AGE UK SOUTH CUMBRIA LTD

🌳Matureactive
07540805 · private-limited-guarant-nsc · incorporated 2011-02-23
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 5.9y old — refinance window within 12 months
🔒Estimated value
Upgrade to see
Turnover
not disclosed
Net worth
book net assets
Opportunity
74/100
Strong
🔔
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What this business does
Primary activity: Social work activities without accommodation for the elderly and disabled
Sector: Human health & social work
Investor take
Pursue
Active trading company with a 82-year-old founder — textbook succession opportunity.

Opportunity 74/100 (strong), bankability 85/100. Strong seller-intent signal (63/100, director aged 82). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

🏦

Refinance opportunity

1 live charge · oldest 5.9y

65/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 5.9 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 28/100 — workable, but lender will want more DD.

Data confidence

Overall: low (49/100)

Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
31 officers (6 active, 31 linked, 31 with DOB)
90
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
1 connected companies via shared directors
48
Filing history
95 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
69
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.

Recent activity

Last 30 days
1
filing
  • 1 officers
Last 90 days
1
filing
  • 1 officers
Last 180 days
2
filings
  • 1 officers
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (80 events)Click to expand
  1. 2026-05-08
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  2. 2026-04-29
    MILLACHIP, Lesley Denise resigned
    director
  3. 2025-10-30
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  4. 2025-10-30
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  5. 2025-10-30
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  6. 2025-10-30
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  7. 2025-09-24
    PEARMAN, Amy Edith appointed
    director
  8. 2025-09-24
    PEARSON, Oliver Henry appointed
    director
  9. 2025-09-24
    MILLACHIP, Lesley Denise appointed
    director
  10. 2025-09-24
    NEWELL, Susan resigned
    director
  11. 2025-08-15
    📄
    accounts-with-accounts-type-full
    accounts · AA
  12. 2025-02-04
    📄
    resolution
    resolution · RESOLUTIONS
  13. 2025-02-04
    📄
    memorandum-articles
    incorporation · MA
  14. 2025-01-10
    ✏️
    certificate-change-of-name-company
    change-of-name · CERTNM
  15. 2024-12-06
    📄
    resolution
    resolution · RESOLUTIONS
  16. 2024-11-28
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  17. 2024-11-28
    🔓
    Charge satisfied #1
  18. 2024-10-25
    📄
    memorandum-articles
    incorporation · MA
  19. 2024-10-17
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  20. 2024-10-17
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  21. 2024-10-14
    📄
    accounts-with-accounts-type-group
    accounts · AA
  22. 2024-09-30
    LEWIS, Charlotte Emily resigned
    director
  23. 2024-09-25
    LEAHY, Patricia appointed
    director
  24. 2023-09-07
    📄
    accounts-with-accounts-type-group
    accounts · AA
  25. 2023-08-24
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  26. 2023-06-07
    AIREY, James appointed
    director
  27. 2023-03-06
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  28. 2023-03-01
    MCCANN, Brian John appointed
    director
  29. 2023-01-25
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  30. 2023-01-18
    LEWIS, Charlotte Emily appointed
    director
  31. 2022-12-13
    FRENCH, Martin resigned
    director
  32. 2022-12-13
    KIRKWOOD, Rachel resigned
    director
  33. 2022-12-13
    SMITH, Peter Anthony resigned
    director
  34. 2022-12-13
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  35. 2022-12-13
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  36. 2022-10-14
    FLYNN, Suzanne resigned
    director
  37. 2021-10-20
    KIRKWOOD, Rachel appointed
    director
  38. 2021-09-15
    MCLEOD, Janet Ray resigned
    director
  39. 2020-10-13
    MAY, Patricia Sheila resigned
    director
  40. 2020-06-30
    🔒
    Charge registered #1
    Lender: Barclays Security Trustee Limited
  41. 2020-03-31
    BEAUMONT, Matthew resigned
    director
  42. 2019-11-26
    TWIST, Charis Mary appointed
    director
  43. 2019-11-26
    MAY, Patricia Sheila appointed
    director
  44. 2019-09-20
    BEAUMONT, Matthew appointed
    director
  45. 2019-09-20
    FLYNN, Suzanne appointed
    director
  46. 2019-08-09
    WRIGHT, Janet Esther Young resigned
    director
  47. 2019-02-26
    CLARKE, Peter resigned
    director
  48. 2018-09-10
    SENIOR, Sarah Elizabeth resigned
    director
  49. 2018-09-03
    BATESON, John resigned
    director
  50. 2018-04-24
    FRENCH, Martin appointed
    director
Showing most recent 50 of 80 events

Owner dependency

55/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • -6 active directors: Broader management team in place — suggests transferable governance.
  • +Founder age: Director aged approximately 82 — succession pressure is live.

