AZ AUTOMOBILES LIMITED
Opportunity 77/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
1 live charge · oldest 14.8y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 14.8 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-05-31 | 2024-05-31 |
|---|---|---|
| Total assets | £133.4k | £113.7k |
| Current assets | £188.0k | £146.3k |
| Cash | £14.6k | £2.0k |
| Debtors | £119.1k | £92.6k |
| Net assets | £38.6k | £11.8k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 2 persons-with-significant-control
- • 1 accounts
- • 5 persons-with-significant-control
- • 1 accounts
- • 1 confirmation-statement
Corporate timeline (25 events)Click to expand
- 2026-05-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2026-04-15📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2026-04-15📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2026-03-10📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-03-10📄change-person-director-company-with-change-dateofficers · CH01
- 2026-03-10📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-03-10📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-07-25📄change-person-director-company-with-change-dateofficers · CH01
- 2025-07-25📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-07-25📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-07-25📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-07-25📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-07-25📄change-person-director-company-with-change-dateofficers · CH01
- 2025-05-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-05-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-12-15📄change-person-director-company-with-change-dateofficers · CH01
- 2023-12-12📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-03-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-04-04📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2021-10-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-12-10➖ALVAREZ, Richard Charles resigneddirector
- 2011-08-31🔒Charge registered #1Lender: National Westminster Bank PLC
- 2011-03-07🏢Company incorporatedAs AZ AUTOMOBILES LIMITED
- 2011-03-07➕ALVAREZ, David Charles appointeddirector
- 2011-03-07➕ALVAREZ, Richard Charles appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Long-tenure founder: Senior director has been in place 15 years — deep operational knowledge concentrated in one person.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondary12+ year tenure: Director in role 15 years.
- secondaryStable-but-static management: Company is 15 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Alexandra May Alvarez Individual · British · DOB 05/1988 · age 38 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 07/04/2020 |
Mr David Charles Alvarez Individual · British · DOB 02/1984 · age 42 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
2 historic (ceased) PSCs
- Mrs Alexandra Alvarezceased 06/04/2020· 25-50% shares · 25-50% voting
- Mr Richard Charles Alvarezceased 10/12/2019· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 1 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | National Westminster Bank National Westminster Bank PLC | Debenture | 1 property | 31/08/2011 | — |