A&D PHARMACHEM LIMITED
- · Oldest live charge 14.9y old — refinance window within 12 months
Opportunity 78/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (63/100).
Refinance opportunity
1 live charge · oldest 14.9y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 14.9 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-07-31 | 2024-07-31 |
|---|---|---|
| Average employees | 100 | 200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 1 accounts
Corporate timeline (21 events)Click to expand
- 2026-04-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-07-23📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-07-22📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-07-22📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-04-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-04-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-04-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-04-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-04-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-07-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-09-04📄change-person-director-company-with-change-dateofficers · CH01
- 2019-09-04📄change-person-director-company-with-change-dateofficers · CH01
- 2019-09-04📄change-person-secretary-company-with-change-dateofficers · CH03
- 2019-05-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-04-23📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2017-09-12📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2011-07-29🔒Charge registered #1Lender: National Westminster Bank PLC
- 2011-05-16🏢Company incorporatedAs A&D PHARMACHEM LIMITED
- 2011-05-16➕SHAH, Darshani appointedsecretary
- 2011-05-16➕SHAH, Anish Shantilal appointeddirector
- 2011-05-16➕SHAH, Darshani appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 15 years — deep operational knowledge concentrated in one person.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 15 years.
- secondaryStable-but-static management: Company is 15 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Anish Shantilal Shah Individual · British · DOB 06/1975 · age 51 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 01/06/2016 |
1 historic (ceased) PSC
- Mr Anish Shantilal Shahceased 26/06/2016· 50-75% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | National Westminster Bank National Westminster Bank PLC | Debenture | 1 property | 29/07/2011 | — |