1ST CITY PARTNERSHIP LIMITED

🌳Matureactive
07625396 · ltd · incorporated 2011-05-06
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 14.8y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2025
Net worth
—
book net assets
Opportunity
79/100
Strong
🔔
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What this business does
Primary activity: Other service activities n.e.c.
Sector: Other service activities
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 79/100 (strong), bankability 80/100. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

1 live charge · oldest 14.8y

85/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 14.8 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (74/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
5 officers (4 active, 5 linked, 5 with DOB)
90
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
8 connected companies via shared directors
69
Filing history
55 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Jun 2024Jun 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-06-302024-06-30
Average employees5500

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • • 1 accounts
Last 180 days
5
filings
  • • 3 officers
  • • 1 accounts
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (25 events)Click to expand
  1. 2026-02-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2026-01-21
    📄
    change-person-director-company-with-change-date
    officers · CH01
  3. 2026-01-20
    📄
    change-person-director-company
    officers · CH01
  4. 2026-01-09
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  5. 2025-11-24
    ➖
    MCCULLOUGH, Derek resigned
    director
  6. 2025-03-04
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2025-01-20
    📄
    change-person-director-company-with-change-date
    officers · CH01
  8. 2025-01-20
    📄
    change-person-director-company
    officers · CH01
  9. 2025-01-17
    📄
    change-person-director-company-with-change-date
    officers · CH01
  10. 2024-03-21
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2023-03-15
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2021-12-06
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2021-03-16
    📄
    change-person-director-company-with-change-date
    officers · CH01
  14. 2021-03-16
    📄
    change-person-director-company-with-change-date
    officers · CH01
  15. 2021-03-10
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  16. 2020-02-04
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  17. 2020-01-28
    📄
    capital-name-of-class-of-shares
    capital · SH08
  18. 2019-08-23
    📄
    capital-name-of-class-of-shares
    capital · SH08
  19. 2015-04-20
    ➕
    MCCULLOUGH, Declan Bartholomew appointed
    director
  20. 2011-07-29
    🔒
    Charge registered #1
    Lender: The Royal Bank of Scotland PLC
  21. 2011-05-06
    🏢
    Company incorporated
    As 1ST CITY PARTNERSHIP LIMITED
  22. 2011-05-06
    ➕
    MCCULLOUGH, Aaron Philip appointed
    director
  23. 2011-05-06
    ➕
    MCCULLOUGH, Connor Ronald appointed
    director
  24. 2011-05-06
    ➕
    MCCULLOUGH, Susan Rose appointed
    director
  25. 2011-05-06
    ➕
    MCCULLOUGH, Derek appointed
    director

Owner dependency

56/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • -4 active directors: Broader management team in place — suggests transferable governance.
  • +Senior director age: Director aged approximately 59 — approaching natural succession window.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

53/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
  • secondary12+ year tenure: Director in role 15 years.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2011-05-06
Jurisdictionengland-wales
Primary SIC96090 — Other service activities n.e.c.

Registered office

Lynton House
7-12 Tavistock Square
London
WC1H 9BQ
England

Filing status

Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2027-02-01
Last: 2026-01-18

Officers (4 active · 1 resigned)

MCCULLOUGH, Aaron Philip→
director · ~41y · appointed 2011-05-06
View their other companies + combined net worth →
Active
MCCULLOUGH, Connor Ronald→
director · ~38y · appointed 2011-05-06
View their other companies + combined net worth →
Active
MCCULLOUGH, Declan Bartholomew→
director · ~33y · appointed 2015-04-20
View their other companies + combined net worth →
Active
MCCULLOUGH, Susan Rose→
director · ~59y · appointed 2011-05-06
View their other companies + combined net worth →
Active
MCCULLOUGH, Derek→
director · ~65y · appointed 2011-05-06 · resigned 2025-11-24
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
Debenture1 property29/07/2011—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (55 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-02-25
confirmation-statement-with-updates
confirmation-statement · CS01
2026-01-21
change-person-director-company-with-change-date
officers · CH01
2026-01-21
change-person-director-company
officers · CH01
2026-01-20
termination-director-company-with-name-termination-date
officers · TM01
2026-01-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-03-04
confirmation-statement-with-updates
confirmation-statement · CS01
2025-01-23
change-person-director-company-with-change-date
officers · CH01
2025-01-20
change-person-director-company
officers · CH01
2025-01-20
change-person-director-company-with-change-date
officers · CH01
2025-01-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-03-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-03-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-01-19