AU INVESTMENTS LIMITED
💤Zombieactive
07705655 · ltd · incorporated 2011-07-14
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jul 2024
Net worth
£9.7k
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Activities of open-ended investment companies
Sector: Financial & insurance
Investor take
PursueActive trading company with a 65-year-old founder — textbook succession opportunity.
Opportunity 79/100 (strong), bankability 80/100. Strong seller-intent signal (68/100, director aged 65). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
2 live charges · oldest 6.0y
45/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 6.0 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (83/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
1 officers (1 active, 1 linked, 1 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
32 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £9,718
Net assets shrinking
Down £4,966 YoY
Cash YoY
-20%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£12k
↓ 20% YoY
Net Worth
£10k
↓ 34% YoY
Current Assets
£80k
↓ 3.4% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-07-31 | 2023-07-31 |
|---|---|---|
| Total assets | £274.4k | £312.6k |
| Current assets | £79.6k | £82.4k |
| Cash | £11.9k | £14.9k |
| Debtors | £67.6k | £67.5k |
| Net assets | £9.7k | £14.7k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (19 events)Click to expand
- 2025-06-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-06-18📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-04-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-02-13📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-01-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-07-23📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-04-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-05-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-05-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-05-20🔒Charge registered #2Lender: Lloyds Bank PLC
- 2020-05-20🔒Charge registered #1Lender: Lloyds Bank PLC
- 2020-04-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-04-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-05-03📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-05-05📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-05-09📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-08-10📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2011-07-14🏢Company incorporatedAs AU INVESTMENTS LIMITED
- 2011-07-14➕UBHI, Amarjit appointeddirector
Owner dependency
95/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +Founder age: Director aged approximately 65 — succession pressure is live.
- +No director turnover: Company is 15 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
78/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondary12+ year tenure: Director in role 15 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Amarjit Ubhi Individual · British · DOB 12/1961 · age 65 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
Mrs Sally Ann Ubhi Individual · British · DOB 11/1958 · age 68 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| A PLUS CAPITAL PARTNERS LTD→ 16501610 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ALDBURY CAPITAL LIMITED→ 12031598 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| AM PROTECTION LTD→ 17045471 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ARISTO (CATERING) LIMITED→ 00349233 · est 1939 · no financials extracted | — | — | — | — | 87y | — | — |
| AZUREBLU LIMITED→ 10913190 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| B.A.G SERVICES (CHESHUNT) LIMITED→ 08406279 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| BILLDERPAY TRUSTEE LTD→ 16926779 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BLACK LAB NORTON LTD→ 08603957 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| BLUEFRIARS TRAINING AND CONSULTANCY LIMITED→ 10062793 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| BRIEREV HOLDINGS→ 10159239 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| BROWNLOW WEALTH MANAGEMENT LTD→ 01311922 · est 1977 · no financials extracted | — | — | — | — | 48y | — | — |
| CAMERON CAPITAL INVESTMENT LTD→ 14687984 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2011-07-14
Jurisdictionengland-wales
Primary SIC64304 — Activities of open-ended investment companies
Registered office
Unit 7 Campus 5 Letchworth Garden City
Hertfordshire
SG6 2JF
England
Filing status
Accounts
Next due: 2026-07-31
Last made up to: 2024-07-31
Confirmation statement
Next due: 2026-07-28
Last: 2025-07-14
Officers (1 active · 0 resigned)
UBHI, Amarjit→
Activedirector · ~65y · appointed 2011-07-14
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 20/05/2020 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 20/05/2020 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (32 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-06-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-15
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-06-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-04-29
confirmation-statement-with-updates
confirmation-statement · CS01
2023-07-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-02-13
confirmation-statement-with-updates
confirmation-statement · CS01
2022-07-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-01-31
confirmation-statement-with-updates
confirmation-statement · CS01
2021-07-28
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2021-07-23
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-04-08
confirmation-statement-with-updates
confirmation-statement · CS01
2020-07-20
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2020-05-27
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2020-05-20