	—	—	—	—	—
ARK PHARM LIMITED→ 15227173 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
ARSEL LIMITED→ 16679173 · est 2025 · no financials extracted	—	—	—	—	—	—	—
ARWIX LTD→ 15898921 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
ASA METAL PRODUCTS LTD→ 14715385 · est 2023 · no financials extracted	—	—	—	—	3y	—	—
ASAPARTS. LTD→ 16295080 · est 2025 · no financials extracted	—	—	—	—	1y	—	—
ASHI AND BROS LTD→ 16659173 · est 2025 · no financials extracted	—	—	—	—	—	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2011-02-03

Jurisdictionengland-wales

Primary SIC47730 — Dispensing chemist in specialised stores

Registered office

Ags, Unit 1 Castle Court 2

Castlegate Way

Dudley

DY1 4RH

United Kingdom

Filing status

Accounts

Next due: 2026-10-30

Last made up to: 2024-10-31

Confirmation statement

Next due: 2027-01-05

Last: 2025-12-22

Officers (4 active · 1 resigned)

KOWSOR, Abeda→

secretary · appointed 2019-03-27

View their other companies + combined net worth →

Active

ALI, Farida→

director · ~42y · appointed 2018-05-22

View their other companies + combined net worth →

Active

KOWSOR, Abdul Rahman→

director · ~41y · appointed 2011-02-03

View their other companies + combined net worth →

Active

KOWSOR, Nelufa→

director · ~43y · appointed 2018-05-22

View their other companies + combined net worth →

Active

KOWSOR, Nelufa Yasmin→

secretary · appointed 2011-02-03 · resigned 2012-03-01

Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:7 of 7 shown

		Type	Properties
satisfied	Nationwide Finance Nationwide Finance Limited	A registered charge	2 properties	13/10/2021	23/07/2026
satisfied	Nationwide Finance Nationwide Finance Limited	A registered charge	1 property	13/10/2021	23/07/2026
satisfied	Blackrock Secured Finance Blackrock Secured Finance Limited	A registered charge	5 properties	01/04/2019	23/07/2026
outstanding	Santander Santander UK PLC	A registered charge	1 property	01/04/2016	—
outstanding	Santander Santander UK PLC	A registered charge	1 property	01/04/2016	—
outstanding	Santander Santander UK PLC	A registered charge	1 property	31/01/2014	—
satisfied	National Westminster Bank National Westminster Bank PLC	Debenture	1 property	05/02/2013	19/12/2013

Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (65 total)

mortgage-satisfy-charge-full

mortgage · MR04

2026-07-23

mortgage-satisfy-charge-full

mortgage · MR04

2026-07-23

mortgage-satisfy-charge-full

mortgage · MR04

2026-07-23

accounts-with-accounts-type-medium

accounts · AA

2026-03-11

confirmation-statement-with-no-updates

confirmation-statement · CS01

2026-01-30

change-account-reference-date-company-previous-shortened

accounts · AA01

2025-10-21

confirmation-statement-with-no-updates

confirmation-statement · CS01

2024-12-23

change-to-a-person-with-significant-control

persons-with-significant-control · PSC05

2024-11-26

change-person-director-company-with-change-date

officers · CH01

2024-11-26

change-person-director-company-with-change-date

officers · CH01

2024-11-26

change-person-director-company-with-change-date

officers · CH01

2024-11-26

change-person-secretary-company-with-change-date

officers · CH03

2024-11-26

change-registered-office-address-company-with-date-old-address-new-address

address · AD01

2024-11-26

accounts-with-accounts-type-total-exemption-full

accounts · AA

2024-07-25

confirmation-statement-with-updates

confirmation-statement · CS01

2023-12-22