ATT COMMERCIALS LIMITED

🌳Matureactive

07557595 · ltd · incorporated 2011-03-09

Investment thesis

Well-run mature business — low negotiation leverage; premium likely.

Why interesting: Textbook target; clean filings, stable trading.

Why risky: No pressure on seller; any deal likely at full price.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 8.7y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Apr 2025

Net worth

—

book net assets

Opportunity

74/100

Strong

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch

What this business does

Primary activity: SIC 45200

Sector: Wholesale & retail

Investor take

Pursue

Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 74/100 (strong), bankability 75/100. Strong seller-intent signal (68/100, director aged 51). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

9 live charges · 2 lenders · oldest 8.7y

70/100

ready

Refinance conversation should be productive — structure clean and timing right.

· Oldest live charge is 8.7 years old — likely at or near maturity.
· Two lenders — manageable, but coordination required.
· Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

9 charges (9/9 with lender, 9/9 with type)

Directors & officers

2 officers (2 active, 2 linked, 2 with DOB)

Ownership & PSC

2 active PSC(s) of 2 total, 2 with control declared

Director network

Network not yet resolved

Filing history

51 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

74/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Some acquirability indicators.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102

Metric	2025-04-30	2024-04-30
Average employees	13	1200

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filing

• 1 confirmation-statement

Last 180 days

filings

• 1 confirmation-statement
• 1 accounts

Counts from Companies House filing history.

Corporate timeline (38 events)Click to expand

2026-01-21
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-01-27
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-01-02
📄
mortgage-satisfy-charge-full
mortgage · MR04
2025-01-02
📄
mortgage-satisfy-charge-full
mortgage · MR04
2025-01-02
📄
mortgage-satisfy-charge-full
mortgage · MR04
2025-01-02
📄
mortgage-satisfy-charge-full
mortgage · MR04
2025-01-02
📄
mortgage-satisfy-charge-full
mortgage · MR04
2025-01-02
📄
mortgage-satisfy-charge-full
mortgage · MR04
2025-01-02
📄
mortgage-satisfy-charge-full
mortgage · MR04
2025-01-02
📄
mortgage-satisfy-charge-full
mortgage · MR04
2025-01-02
🔓
Charge satisfied #8
2025-01-02
🔓
Charge satisfied #7
2025-01-02
🔓
Charge satisfied #6
2025-01-02
🔓
Charge satisfied #5
2025-01-02
🔓
Charge satisfied #4
2025-01-02
🔓
Charge satisfied #3
2025-01-02
🔓
Charge satisfied #2
2025-01-02
🔓
Charge satisfied #1
2024-01-31
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-01-27
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-01-31
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-09-13
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-09-06
🔒
Charge registered #9
Lender: Handelsbanken PLC
2020-12-14
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-09-22
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2020-09-21
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2020-09-17
🔒
Charge registered #8
Lender: Handelsbanken PLC
2020-09-17
🔒
Charge registered #7
Lender: Handelsbanken PLC
2020-01-14
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-10-31
🔒
Charge registered #6
Lender: Handelsbanken PLC
2018-09-05
🔒
Charge registered #5
Lender: Svenska Handelsbanken Ab (Publ)
2018-06-19
🔒
Charge registered #4
Lender: Svenska Handelsbanken Ab (Publ)
2018-05-15
🔒
Charge registered #3
Lender: Svenska Handelsbanken Ab (Publ)
2018-04-05
🔒
Charge registered #2
Lender: Svenska Handelsbanken Ab (Publ)
2017-10-03
🔒
Charge registered #1
Lender: Svenska Handelsbanken Ab (Publ)
2011-03-09
🏢
Company incorporated
As ATT COMMERCIALS LIMITED
2011-03-09
➕
ARMSTRONG, Darren appointed
director
2011-03-09
➕
ARMSTRONG, Julie Anne appointed
director

Owner dependency

81/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

+Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
+Long-tenure founder: Senior director has been in place 15 years — deep operational knowledge concentrated in one person.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
+No director turnover: Company is 15 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

59/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
secondary12+ year tenure: Director in role 15 years.
secondaryStable-but-static management: Company is 15 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·

Charge satisfaction-then-recreation pattern

medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

2 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Mrs Julie Anne Armstrong Individual · British · DOB 06/1975 · age 51	25–50%	25–50%	25-50% shares · 25-50% voting	06/04/2016
Mr Darren Armstrong Individual · British · DOB 02/1976 · age 50	25–50%	25–50%	25-50% shares · 25-50% voting	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

