A & A PROPERTY MAINTENANCE SUFFOLK LIMITED
🌳Matureactive
07790409 · ltd · incorporated 2011-09-28
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2024
Net worth
—
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Other construction installation
Sector: Construction
ALSO REGISTERED FOR
- 43999Other specialised construction activities n.e.c.
- 68100Buying and selling of own real estate
- 68209Other letting and operating of own or leased real estate
Investor take
PursueActive trading company with a 65-year-old founder — textbook succession opportunity.
Opportunity 78/100 (strong), bankability 57/100. Strong seller-intent signal (68/100, director aged 65). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
11 live charges · 5 lenders · oldest 11.8y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 11.8 years old — likely at or near maturity.
- · 5 lenders named — inter-creditor friction likely.
- · Legal-friction score 40/100 — workable, but lender will want more DD.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 4 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
11 charges (11/11 with lender, 11/11 with type)
90
Directors & officers
4 officers (2 active, 4 linked, 4 with DOB)
90
Ownership & PSC
2 active PSC(s) of 4 total, 4 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
88 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · IFRS| Metric | 2024-09-30 | 2023-09-30 |
|---|---|---|
| Average employees | 300 | 400 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
2
filings
- • 1 persons-with-significant-control
- • 1 address
Last 180 days
2
filings
- • 1 persons-with-significant-control
- • 1 address
Counts from Companies House filing history.
Corporate timeline (47 events)Click to expand
- 2026-03-25📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-03-24📍change-sail-address-company-with-old-address-new-addressaddress · AD02
- 2025-09-24📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-04-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-06-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-02-07📍change-sail-address-company-with-old-address-new-addressaddress · AD02
- 2024-01-31📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-01-31📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-01-31🔒Charge registered #11Lender: Aldermore Bank PLC
- 2024-01-31🔒Charge registered #10Lender: Aldermore Bank PLC
- 2024-01-25📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-01-25📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-01-25🔓Charge satisfied #9
- 2024-01-25🔓Charge satisfied #8
- 2023-12-15📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-11-30📍change-sail-address-company-with-old-address-new-addressaddress · AD02
- 2023-11-23📍change-sail-address-company-with-old-address-new-addressaddress · AD02
- 2023-11-23📍change-sail-address-company-with-old-address-new-addressaddress · AD02
- 2023-11-22📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-11-22📄change-person-director-company-with-change-dateofficers · CH01
- 2023-09-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-07-03📄withdrawal-of-a-person-with-significant-control-statementpersons-with-significant-control · PSC09
- 2023-07-03📄notification-of-a-person-with-significant-control-statementpersons-with-significant-control · PSC08
- 2023-07-03📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2023-06-28📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-06-28📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2023-05-13➕WATERHOUSE TAYLOR, Louise appointeddirector
- 2023-05-13➖WATERHOUSE-TAYLOR, Adrian James resigneddirector
- 2020-03-13➕CROSSLEY, Allan appointeddirector
- 2019-12-11🔒Charge registered #9Lender: Eastern Credit Limited
- 2019-12-11🔒Charge registered #8Lender: Eastern Credit Limited
- 2019-09-25🔓Charge satisfied #5
- 2019-09-25🔓Charge satisfied #4
- 2018-12-14🔒Charge registered #7Lender: Landbay Partners Limited
- 2018-12-14🔒Charge registered #6Lender: Landbay Partners Limited
- 2018-03-07🔒Charge registered #5Lender: Bridgeco Limited
- 2018-03-07🔒Charge registered #4Lender: Bridgeco Limited
- 2018-02-28🔓Charge satisfied #3
- 2017-09-30🔓Charge satisfied #2
- 2017-09-30🔓Charge satisfied #1
- 2016-06-16🔒Charge registered #3Lender: Lloyds Bank PLC
- 2016-04-06➖CROSSLEY, Alan resigneddirector
- 2014-09-05🔒Charge registered #2Lender: Lloyds Bank PLC
- 2014-08-22🔒Charge registered #1Lender: Lloyds Bank PLC
- 2011-09-28🏢Company incorporatedAs A & A PROPERTY MAINTENANCE SUFFOLK LIMITED
- 2011-09-28➕CROSSLEY, Alan appointeddirector
- 2011-09-28➕WATERHOUSE-TAYLOR, Adrian James appointeddirector
Owner dependency
73/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 65 — succession pressure is live.
