3 DIMENSIONAL INSURANCE LTD
🌳Matureactive
07613409 · ltd · incorporated 2011-04-21
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 3.9y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2025
Net worth
£3.00M
book net assets
Opportunity
81/100
Exceptional
What this business does
Primary activity: Activities of insurance agents and brokers
Sector: Financial & insurance
Investor take
PursueStrong opportunity: asset-holding vehicle with exceptional profile and bankable structure.
Opportunity 81/100 (exceptional), bankability 85/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
1 live charge · oldest 3.9y
75/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Charge age ~3.9 years — mid-life; refi window approaching.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (84/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
5 officers (4 active, 5 linked, 4 with DOB)
86
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
18 connected companies via shared directors
90
Filing history
50 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
81/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £2,996,698
Cash YoY
+36%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£4.6m
↑ 36% YoY
Net Worth
£3.0m
↑ 12% YoY
Current Assets
£6.1m
↑ 17% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-06-30 | 2024-06-30 |
|---|---|---|
| Total assets | £3.00M | £2.69M |
| Current assets | £6.12M | £5.22M |
| Cash | £4.57M | £3.37M |
| Debtors | £1.55M | £1.85M |
| Net assets | £3.00M | £2.68M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
4
filings
- • 1 confirmation-statement
- • 1 accounts
- • 1 resolution
Counts from Companies House filing history.
Corporate timeline (28 events)Click to expand
- 2026-02-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-12-19📄resolutionresolution · RESOLUTIONS
- 2025-12-19📄memorandum-articlesincorporation · MA
- 2025-12-01📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2025-12-01📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-12-01📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-12-01📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-12-01📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-12-01📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-12-01📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2025-11-25➕BARTON, Philip Andrew appointeddirector
- 2025-11-25➕BETTINSON, Charles Verden appointeddirector
- 2025-11-25➖CANTOR, Martin Vincent resignedsecretary
- 2025-11-12📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-11-12🔓Charge satisfied #1
- 2025-03-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-07-22📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-03-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-08-07📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-03-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-07-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-07-14🔒Charge registered #1Lender: Lloyds Bank PLC
- 2022-02-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-01-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2012-03-08➕LANGTON, Keith appointeddirector
- 2012-02-01➕CANTOR, Martin Vincent appointedsecretary
- 2011-04-21🏢Company incorporatedAs 3 DIMENSIONAL INSURANCE LTD
- 2011-04-21➕HERTZ, Haydn Justin appointeddirector
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Long-tenure founder: Senior director has been in place 15 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 64 — approaching natural succession window.
Succession & seller-readiness
63/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
- secondary12+ year tenure: Director in role 15 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 lowMultiple registered office changes
lowMultiple address changes in a short period can indicate operational instability or admin disorder.
Group structure
Partners& Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Partners& Holdings Limited
Corporate parent · holds 75-100% shares · board control
⬇
3 DIMENSIONAL INSURANCE LTD
This company · 07613409
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Partners& Holdings Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 25/11/2025 |
2 historic (ceased) PSCs
- Mr Keith Langtonceased 25/11/2025· 25-50% shares
- Mr Haydn Justin Hertzceased 25/11/2025· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · HP postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| AB1 PROPERTIES LIMITED→ 11509113 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ASTUS FINANCIAL PLANNING LTD→ 04270074 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
| ATALINE ADVISERS LIMITED→ 15480030 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| AVENUE INSURANCE PARTNERS LIMITED→ 10322051 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| AVIANZ ASSET MANAGEMENT LIMITED→ 11552120 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| AW RISK SOLUTIONS LIMITED→ 16773043 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BAKER LEASING LIMITED→ 04258547 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
| BARHAMS FINANCIAL SERVICES LIMITED→ 04166030 · est 2001 · no financials extracted | — | — | — | — | 25y | — | — |
| BARNETT WADDINGHAM TRUSTEES (1984) LIMITED→ 01786826 · est 1984 · no financials extracted | — | — | — | — | 42y | — | — |
| BARNETT WADDINGHAM TRUSTEES (1992) LIMITED→ 02738578 · est 1992 · no financials extracted | — | — | — | — | 33y | — | — |
| BARNETT WADDINGHAM TRUSTEES (1997) LIMITED→ 03466077 · est 1997 · no financials extracted | — | — | — | — | 28y | — | — |
| BARNETT WADDINGHAM TRUSTEES LIMITED→ 02005798 · est 1986 · no financials extracted | — | — | — | — | 40y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2011-04-21
Jurisdictionengland-wales
Primary SIC66220 — Activities of insurance agents and brokers
Registered office
Mrib House
25 Amersham Hill
High Wycombe
Buckinghamshire
HP13 6NU
England
Filing status
Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2027-05-05
Last: 2026-04-21
Officers (4 active · 1 resigned)
BARTON, Philip Andrew→
Activedirector · ~64y · appointed 2025-11-25
View their other companies + combined net worth →
BETTINSON, Charles Verden→
Activedirector · ~52y · appointed 2025-11-25
View their other companies + combined net worth →
HERTZ, Haydn Justin→
Activedirector · ~58y · appointed 2011-04-21
View their other companies + combined net worth →
LANGTON, Keith→
Activedirector · ~62y · appointed 2012-03-08
View their other companies + combined net worth →
CANTOR, Martin Vincent→
Resignedsecretary · appointed 2012-02-01 · resigned 2025-11-25
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 14/07/2022 | 12/11/2025 |
Recent filings (50 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-04-23
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-02-23
resolution
resolution · RESOLUTIONS
2025-12-19
memorandum-articles
incorporation · MA
2025-12-19
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2025-12-01
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-12-01
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-12-01
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-12-01
appoint-person-director-company-with-name-date
officers · AP01
2025-12-01
appoint-person-director-company-with-name-date
officers · AP01
2025-12-01
termination-secretary-company-with-name-termination-date
officers · TM02
2025-12-01
mortgage-satisfy-charge-full
mortgage · MR04
2025-11-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-03-18
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-07-22