PRAETURA SERVICING LIMITED
🌳Matureactive
07807901 · ltd · incorporated 2011-10-12
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
77/100
Strong
What this business does
Primary activity: Financial leasing
Sector: Financial & insurance
Investor take
PursueActive trading company with a 64-year-old founder — textbook succession opportunity.
Opportunity 77/100 (strong), bankability 67/100. Strong seller-intent signal (60/100, director aged 64). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
4 live charges · 4 lenders · oldest 9.9y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 9.9 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 38/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (62/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
21 officers (5 active, 21 linked, 20 with DOB)
89
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
18 connected companies via shared directors
90
Filing history
120 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
3
filings
- • 2 officers
- • 1 confirmation-statement
Last 180 days
3
filings
- • 2 officers
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (67 events)Click to expand
- 2026-05-12📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2026-05-12📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-04-29➕MELLOR, Neil Andrew appointedsecretary
- 2026-04-29➖WALLING, Michael Andrew resigneddirector
- 2026-01-03📄accounts-with-accounts-type-smallaccounts · AA
- 2025-03-18📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-09-25✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2024-04-23📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-01-31📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-01-31📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-01-30➕MCCLELLAND, Michael Philip appointeddirector
- 2024-01-30➕WALLING, Michael Andrew appointeddirector
- 2024-01-22📄accounts-with-accounts-type-fullaccounts · AA
- 2024-01-10📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2023-10-24📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-10-16📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2023-10-16📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2023-10-16📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-10-16📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-10-16📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-10-16📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-10-16📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-10-16📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-09-29➕FRAINE, Thomas Conran appointeddirector
- 2023-09-29➕O’REILLY, Peadar James appointeddirector
- 2023-09-29➕SUMMERS, Jack Daniel appointeddirector
- 2023-09-29➖CONN, Ashley resigneddirector
- 2023-09-29➖DE LUCA, Robert resigneddirector
- 2023-09-29➖EGGLESTON, Robert Liam resigneddirector
- 2023-08-21📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2023-08-21📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2023-08-21📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2023-01-10➖FOSTER, David resigneddirector
- 2022-05-16➕DE LUCA, Robert appointeddirector
- 2022-05-16➖SALISBURY, Michael Neil resigneddirector
- 2022-03-04➕EGGLESTON, Robert Liam appointeddirector
- 2022-03-04➖MITCHELL, David Lee resigneddirector
- 2021-08-04🔓Charge satisfied #4
- 2021-06-21➖KRUYT, Geoffrey Robert resigneddirector
- 2021-02-16➕SALISBURY, Michael Neil appointeddirector
- 2021-02-02➖JONES, Gordon Calder resigneddirector
- 2021-01-31➖SHAW, Gareth resigneddirector
- 2021-01-25🔓Charge satisfied #2
- 2021-01-19➕FOSTER, David appointeddirector
- 2021-01-19➕MITCHELL, David Lee appointeddirector
- 2020-12-31➖DAWSON, Catherine resigneddirector
- 2020-12-31➖EDWARDS, Lisa Joanne resigneddirector
- 2020-12-31➖HUMPHREYS, Julian Adam resigneddirector
- 2020-12-31➖SKINNER, Roger Patrick resigneddirector
- 2020-12-01➖BLACKBURN, Mark Sutherland resigneddirector
Showing most recent 50 of 67 events
Owner dependency
48/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Senior director age: Director aged approximately 64 — approaching natural succession window.
Succession & seller-readiness
50/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
Red flags
1 med ·Name changed recently
mediumName changes can be benign (rebrand) but can also precede distress, phoenix activity, or buyer concealment.