Succession & seller-readiness
56/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Louise Waterhouse Taylor Individual · British · DOB 02/1971 · age 55 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 12/06/2023 |
Mr Allan Crossley Individual · British · DOB 08/1961 · age 65 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 15/11/2020 |
2 historic (ceased) PSCs
- Mr Adrian James Waterhouse-Taylorceased 13/05/2023· 75-100% shares · 75-100% voting · board control
- Mr Allan Crossleyceased 01/06/2017· significant influence
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Construction · IP postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 15792886 LTD→ 15792886 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 2-4 ST ANDREWS MANAGEMENT COMPANY LIMITED→ 12950342 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 3 POINT PROPERTY DEVELOPMENT LIMITED→ 14411941 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 354 DEVELOPMENT LTD→ 16942533 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 369 ELECTRICAL SERVICES LTD→ 16040096 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 3DMC LTD→ 12219599 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| 3FOLD CARPENTRY LTD→ 14697705 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| 4B BUILDING LIMITED→ 13178867 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| 7CUBE CONSTRUCTION LTD→ 11974764 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| A A ELECTRICAL (EAST ANGLIA) LTD→ 04578213 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| A A MECHANISE LIMITED→ 13998912 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| A ABERCROMBIE LIMITED→ 09167450 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2011-09-28
Jurisdictionengland-wales
Primary SIC43290 — Other construction installation
Registered office
14 Brook Lane
Felixstowe
Suffolk
IP11 7EG
England
Filing status
Accounts
Next due: 2026-06-30
Last made up to: 2024-09-30
Confirmation statement
Next due: 2026-11-29
Last: 2025-11-15
Officers (2 active · 2 resigned)
CROSSLEY, Allan→
Activedirector · ~65y · appointed 2020-03-13
View their other companies + combined net worth →
WATERHOUSE TAYLOR, Louise→
Activedirector · ~55y · appointed 2023-05-13
View their other companies + combined net worth →
CROSSLEY, Alan→
Resigneddirector · ~65y · appointed 2011-09-28 · resigned 2016-04-06
WATERHOUSE-TAYLOR, Adrian James→
Resigneddirector · ~68y · appointed 2011-09-28 · resigned 2023-05-13
Click a director name to see their full track record across all companies.
Mortgages & charges
11
Total charges
4
Outstanding
2
Active lenders
Status:Lender:11 of 11 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 31/01/2024 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 31/01/2024 | — | |
| satisfied | Eastern Credit Eastern Credit Limited | A registered charge | 5 properties | 11/12/2019 | 25/01/2024 | |
| satisfied | Eastern Credit Eastern Credit Limited | A registered charge | 1 property | 11/12/2019 | 25/01/2024 | |
| outstanding | Landbay Landbay Partners Limited | A registered charge | 1 property | 14/12/2018 | — | |
| outstanding | Landbay Landbay Partners Limited | A registered charge | 1 property | 14/12/2018 | — | |
| satisfied | Bridgeco Bridgeco Limited | A registered charge | 1 property | 07/03/2018 | 25/09/2019 | |
| satisfied | Bridgeco Bridgeco Limited | A registered charge | 1 property | 07/03/2018 | 25/09/2019 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 16/06/2016 | 28/02/2018 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 05/09/2014 | 30/09/2017 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | — | 22/08/2014 | 30/09/2017 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (88 total)
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-03-25
change-sail-address-company-with-old-address-new-address
address · AD02
2026-03-24
confirmation-statement-with-updates
confirmation-statement · CS01
2025-11-26
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-09-24
accounts-with-accounts-type-micro-entity
accounts · AA
2025-04-24
confirmation-statement-with-updates
confirmation-statement · CS01
2024-11-25
accounts-with-accounts-type-micro-entity
accounts · AA
2024-06-19
change-sail-address-company-with-old-address-new-address
address · AD02
2024-02-07
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-01-31
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-01-31
mortgage-satisfy-charge-full
mortgage · MR04
2024-01-25
mortgage-satisfy-charge-full
mortgage · MR04
2024-01-25
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-12-15
change-sail-address-company-with-old-address-new-address
address · AD02
2023-11-30
confirmation-statement-with-updates
confirmation-statement · CS01
2023-11-29