BRD RETAIL LIMITED

🌳Matureactive
07575561 · ltd · incorporated 2011-03-23
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
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Turnover
—
year to Aug 2025
Net worth
£4.92M
book net assets
Opportunity
74/100
Strong
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What this business does
Primary activity: Sale of new cars and light motor vehicles
Sector: Wholesale & retail
ALSO REGISTERED FOR
  • 45112SIC 45112
  • 45200SIC 45200
  • 45320Retail trade of motor vehicle parts and accessories
Investor take
Pursue
Strong opportunity: active trading company with strong profile and acceptable with review structure.

Opportunity 74/100 (strong), bankability 67/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (63/100).

🏦

Refinance opportunity

4 live charges · 3 lenders · oldest 15.2y

35/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Oldest live charge is 15.2 years old — likely at or near maturity.
  • · 3 lenders named — inter-creditor friction likely.
  • · Legal-friction score 35/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 4 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
8 officers (3 active, 8 linked, 8 with DOB)
90
Ownership & PSC
3 active PSC(s) of 5 total, 5 with control declared
90
Director network
Network not yet resolved
30
Filing history
71 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £4,915,182
Cash YoY
+38%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£2.1m
↑ 38% YoY
Net Worth
£4.9m
↑ 9.7% YoY
Current Assets
£8.2m
↑ 29% YoY
Current Liabilities
—
£0£1.6m£3.3m£4.9m£6.6m£8.2mAug 2024Aug 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-08-312024-08-31
Total assets£5.69M£5.30M
Current assets£8.21M£6.35M
Cash£2.11M£1.53M
Debtors£340.5k£100.8k
Net assets£4.92M£4.48M

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
2
filings
  • • 1 accounts
  • • 1 confirmation-statement
Last 180 days
2
filings
  • • 1 accounts
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (37 events)Click to expand
  1. 2026-05-29
    📄
    accounts-with-accounts-type-medium
    accounts · AA
  2. 2025-09-02
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  3. 2025-09-01
    ➖
    HALE, Lee Alan resigned
    director
  4. 2025-04-10
    📄
    accounts-with-accounts-type-medium
    accounts · AA
  5. 2024-03-20
    📄
    change-person-director-company-with-change-date
    officers · CH01
  6. 2024-01-16
    📄
    accounts-with-accounts-type-full
    accounts · AA
  7. 2023-03-27
    📄
    accounts-with-accounts-type-full
    accounts · AA
  8. 2023-03-21
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  9. 2023-03-21
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  10. 2023-03-21
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  11. 2023-03-21
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  12. 2023-01-03
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  13. 2022-12-16
    ➖
    LARGE, Graham John resigned
    director
  14. 2022-06-24
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  15. 2022-05-17
    ➖
    BULLOCK, Ian Keith resigned
    director
  16. 2022-05-09
    📄
    accounts-with-accounts-type-full
    accounts · AA
  17. 2021-12-02
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  18. 2021-05-27
    📄
    accounts-with-accounts-type-full
    accounts · AA
  19. 2021-05-05
    📄
    change-person-director-company-with-change-date
    officers · CH01
  20. 2021-05-05
    📄
    change-person-director-company-with-change-date
    officers · CH01
  21. 2019-12-23
    📄
    accounts-with-accounts-type-full
    accounts · AA
  22. 2018-10-12
    ➕
    BULLOCK, Charles Ian David appointed
    director
  23. 2018-10-12
    ➕
    BULLOCK, Harry Oliver appointed
    director
  24. 2018-10-12
    ➕
    BULLOCK, Kellie Elizabeth appointed
    director
  25. 2018-10-12
    ➕
    HALE, Lee Alan appointed
    director
  26. 2018-10-12
    ➕
    LARGE, Graham John appointed
    director
  27. 2018-09-12
    ➖
    REDPATH, Adam Arthur David resigned
    director
  28. 2015-01-30
    🔒
    Charge registered #4
    Lender: Hyundai Capital UK Limited
  29. 2015-01-30
    🔒
    Charge registered #3
    Lender: Lloyds Bank PLC
  30. 2014-04-04
    🔓
    Charge satisfied #2
  31. 2012-08-03
    ➖
    DEANS, David Edward resigned
    director
  32. 2012-06-26
    🔒
    Charge registered #2
    Lender: Lloyds Tsb Bank PLC
  33. 2011-05-23
    🔒
    Charge registered #1
    Lender: Lloyds Tsb Bank PLC
  34. 2011-03-23
    🏢
    Company incorporated
    As BRD RETAIL LIMITED
  35. 2011-03-23
    ➕
    BULLOCK, Ian Keith appointed
    director
  36. 2011-03-23
    ➕
    DEANS, David Edward appointed
    director
  37. 2011-03-23
    ➕
    REDPATH, Adam Arthur David appointed
    director

