CRYSTAL CLEAR FINANCIAL PLANNING LIMITED
💤Zombieactive
07789490 · ltd · incorporated 2011-09-28
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Activities of insurance agents and brokers
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 78/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (1 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
44 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
2
filings
- • 2 persons-with-significant-control
Last 90 days
2
filings
- • 2 persons-with-significant-control
Last 180 days
3
filings
- • 2 persons-with-significant-control
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (19 events)Click to expand
- 2026-07-10📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2026-07-10📄notification-of-a-person-with-significant-control-statementpersons-with-significant-control · PSC08
- 2025-06-18📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-11-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-09-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-12-08📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-09-27➖HANCOX, Paul resigneddirector
- 2022-09-27📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-09-27📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2021-06-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-01-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-09-29📄change-person-director-company-with-change-dateofficers · CH01
- 2020-09-29📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2020-09-11📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2019-06-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-07-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2011-09-28🏢Company incorporatedAs CRYSTAL CLEAR FINANCIAL PLANNING LIMITED
- 2011-09-28➕BURDIS, Darren Robert appointeddirector
- 2011-09-28➕HANCOX, Paul appointeddirector
Owner dependency
83/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +Senior director age: Director aged approximately 60 — approaching natural succession window.
Succession & seller-readiness
68/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondary12+ year tenure: Director in role 15 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Coral Jane Burdis Individual · British · DOB 07/1973 · age 53 | 25–50% | — | 25-50% shares | 27/09/2022 |
Mr Darren Robert Burdis Individual · British · DOB 03/1966 · age 60 | — | — | sig. influencesignificant influence · firm interest | 28/09/2016 |
1 historic (ceased) PSC
- Mr Paul Leonard Hancoxceased 27/09/2022· significant influence · firm interest
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · DE postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| CHRIS SIMONS WEALTH MANAGEMENT LTD→ 13313076 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| COLESHILL MORTGAGE SERVICES LIMITED→ 05711103 · est 2006 · no financials extracted | — | — | — | — | 20y | — | — |
| COMFORT RESIDENTIAL AND COMMERCIAL FINANCE LTD→ 14421032 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| CORNERSTONE INVESTMENTS (JR) LIMITED→ 15495207 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| CREST LTD→ 05961182 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| CROICK CALEDONIAN LIMITED→ 04787832 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| CULLUM DETUNERS INVESTMENTS LIMITED→ 02794825 · est 1993 · no financials extracted | — | — | — | — | 33y | — | — |
| DAINAS PROPERTIES LIMITED→ 16020395 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| DAVID WAIN INSURANCE SERVICES LIMITED→ 04661075 · est 2003 · no financials extracted | — | — | — | — | 23y | — | — |
| DEFINITIVE FINANCIAL SERVICES LIMITED→ 06045655 · est 2007 · no financials extracted | — | — | — | — | 19y | — | — |
| DERBYSHIRE INDEPENDENT FINANCIAL SERVICES LIMITED→ 10749568 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| DERBYSHIRE MORTGAGE SERVICES LTD→ 05462408 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2011-09-28
Jurisdictionengland-wales
Primary SIC66220 — Activities of insurance agents and brokers
Registered office
4 St Georges House
Vernon Gate
Derby
DE1 1UQ
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-02-19
Last: 2026-02-05
Officers (1 active · 1 resigned)
BURDIS, Darren Robert→
Activedirector · ~60y · appointed 2011-09-28
View their other companies + combined net worth →
HANCOX, Paul→
Resigneddirector · ~69y · appointed 2011-09-28 · resigned 2022-09-27
Click a director name to see their full track record across all companies.
Recent filings (44 total)
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2026-07-10
notification-of-a-person-with-significant-control-statement
persons-with-significant-control · PSC08
2026-07-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-06
accounts-with-accounts-type-micro-entity
accounts · AA
2025-06-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-05
accounts-with-accounts-type-micro-entity
accounts · AA
2024-11-27
confirmation-statement-with-updates
confirmation-statement · CS01
2024-02-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-10
accounts-with-accounts-type-micro-entity
accounts · AA
2023-09-26
accounts-with-accounts-type-micro-entity
accounts · AA
2022-12-08
confirmation-statement-with-updates
confirmation-statement · CS01
2022-09-27
termination-director-company-with-name-termination-date
officers · TM01
2022-09-27
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2022-09-27
confirmation-statement-with-updates
confirmation-statement · CS01
2022-04-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-09-28