CAMBRIDGE SIKH SOCIETY LTD
- · Oldest live charge 14.1y old — refinance window within 12 months
Opportunity 80/100 (exceptional), bankability 80/100. Strong seller-intent signal (63/100, director aged 72). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
1 live charge · oldest 14.1y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 14.1 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 20/100 — clean.
Data confidence
Overall: medium (56/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Recent activity
- • 2 officers
- • 1 accounts
- • 2 officers
- • 1 accounts
Corporate timeline (56 events)Click to expand
- 2026-06-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2026-05-25📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-05-22📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-05-14➖ARORA, Ishmeet Singh resigneddirector
- 2026-05-10➕SINGH, Jasvinder Kaur appointeddirector
- 2025-06-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-06-03📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-09-25📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-09-10➕AULAKH, Padamjeet Singh appointeddirector
- 2023-05-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-08-11📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-08-03📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-08-03📄change-person-director-company-with-change-dateofficers · CH01
- 2022-07-31➕ARORA, Ishmeet Singh appointeddirector
- 2022-07-31➖AULAKH, Padamjeet Singh resigneddirector
- 2022-05-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-10-28📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-10-24➖GILL, Karamjit Singh resigneddirector
- 2021-06-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-05-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-02-25📄termination-director-company-with-name-termination-dateofficers · TM01
- 2020-02-16➖SINGH, Surinder Harjit resigneddirector
- 2019-08-30📄termination-director-company-with-name-termination-dateofficers · TM01
- 2019-08-29➖SAGOO, Amrik Singh resigneddirector
- 2019-05-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-01-29📄termination-director-company-with-name-termination-dateofficers · TM01
- 2019-01-22➖BHATIA, Sukhmeet Singh resigneddirector
- 2019-01-20➖ARORA, Gursaran Jit Singh resigneddirector
- 2018-04-21➕SINGH, Surinder Harjit appointeddirector
- 2017-11-04➕BHATIA, Sukhmeet Singh appointeddirector
- 2017-11-04➖HAYER, Narinder Singh resigneddirector
- 2017-11-04➖SUALI, Satwinder Singh resigneddirector
- 2016-08-21➕SAINI, Surinder appointeddirector
- 2016-08-21➕ARORA, Gursaran Jit Singh appointeddirector
- 2016-08-21➕AULAKH, Padamjeet Singh appointeddirector
- 2016-08-21➕HAYER, Narinder Singh appointeddirector
- 2016-08-21➕SUALI, Satwinder Singh appointeddirector
- 2016-08-21➖VIRDEE, Gurdev Singh resigneddirector
- 2015-07-12➕CHANANA, Kanwalpreet Singh appointeddirector
- 2015-07-12➕GILL, Karamjit Singh appointeddirector
- 2015-07-12➖HAYER, Narinder Singh resigneddirector
- 2015-07-12➖SAGOO, Surjit Kaur resigneddirector
- 2015-07-12➖SINGH, Padamjeet resigneddirector
- 2013-02-17➖SOKHI, Mohinder Singh resigneddirector
- 2013-01-31➖SAGOO, Lakhwinder Singh resigneddirector
- 2013-01-06➕HAYER, Narinder Singh appointeddirector
- 2013-01-06➕VIRDEE, Gurdev Singh appointeddirector
- 2012-06-15🔒Charge registered #1Lender: Lloyds Tsb Bank PLC
- 2011-08-26➕SINGH, Harjit appointeddirector
- 2011-08-26➕SRAI, Jagjit Singh, Dr appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- -6 active directors: Broader management team in place — suggests transferable governance.
- +Founder age: Director aged approximately 72 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primaryFounder aged 70+: Senior director is approximately 72 years old. Natural succession window is now.
- secondary12+ year tenure: Director in role 15 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Dr Jagjit Singh Srai Individual · British · DOB 02/1964 · age 62 | — | — | sig. influencesignificant influence | 18/08/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (6 active · 15 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Lloyds Tsb Bank PLC | Mortgage | 1 property | 15/06/2012 | — |