Similar companies

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Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
BORDERLANDS LEISURE LTD→ 13440850 · est 2021 · no financials extracted	—	—	—	—	4y	—	—
BRICKWORKS GARAGE LIMITED→ 06924261 · est 2009 · no financials extracted	—	—	—	—	16y	—	—
BSPOQE (CARLISLE) LTD→ 13099817 · est 2020 · no financials extracted	—	—	—	—	5y	—	—
C D COATINGS CUMBRIA LIMITED→ 10105499 · est 2016 · no financials extracted	—	—	—	—	10y	—	—
C J AUTO REPAIRS (CUMBRIA) LTD→ 15621520 · est 2024 · no financials extracted	—	—	—	—	2y	—	—
CA WHEELS LIMITED→ 13214589 · est 2021 · no financials extracted	—	—	—	—	5y	—	—
CA1 SPORT LIMITED→ 05980072 · est 2006 · no financials extracted	—	—	—	—	19y	—	—
CAMPERVANDOM LTD→ 13231543 · est 2021 · no financials extracted	—	—	—	—	5y	—	—
CAMSKILL (UK) LIMITED→ 05111619 · est 2004 · no financials extracted	—	—	—	—	21y	—	—
CAR & COMMERCIAL (CARLISLE) LIMITED→ 08053919 · est 2012 · no financials extracted	—	—	—	—	13y	—	—
CAR VAULT LILLYHALL LTD→ 16275981 · est 2025 · no financials extracted	—	—	—	—	1y	—	—
CARAVAN SALVAGE SOLUTIONS LTD→ 16509094 · est 2025 · no financials extracted	—	—	—	—	—	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2011-03-09

Jurisdictionengland-wales

Primary SIC45200 — SIC 45200

Registered office

Sterling House

3 Wavell Drive, Rosehill Industrial Estate,

Carlisle

Cumbria

CA1 2SA

United Kingdom

Filing status

Accounts

Next due: 2027-01-31

Last made up to: 2025-04-30

Confirmation statement

Next due: 2027-03-23

Last: 2026-03-09

Officers (2 active · 0 resigned)

ARMSTRONG, Darren→

director · ~50y · appointed 2011-03-09

View their other companies + combined net worth →

Active

ARMSTRONG, Julie Anne→

director · ~51y · appointed 2011-03-09

View their other companies + combined net worth →

Active

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:9 of 9 shown

		Type	Properties
outstanding	Handelsbanken Handelsbanken PLC	A registered charge	1 property	06/09/2021	—
satisfied	Handelsbanken Handelsbanken PLC	A registered charge	—	17/09/2020	02/01/2025
satisfied	Handelsbanken Handelsbanken PLC	A registered charge	—	17/09/2020	02/01/2025
satisfied	Handelsbanken Handelsbanken PLC	A registered charge	1 property	31/10/2019	02/01/2025
satisfied	Svenska Handelsbanken Ab (Publ)	A registered charge	1 property	05/09/2018	02/01/2025
satisfied	Svenska Handelsbanken Ab (Publ)	A registered charge	—	19/06/2018	02/01/2025
satisfied	Svenska Handelsbanken Ab (Publ)	A registered charge	1 property	15/05/2018	02/01/2025
satisfied	Svenska Handelsbanken Ab (Publ)	A registered charge	1 property	05/04/2018	02/01/2025
satisfied	Svenska Handelsbanken Ab (Publ)	A registered charge	—	03/10/2017	02/01/2025

Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (51 total)

confirmation-statement-with-updates

confirmation-statement · CS01

2026-04-20

accounts-with-accounts-type-total-exemption-full

accounts · AA

2026-01-21

confirmation-statement-with-no-updates

confirmation-statement · CS01

2025-03-11

accounts-with-accounts-type-total-exemption-full

accounts · AA

2025-01-27

mortgage-satisfy-charge-full

mortgage · MR04

2025-01-02

mortgage-satisfy-charge-full

mortgage · MR04

2025-01-02

mortgage-satisfy-charge-full

mortgage · MR04

2025-01-02

mortgage-satisfy-charge-full

mortgage · MR04

2025-01-02

mortgage-satisfy-charge-full

mortgage · MR04

2025-01-02

mortgage-satisfy-charge-full

mortgage · MR04

2025-01-02

mortgage-satisfy-charge-full

mortgage · MR04

2025-01-02

mortgage-satisfy-charge-full

mortgage · MR04

2025-01-02

confirmation-statement-with-no-updates

confirmation-statement · CS01

2024-03-25

accounts-with-accounts-type-total-exemption-full

accounts · AA

2024-01-31

confirmation-statement-with-no-updates

confirmation-statement · CS01

2023-03-09