ACTUARIAL ADVISORY SERVICES LIMITED
🌳Matureactive
07532106 · ltd · incorporated 2011-02-16
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Feb 2025
Net worth
£99.6k
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: Other activities auxiliary to insurance and pension funding
Sector: Financial & insurance
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and bankable structure.
Opportunity 75/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: medium (63/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
No charge records returned
50
Directors & officers
4 officers (2 active, 4 linked, 2 with DOB)
80
Ownership & PSC
No PSC data returned
40
Director network
Network not yet resolved
30
Filing history
61 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
65
Some acquirability indicators.
Risk profile
82
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Positive net assets
Net assets £99,556
Net assets shrinking
Down £275,318 YoY
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£100k
↓ 73% YoY
Current Assets
£100k
↓ 75% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-02-28 | 2024-02-29 |
|---|---|---|
| Total assets | £99.6k | £374.9k |
| Current assets | £100.5k | £404.2k |
| Net assets | £99.6k | £374.9k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
- • 2 officers
Counts from Companies House filing history.
Corporate timeline (27 events)Click to expand
- 2026-01-30📄change-person-director-company-with-change-dateofficers · CH01
- 2026-01-30📄change-person-director-company-with-change-dateofficers · CH01
- 2025-11-06📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-06-16📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-02-05📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-02-01➕GOVIL, Anica appointeddirector
- 2025-01-07📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-11-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-07-26📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2024-04-30➖GOVIL, Anica resignedsecretary
- 2024-04-11📄capital-alter-shares-subdivisioncapital · SH02
- 2024-03-20📄capital-allotment-sharescapital · SH01
- 2024-03-20📄resolutionresolution · RESOLUTIONS
- 2024-03-20📄resolutionresolution · RESOLUTIONS
- 2024-03-20📄resolutionresolution · RESOLUTIONS
- 2024-03-20📄resolutionresolution · RESOLUTIONS
- 2024-03-20📄memorandum-articlesincorporation · MA
- 2023-11-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-11-18📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-03-07📄change-person-secretary-company-with-change-dateofficers · CH03
- 2022-03-07📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-11-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2016-04-06➕GOVIL, Anica appointedsecretary
- 2013-08-31➖GOVIL, Anica resignedsecretary
- 2011-04-06➕GOVIL, Anica appointedsecretary
- 2011-02-16🏢Company incorporatedAs ACTUARIAL ADVISORY SERVICES LIMITED
- 2011-02-16➕AGARWAL, Ankit appointeddirector
Owner dependency
68/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 15 years — deep operational knowledge concentrated in one person.
Succession & seller-readiness
49/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 15 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 lowMultiple registered office changes
lowMultiple address changes in a short period can indicate operational instability or admin disorder.
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| ABISHOY ALPHA VENTURES LTD→ 16891854 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AC FINANCIAL PLANNING LIMITED→ 14177227 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| AC FINANCIAL SERVICES LTD→ 12044521 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2011-02-16
Jurisdictionengland-wales
Primary SIC66290 — Other activities auxiliary to insurance and pension funding
Registered office
9 Gauntlet Drive
Hornchurch
RM12 6DY
England
Filing status
Accounts
Next due: 2026-11-30
Last made up to: 2025-02-28
Confirmation statement
Next due: 2026-07-26
Last: 2025-07-12
Officers (2 active · 2 resigned)
AGARWAL, Ankit→
Activedirector · ~45y · appointed 2011-02-16
View their other companies + combined net worth →
GOVIL, Anica→
Activedirector · ~44y · appointed 2025-02-01
View their other companies + combined net worth →
GOVIL, Anica→
Resignedsecretary · appointed 2016-04-06 · resigned 2024-04-30
GOVIL, Anica→
Resignedsecretary · appointed 2011-04-06 · resigned 2013-08-31
Click a director name to see their full track record across all companies.
Recent filings (61 total)
change-person-director-company-with-change-date
officers · CH01
2026-01-30
change-person-director-company-with-change-date
officers · CH01
2026-01-30
accounts-with-accounts-type-micro-entity
accounts · AA
2025-11-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-25
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-06-16
appoint-person-director-company-with-name-date
officers · AP01
2025-02-05
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-01-07
accounts-with-accounts-type-micro-entity
accounts · AA
2024-11-27
confirmation-statement-with-updates
confirmation-statement · CS01
2024-07-26
termination-secretary-company-with-name-termination-date
officers · TM02
2024-07-26
capital-alter-shares-subdivision
capital · SH02
2024-04-11
capital-allotment-shares
capital · SH01
2024-03-20
resolution
resolution · RESOLUTIONS
2024-03-20
resolution
resolution · RESOLUTIONS
2024-03-20
resolution
resolution · RESOLUTIONS
2024-03-20