Succession & seller-readiness

60/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 82 years old. Natural succession window is now.

Red flags

2 med ·
2 director resignations in last 12 months
medium

Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.

Evidence: MILLACHIP, Lesley Denise resigned 2026-04-29; NEWELL, Susan resigned 2025-09-24

Name changed recently
medium

Name changes can be benign (rebrand) but can also precede distress, phoenix activity, or buyer concealment.

Evidence: 2025-01-10: certificate-change-of-name-company

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeprivate-limited-guarant-nsc
Incorporated2011-02-23
Jurisdictionengland-wales
Primary SIC88100 — Social work activities without accommodation for the elderly and disabled

Registered office

17 Finkle Street
Kendal
Cumbria
LA9 4AB

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-03-07
Last: 2026-02-21

Officers (6 active · 25 resigned)

AIREY, James
director · ~57y · appointed 2023-06-07
View their other companies + combined net worth →
Active
LEAHY, Patricia
director · ~68y · appointed 2024-09-25
View their other companies + combined net worth →
Active
MCCANN, Brian John
director · ~76y · appointed 2023-03-01
View their other companies + combined net worth →
Active
PEARMAN, Amy Edith
director · ~47y · appointed 2025-09-24
View their other companies + combined net worth →
Active
PEARSON, Oliver Henry
director · ~71y · appointed 2025-09-24
View their other companies + combined net worth →
Active
TWIST, Charis Mary
director · ~82y · appointed 2019-11-26
View their other companies + combined net worth →
Active
BATESON, John
director · ~72y · appointed 2015-09-11 · resigned 2018-09-03
Resigned
BEAUMONT, Matthew
director · ~50y · appointed 2019-09-20 · resigned 2020-03-31
Resigned
BIRD, Richard William
director · ~80y · appointed 2011-02-23 · resigned 2015-09-11
Resigned
BRITTON, Kevin Clive
director · ~85y · appointed 2011-02-23 · resigned 2015-01-27
Resigned
BROWN, Arthur Richard
director · ~87y · appointed 2011-12-01 · resigned 2012-09-14
Resigned
CLARKE, Peter
director · ~79y · appointed 2011-12-01 · resigned 2019-02-26
Resigned
DEAN, Graham John
director · ~69y · appointed 2015-09-11 · resigned 2016-01-11
Resigned
DERSLEY, John Robert
director · ~81y · appointed 2011-02-23 · resigned 2011-09-14
Resigned
FLYNN, Suzanne
director · ~79y · appointed 2019-09-20 · resigned 2022-10-14
Resigned
FRENCH, Martin
director · ~77y · appointed 2018-04-24 · resigned 2022-12-13
Resigned
FRYERS, Barbara
director · ~85y · appointed 2011-02-23 · resigned 2013-09-13
Resigned
KIRKWOOD, Rachel
director · ~58y · appointed 2021-10-20 · resigned 2022-12-13
Resigned
LEWIS, Charlotte Emily
director · ~40y · appointed 2023-01-18 · resigned 2024-09-30
Resigned
MATTHEWS, Barbara Suzanne
director · ~77y · appointed 2011-12-01 · resigned 2017-09-15
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
satisfied
Barclays
Barclays Security Trustee Limited
A registered charge30/06/202028/11/2024

Recent filings (95 total)

termination-director-company-with-name-termination-date
officers · TM01
2026-05-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-25
appoint-person-director-company-with-name-date
officers · AP01
2025-10-30
appoint-person-director-company-with-name-date
officers · AP01
2025-10-30
appoint-person-director-company-with-name-date
officers · AP01
2025-10-30
termination-director-company-with-name-termination-date
officers · TM01
2025-10-30
accounts-with-accounts-type-full
accounts · AA
2025-08-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-21
resolution
resolution · RESOLUTIONS
2025-02-04
memorandum-articles
incorporation · MA
2025-02-04
certificate-change-of-name-company
change-of-name · CERTNM
2025-01-10
resolution
resolution · RESOLUTIONS
2024-12-06
mortgage-satisfy-charge-full
mortgage · MR04
2024-11-28
memorandum-articles
incorporation · MA
2024-10-25
appoint-person-director-company-with-name-date
officers · AP01
2024-10-17