Owner dependency

58/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

40/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondaryStable-but-static management: Company is 15 years old and no new directors in the last 3 years — succession not yet being planned internally.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

3 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Miss Kellie Elizabeth Bullock
Individual · British · DOB 05/1990 · age 36
25–50%
25–50%25-50% shares · 25-50% voting10/03/2023
Mr Charles Ian David Bullock
Individual · British · DOB 10/1991 · age 35
25–50%
25–50%25-50% shares · 25-50% voting10/03/2023
Mr Harry Oliver Bullock
Individual · British · DOB 04/1995 · age 31
25–50%
25–50%25-50% shares · 25-50% voting10/03/2023
2 historic (ceased) PSCs
  • Mr Ian Keith Bullockceased 10/03/2023· 50-75% shares · 50-75% voting
  • Mr Adam Arthur Redpathceased 12/09/2018· 25-50% shares

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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04501297 · est 2002 · no financials extracted
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————21y——
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BROMHAM BODYWORKS LTD→
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2011-03-23
Jurisdictionengland-wales
Primary SIC45111 — Sale of new cars and light motor vehicles

Registered office

Burton Kia Centrum Gate
Ninth Avenue
Burton On Trent
Staffordshire
DE14 3JZ
England

Filing status

Accounts
Next due: 2027-05-31
Last made up to: 2025-08-31
Confirmation statement
Next due: 2027-04-03
Last: 2026-03-20

Officers (3 active · 5 resigned)

BULLOCK, Charles Ian David→
director · ~35y · appointed 2018-10-12
View their other companies + combined net worth →
Active
BULLOCK, Harry Oliver→
director · ~31y · appointed 2018-10-12
View their other companies + combined net worth →
Active
BULLOCK, Kellie Elizabeth→
director · ~36y · appointed 2018-10-12
View their other companies + combined net worth →
Active
BULLOCK, Ian Keith→
director · ~72y · appointed 2011-03-23 · resigned 2022-05-17
Resigned
DEANS, David Edward→
director · ~65y · appointed 2011-03-23 · resigned 2012-08-03
Resigned
HALE, Lee Alan→
director · ~43y · appointed 2018-10-12 · resigned 2025-09-01
Resigned
LARGE, Graham John→
director · ~46y · appointed 2018-10-12 · resigned 2022-12-16
Resigned
REDPATH, Adam Arthur David→
director · ~55y · appointed 2011-03-23 · resigned 2018-09-12
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

4
Total charges
3
Outstanding
2
Active lenders
Status:Lender:4 of 4 shown
TypeProperties
outstanding
Hyundai Capital UK
Hyundai Capital UK Limited
A registered charge—30/01/2015—
outstanding
Lloyds Banking Group
Lloyds Bank PLC
A registered charge1 property30/01/2015—
satisfied
Lloyds Banking Group
Lloyds Tsb Bank PLC
Deposit agreement to secure own liabilities1 property26/06/201204/04/2014
outstanding
Lloyds Banking Group
Lloyds Tsb Bank PLC
Debenture1 property23/05/2011—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (71 total)

accounts-with-accounts-type-medium
accounts · AA
2026-05-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-27
termination-director-company-with-name-termination-date
officers · TM01
2025-09-02
accounts-with-accounts-type-medium
accounts · AA
2025-04-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-25
confirmation-statement-with-updates
confirmation-statement · CS01
2024-03-20
change-person-director-company-with-change-date
officers · CH01
2024-03-20
accounts-with-accounts-type-full
accounts · AA
2024-01-16
accounts-with-accounts-type-full
accounts · AA
2023-03-27
confirmation-statement-with-updates
confirmation-statement · CS01
2023-03-22
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2023-03-21
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2023-03-21
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2023-03-21
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2023-03-21
termination-director-company-with-name-termination-date
officers · TM01
2023-01-03