Evidence: 2024-09-25: certificate-change-of-name-company
Group structure
Project Alpha Bidco Ii Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Project Alpha Bidco Ii Limited
Corporate parent · holds 75-100% shares · board control
⬇
PRAETURA SERVICING LIMITED
This company · 07807901
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Project Alpha Bidco Ii Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 29/09/2023 |
2 historic (ceased) PSCs
- Maxxia (Uk) Limitedceased 29/09/2023· 75-100% shares · 75-100% voting · board control
- Mcmillan Shakespeare Ltdceased 06/04/2016· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · BB postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| MH FROST CAPITAL LTD→ 16926157 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| OP PROPERTIES & REPAIRS LTD→ 16175415 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| PACIFIC FINANCIAL SERVICES (NORTH WEST) LTD→ 08302510 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| PALM FINANCIAL CARE LIMITED→ 06261386 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| PEAKS & VALLEYS INVESTMENTS LIMITED→ 13466248 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| POLYGON FINANCIAL LTD→ 05422562 · est 2005 · no financials extracted | — | — | — | — | 21y | — | — |
| PRA INVESTMENTS LIMITED→ 13152762 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| PRAETURA FINANCE 1 LIMITED→ 14240570 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| PRAETURA FINANCE 4 LIMITED→ 14649264 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| PRETECT LTD→ 16414179 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| PRO RE NATA INVESTMENTS LTD→ 17113021 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| PROPLAN FINANCIAL ADVICE LIMITED→ 11899930 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2011-10-12
Jurisdictionengland-wales
Primary SIC64910 — Financial leasing
Registered office
Ewood House Walker Road
Guide
Blackburn
BB1 2QE
England
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-06-14
Last: 2026-05-31
Officers (5 active · 16 resigned)
MELLOR, Neil Andrew→
Activesecretary · appointed 2026-04-29
View their other companies + combined net worth →
FRAINE, Thomas Conran→
Activedirector · ~34y · appointed 2023-09-29
View their other companies + combined net worth →
MCCLELLAND, Michael Philip→
Activedirector · ~64y · appointed 2024-01-30
View their other companies + combined net worth →
O’REILLY, Peadar James→
Activedirector · ~50y · appointed 2023-09-29
View their other companies + combined net worth →
SUMMERS, Jack Daniel→
Activedirector · ~42y · appointed 2023-09-29
View their other companies + combined net worth →
BLACKBURN, Mark Sutherland→
Resigneddirector · ~69y · appointed 2013-01-30 · resigned 2020-12-01
CONN, Ashley→
Resigneddirector · ~51y · appointed 2020-10-05 · resigned 2023-09-29
DAWSON, Catherine→
Resigneddirector · ~54y · appointed 2012-12-11 · resigned 2020-12-31
DE LUCA, Robert→
Resigneddirector · ~56y · appointed 2022-05-16 · resigned 2023-09-29
EDWARDS, Lisa Joanne→
Resigneddirector · ~56y · appointed 2012-09-28 · resigned 2020-12-31
EGGLESTON, Robert Liam→
Resigneddirector · ~69y · appointed 2022-03-04 · resigned 2023-09-29
FOSTER, David→
Resigneddirector · ~56y · appointed 2021-01-19 · resigned 2023-01-10
HUMPHREYS, Julian Adam→
Resigneddirector · ~58y · appointed 2011-10-12 · resigned 2020-12-31
JONES, Gordon Calder→
Resigneddirector · ~72y · appointed 2011-10-12 · resigned 2021-02-02
KRUYT, Geoffrey Robert→
Resigneddirector · ~58y · appointed 2018-07-10 · resigned 2021-06-21
MITCHELL, David Lee→
Resigneddirector · ~54y · appointed 2021-01-19 · resigned 2022-03-04
SALISBURY, Michael Neil→
Resigneddirector · ~61y · appointed 2021-02-16 · resigned 2022-05-16
SHAW, Gareth→
Resigneddirector · ~55y · appointed 2012-09-28 · resigned 2021-01-31
SKINNER, Roger Patrick→
Resigneddirector · ~70y · appointed 2011-10-12 · resigned 2020-12-31
TOMAS, Abraham→
Resigneddirector · ~64y · appointed 2013-01-30 · resigned 2018-07-10
Click a director name to see their full track record across all companies.
Mortgages & charges
4
Total charges
1
Outstanding
1
Active lenders
Status:Lender:4 of 4 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Commerzbank Ag, London Branch | A registered charge | — | 02/08/2018 | 04/08/2021 | |
| outstanding | Barclays Barclays Bank PLC | A registered charge | — | 21/06/2018 | — | |
| satisfied | Virgin Money Clydesdale Bank PLC (Trading as Both Clydesdale and Yorkshire Bank) (Company Number SC001111) | A registered charge | — | 05/10/2017 | 25/01/2021 | |
| satisfied | Maxxia Maxxia Limited | A registered charge | 1 property | 31/08/2016 | 14/12/2016 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (120 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-06-06
appoint-person-secretary-company-with-name-date
officers · AP03
2026-05-12
termination-director-company-with-name-termination-date
officers · TM01
2026-05-12
accounts-with-accounts-type-small
accounts · AA
2026-01-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-12
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-03-18
certificate-change-of-name-company
change-of-name · CERTNM
2024-09-25
confirmation-statement-with-updates
confirmation-statement · CS01
2024-06-07
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-04-23
appoint-person-director-company-with-name-date
officers · AP01
2024-01-31
appoint-person-director-company-with-name-date
officers · AP01
2024-01-31
accounts-with-accounts-type-full
accounts · AA
2024-01-22
change-account-reference-date-company-current-extended
accounts · AA01
2024-01-10
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-10-24
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2023-10-16