ABC GARAGES LTD
- · Oldest live charge 9.9y old — refinance window within 12 months
Opportunity 79/100 (strong), bankability 80/100. Strong seller-intent signal (68/100, director aged 71). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
2 live charges · oldest 9.9y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 9.9 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-07-31 | 2024-07-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 2 gazette
- • 1 confirmation-statement
- • 1 accounts
- • 2 gazette
- • 1 confirmation-statement
- • 1 accounts
Corporate timeline (21 events)Click to expand
- 2026-05-02📄gazette-filings-brought-up-to-dategazette · DISS40
- 2026-04-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2026-04-14📄gazette-notice-compulsorygazette · GAZ1
- 2025-04-03📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-04-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-04-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-11-18📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-09-10📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2021-07-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-09-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-09-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-09-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-09-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2016-10-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2016-10-25🔒Charge registered #2Lender: Hsbc Bank PLC
- 2016-07-14🔒Charge registered #1Lender: Hsbc Bank PLC
- 2011-10-06➕LORD, Brent appointeddirector
- 2011-10-06➕LORD, Jeffrey appointeddirector
- 2011-10-03🏢Company incorporatedAs ABC GARAGES LTD
- 2011-10-03➕JACOBS, Yomtov Eliezer appointeddirector
- 2011-10-03➖JACOBS, Yomtov Eliezer resigneddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 71 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 71 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 15 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Jeffrey Lord Individual · British · DOB 04/1955 · age 71 | 25–50% | — | 25-50% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Automotive · NG postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A & D COMPUTERS LIMITED→ 04788888 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| A B TRADING WORLDWIDE LTD→ 15107259 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| A. ARMSTRONG AND SONS LTD→ 16836578 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| A1 NOTTINGHAM CAR SALES LIMITED→ 12814335 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| A52 TYRE BARN LIMITED→ 08206811 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| AAA AUTO GARAGES NOTTS LTD→ 13818165 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| AAA MOTORS (NOTTINGHAM) LTD→ 16059035 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AABI LTD→ 16392581 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AADAM MOTORS LTD→ 16364096 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AB BODYWORK MANSFIELD LTD→ 15829402 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AB TATA MOTORS LTD→ 16177078 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ABC VEHICLE COLLECTION LTD→ 10832429 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 1 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | HSBC Hsbc Bank PLC | A registered charge | 1 property | 25/10/2016 | — | |
| outstanding | HSBC Hsbc Bank PLC | A registered charge | 1 property | 14/07/2016 | — |