AGF FINANCE LIMITED

🌳Matureactive
07742935 · ltd · incorporated 2011-08-17
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jan 2025
Net worth
—
book net assets
Opportunity
79/100
Strong
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 79/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
4 officers (2 active, 4 linked, 4 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
52 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Jan 2024Jan 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-01-312024-01-31
Average employees300200

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
  1. 2025-09-26
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2024-10-09
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2023-08-03
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2023-02-28
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  5. 2022-09-16
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  6. 2022-08-30
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  7. 2022-08-19
    ✏️
    certificate-change-of-name-company
    change-of-name · CERTNM
  8. 2022-02-17
    📄
    resolution
    resolution · RESOLUTIONS
  9. 2022-02-11
    📄
    capital-name-of-class-of-shares
    capital · SH08
  10. 2021-06-24
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  11. 2021-01-19
    📄
    accounts-amended-with-accounts-type-micro-entity
    accounts · AAMD
  12. 2020-12-14
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  13. 2019-09-25
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  14. 2019-03-07
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  15. 2018-09-24
    📄
    change-account-reference-date-company-current-extended
    accounts · AA01
  16. 2018-05-15
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  17. 2016-02-29
    ➖
    SHEARS, Tim Mark resigned
    director
  18. 2015-09-08
    ➕
    FERGUSON-PARR, Graeme appointed
    director
  19. 2013-06-14
    ➖
    FERGUSON-PARR, Graeme resigned
    director
  20. 2011-08-17
    🏢
    Company incorporated
    As AGF FINANCE LIMITED
  21. 2011-08-17
    ➕
    FERGUSON, Andrew Mcroberts appointed
    director
  22. 2011-08-17
    ➕
    FERGUSON-PARR, Graeme appointed
    director
  23. 2011-08-17
    ➕
    SHEARS, Tim Mark appointed
    director

Owner dependency

66/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Senior director age: Director aged approximately 62 — approaching natural succession window.

Succession & seller-readiness

59/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondary12+ year tenure: Director in role 15 years.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Graeme Ferguson-Parr
Individual · British · DOB 06/1964 · age 62
25–50%
25–50%25-50% shares · 25-50% voting06/04/2016
Mr Andrew Mcroberts Ferguson
Individual · British · DOB 10/1965 · age 61
25–50%
25–50%25-50% shares · 25-50% voting06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Financial services · SK postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
4ME GROUP LTD→
10219163 · est 2016 · no financials extracted
————9y——
5 STAR MORTGAGE SOLUTIONS LIMITED→
08939438 · est 2014 · no financials extracted
————12y——
A P FINANCIAL SOLUTIONS LTD→
04797436 · est 2003 · no financials extracted
————22y——
AADT LIMITED→
16827831 · est 2025 · no financials extracted
———————
AARC VENTURES LIMITED→
15272512 · est 2023 · no financials extracted
————2y——
AB HUB SERVICES LTD→
14758378 · est 2023 · no financials extracted
————3y——
ABCS2 HOLDINGS LTD→
10411855 · est 2016 · no financials extracted
————9y——
ADELPHI INSURANCE BROKERS LTD.→
08333939 · est 2012 · no financials extracted
————13y——
ADVISERTECH CONNECT LIMITED→
17124508 · est 2026 · no financials extracted
———————
AEG 1440 HOLDINGS LTD→
13529711 · est 2021 · no financials extracted
————4y——
AEG OPERATIONS LTD→
16854383 · est 2025 · no financials extracted
———————
AFIA COMMERCIAL CONSULTANTS LIMITED→
12781745 · est 2020 · no financials extracted
————5y——
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2011-08-17
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

Carpenter Court 1 Maple Road
Bramhall
Stockport
Cheshire
SK7 2DH
England

Filing status

Accounts
Next due: 2026-10-31
Last made up to: 2025-01-31
Confirmation statement
Next due: 2026-08-31
Last: 2025-08-17

Officers (2 active · 2 resigned)

FERGUSON, Andrew Mcroberts→
director · ~61y · appointed 2011-08-17
View their other companies + combined net worth →
Active
FERGUSON-PARR, Graeme→
director · ~62y · appointed 2015-09-08
View their other companies + combined net worth →
Active
FERGUSON-PARR, Graeme→
director · ~62y · appointed 2011-08-17 · resigned 2013-06-14
Resigned
SHEARS, Tim Mark→
director · ~66y · appointed 2011-08-17 · resigned 2016-02-29
Resigned

Click a director name to see their full track record across all companies.

Recent filings (52 total)

accounts-with-accounts-type-micro-entity
accounts · AA
2025-09-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-28
accounts-with-accounts-type-micro-entity
accounts · AA
2024-10-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-29
accounts-with-accounts-type-micro-entity
accounts · AA
2023-08-03
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-02-28
accounts-with-accounts-type-micro-entity
accounts · AA
2022-09-16
confirmation-statement-with-updates
confirmation-statement · CS01
2022-08-30
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2022-08-30
certificate-change-of-name-company
change-of-name · CERTNM
2022-08-19
resolution
resolution · RESOLUTIONS
2022-02-17
capital-name-of-class-of-shares
capital · SH08
2022-02-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-08-23
accounts-with-accounts-type-micro-entity
accounts · AA
2021-06-24