AGE UK SOUTH CUMBRIA LTD
- · Oldest live charge 5.9y old — refinance window within 12 months
Opportunity 74/100 (strong), bankability 85/100. Strong seller-intent signal (63/100, director aged 82). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
Refinance opportunity
1 live charge · oldest 5.9y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 5.9 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 28/100 — workable, but lender will want more DD.
Data confidence
Overall: low (49/100)Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Recent activity
- • 1 officers
- • 1 officers
- • 1 officers
- • 1 confirmation-statement
Corporate timeline (80 events)Click to expand
- 2026-05-08📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-04-29➖MILLACHIP, Lesley Denise resigneddirector
- 2025-10-30📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-10-30📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-10-30📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-10-30📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-09-24➕PEARMAN, Amy Edith appointeddirector
- 2025-09-24➕PEARSON, Oliver Henry appointeddirector
- 2025-09-24➕MILLACHIP, Lesley Denise appointeddirector
- 2025-09-24➖NEWELL, Susan resigneddirector
- 2025-08-15📄accounts-with-accounts-type-fullaccounts · AA
- 2025-02-04📄resolutionresolution · RESOLUTIONS
- 2025-02-04📄memorandum-articlesincorporation · MA
- 2025-01-10✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2024-12-06📄resolutionresolution · RESOLUTIONS
- 2024-11-28📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-11-28🔓Charge satisfied #1
- 2024-10-25📄memorandum-articlesincorporation · MA
- 2024-10-17📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-10-17📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-10-14📄accounts-with-accounts-type-groupaccounts · AA
- 2024-09-30➖LEWIS, Charlotte Emily resigneddirector
- 2024-09-25➕LEAHY, Patricia appointeddirector
- 2023-09-07📄accounts-with-accounts-type-groupaccounts · AA
- 2023-08-24📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-06-07➕AIREY, James appointeddirector
- 2023-03-06📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-03-01➕MCCANN, Brian John appointeddirector
- 2023-01-25📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-01-18➕LEWIS, Charlotte Emily appointeddirector
- 2022-12-13➖FRENCH, Martin resigneddirector
- 2022-12-13➖KIRKWOOD, Rachel resigneddirector
- 2022-12-13➖SMITH, Peter Anthony resigneddirector
- 2022-12-13📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-12-13📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-10-14➖FLYNN, Suzanne resigneddirector
- 2021-10-20➕KIRKWOOD, Rachel appointeddirector
- 2021-09-15➖MCLEOD, Janet Ray resigneddirector
- 2020-10-13➖MAY, Patricia Sheila resigneddirector
- 2020-06-30🔒Charge registered #1Lender: Barclays Security Trustee Limited
- 2020-03-31➖BEAUMONT, Matthew resigneddirector
- 2019-11-26➕TWIST, Charis Mary appointeddirector
- 2019-11-26➕MAY, Patricia Sheila appointeddirector
- 2019-09-20➕BEAUMONT, Matthew appointeddirector
- 2019-09-20➕FLYNN, Suzanne appointeddirector
- 2019-08-09➖WRIGHT, Janet Esther Young resigneddirector
- 2019-02-26➖CLARKE, Peter resigneddirector
- 2018-09-10➖SENIOR, Sarah Elizabeth resigneddirector
- 2018-09-03➖BATESON, John resigneddirector
- 2018-04-24➕FRENCH, Martin appointeddirector
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
- -6 active directors: Broader management team in place — suggests transferable governance.
- +Founder age: Director aged approximately 82 — succession pressure is live.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primaryFounder aged 70+: Senior director is approximately 82 years old. Natural succession window is now.
Red flags
2 med ·Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: MILLACHIP, Lesley Denise resigned 2026-04-29; NEWELL, Susan resigned 2025-09-24
Name changes can be benign (rebrand) but can also precede distress, phoenix activity, or buyer concealment.
Evidence: 2025-01-10: certificate-change-of-name-company
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (6 active · 25 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Barclays Barclays Security Trustee Limited | A registered charge | — | 30/06/2020 | 28/11/2024 |