ARCADIA CARE HOMES LIMITED
Opportunity 73/100 (strong), bankability 67/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (65/100).
Refinance opportunity
9 live charges · 3 lenders · oldest 14.4y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 14.4 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-09-30 | 2024-09-30 |
|---|---|---|
| Average employees | 2900 | 2900 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 4 mortgage
- • 1 accounts
- • 1 confirmation-statement
Corporate timeline (43 events)Click to expand
- 2026-05-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2026-02-12📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-02-12📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-02-11📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-02-10📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-02-10📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-02-10🔓Charge satisfied #6
- 2026-02-10🔓Charge satisfied #7
- 2026-02-06🔒Charge registered #9Lender: Allica Bank Limited
- 2026-02-06🔒Charge registered #8Lender: Allica Bank Limited
- 2025-11-12📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-11-12📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-11-12📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-11-12📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-11-12📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-11-12📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-11-12🔓Charge satisfied #5
- 2025-11-12🔓Charge satisfied #4
- 2025-11-12🔓Charge satisfied #3
- 2025-11-12🔓Charge satisfied #2
- 2025-11-12🔓Charge satisfied #1
- 2025-02-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-01-15📄change-person-director-company-with-change-dateofficers · CH01
- 2024-04-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-01-12📄accounts-amended-with-accounts-type-total-exemption-fullaccounts · AAMD
- 2023-08-04📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2023-08-04📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2023-08-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-08-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-06-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-01-01➖AL-MUFTI, Nasik resigneddirector
- 2023-01-01➖AL-MUFTI, Shirwan, Dr resigneddirector
- 2015-04-14🔒Charge registered #6Lender: Hsbc Bank PLC
- 2015-04-08🔒Charge registered #7Lender: Hsbc Bank PLC
- 2014-05-01🔒Charge registered #5Lender: Hsbc Bank PLC
- 2014-01-13🔒Charge registered #4Lender: The Royal Bank of Scotland PLC
- 2014-01-13🔒Charge registered #3Lender: The Royal Bank of Scotland PLC
- 2012-02-10🔒Charge registered #2Lender: The Royal Bank of Scotland PLC
- 2012-02-02🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2011-10-05🏢Company incorporatedAs ARCADIA CARE HOMES LIMITED
- 2011-10-05➕GEORGE, Ali appointeddirector
- 2011-10-05➕AL-MUFTI, Nasik appointeddirector
- 2011-10-05➕AL-MUFTI, Shirwan, Dr appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondary12+ year tenure: Director in role 15 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Ali George Individual · British · DOB 09/1986 · age 40 | 75–100% | — | board control75-100% shares · board control · firm interest | 01/01/2023 |
2 historic (ceased) PSCs
- Mrs Nasik Al-Mufticeased 01/01/2023· 25-50% shares · 25-50% voting
- Dr Shirwan Al-Mufticeased 06/10/2017· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Healthcare & medical · NP postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| AJB UROLOGY LIMITED→ 14134059 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ANDRADA DENT LTD→ 15310783 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ANEANO HEALTHCARE LIMITED→ 13571631 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ARTEMIS SOUL SANCTUARY LIMITED→ 14691455 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| ATI2UDE CARE LIMITED→ 16886367 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AUDERE MEDICAL SERVICES LIMITED→ 04328849 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
| AVENTIS HEALTH LTD→ 17023539 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| AZIRA AESTHETICS LIMITED→ 10183710 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| B124U LTD→ 13435945 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| B4U CARE LTD→ 10033573 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| BALOUA LIMITED→ 13797303 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| BANKHOUSE CARE LTD→ 09873182 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 2 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Allica Bank Allica Bank Limited | A registered charge | 1 property | 06/02/2026 | — | |
| outstanding | Allica Bank Allica Bank Limited | A registered charge | 1 property | 06/02/2026 | — | |
| satisfied | HSBC Hsbc Bank PLC | A registered charge | 1 property | 14/04/2015 | 10/02/2026 | |
| satisfied | HSBC Hsbc Bank PLC | A registered charge | 1 property | 08/04/2015 | 10/02/2026 | |
| satisfied | HSBC Hsbc Bank PLC | A registered charge | 1 property | 01/05/2014 | 12/11/2025 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 13/01/2014 | 12/11/2025 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 13/01/2014 | 12/11/2025 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 10/02/2012 | 12/11/2025 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Debenture | 1 property | 02/02/2012 | 12/11/2025 |