ALBION ALE HOUSE CYF

🌳Matureactive

07849628 · ltd · incorporated 2011-11-16

Investment thesis

Looks cheap but ownership + security both unclear — probable value trap.

Why interesting: Headline metrics may be attractive.

Why risky: No PSC visibility combined with multiple live charges; transacting likely slow and expensive.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Jan 2025

Net worth

£118.7k

book net assets

Opportunity

77/100

Strong

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch

What this business does

Primary activity: Public houses and bars

Sector: Accommodation & food service

Investor take

Pursue

Active trading company with a 64-year-old founder — textbook succession opportunity.

Opportunity 77/100 (strong), bankability 80/100. Strong seller-intent signal (60/100, director aged 64). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -41% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

3 live charges · oldest 11.4y

45/100

under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

· Oldest live charge is 11.4 years old — likely at or near maturity.
· Single lender — cleanest path to refinance.
· Cashflow trend is negative — lender view likely cautious.

Data confidence

Overall: medium (74/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

3 charges (3/3 with lender, 3/3 with type)

Directors & officers

5 officers (4 active, 5 linked, 5 with DOB)

Ownership & PSC

No PSCs filed (unusual — worth investigating)

Director network

8 connected companies via shared directors

Filing history

42 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

77/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared

Positive net assets

Net assets £118,735

Net assets shrinking

Down £119,198 YoY

Cash draining

Cash down 41% YoY

Cash YoY

-41%

Year on year

Key financials

2 years extracted from filed iXBRL accounts

Cash

£198k

↓ 41% YoY

Net Worth

£119k

↓ 50% YoY

Current Assets

£210k

↓ 41% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown

Metric	2025-01-31	2024-01-31
Total assets	£123.3k	£253.1k
Current assets	£210.1k	£355.4k
Cash	£198.3k	£335.5k
Debtors	£997	£9.8k
Net assets	£118.7k	£237.9k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filings

Counts from Companies House filing history.

Corporate timeline (27 events)Click to expand

2025-06-17
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-08-14
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-10-18
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-06-27
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-09-23
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-09-25
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-09-10
📄
mortgage-satisfy-charge-full
mortgage · MR04
2020-09-10
📄
mortgage-satisfy-charge-full
mortgage · MR04
2020-09-10
🔓
Charge satisfied #2
2020-09-10
🔓
Charge satisfied #1
2019-10-28
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2018-10-31
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2017-10-16
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2016-10-07
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2015-12-03
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2015-12-03
📄
change-person-director-company-with-change-date
officers · CH01
2015-09-16
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2015-04-22
🔒
Charge registered #3
Lender: National Westminster Bank PLC
2015-03-03
🔒
Charge registered #2
Lender: National Westminster Bank PLC
2015-01-29
🔒
Charge registered #1
Lender: National Westminster Bank PLC
2012-01-09
➕
THOMAS, Gwynne Byron appointed
director
2011-11-16
🏢
Company incorporated
As ALBION ALE HOUSE CYF
2011-11-16
➕
HUGHES, Jonathan Roger appointed
director
2011-11-16
➕
JONES, Dewi Arfon appointed
director
2011-11-16
➕
WASHINGTON, Lawrence John appointed
director
2011-11-16
➕
DAVIS, Andrew Simon appointed
director
2011-11-16
➖
DAVIS, Andrew Simon resigned
director

Owner dependency

48/100

Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS

-4 active directors: Broader management team in place — suggests transferable governance.
+Senior director age: Director aged approximately 64 — approaching natural succession window.

Succession & seller-readiness

63/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
secondary12+ year tenure: Director in role 15 years.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·

Charge satisfaction-then-recreation pattern

medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Hospitality · LL postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
3 EAGLES RESTAURANT LTD→ 17046294 · est 2026 · no financials extracted	—	—	—	—	—	—	—
ABSOLUTE CREPE LTD.→ 15388236 · est 2024 · no financials extracted	—	—	—	—	2y	—	—
ADAM 2024 LIMITED→ 15775937 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
ADEN NW LTD→ 15246943 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
AFON RHAIADR LIMITED→ 09280543 · est 2014 · no financials extracted	—	—	—	—	11y	—	—
AGN HOLIDAY LETS LTD→ 16537850 · est 2025 · no financials extracted	—	—	—	—	—	—	—
AINSWORTH'S FISH & CHIPS LIMITED→ 14876071 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
AKIN COFFEE LIMITED→ 16294396 · est 2025 · no financials extracted	—	—	—	—	1y	—	—
AL FORNO BANGOR LTD→ 16116165 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
ALE HOUSE INNS LIMITED→ 11391148 · est 2018 · no financials extracted	—	—	—	—	7y	—	—
ALEX PEN LIMITED→ 10207700 · est 2016 · no financials extracted	—	—	—	—	9y	—	—
ALFIE CBI LIMITED→ 08648875 · est 2013 · no financials extracted	—	—	—	—	12y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2011-11-16

Jurisdictionengland-wales

Primary SIC56302 — Public houses and bars

Registered office

The Albion

Upper Gate Street

Conwy

LL32 8RF

Filing status

Accounts

Next due: 2026-10-31

Last made up to: 2025-01-31

Confirmation statement

Next due: 2026-11-30

Last: 2025-11-16

Officers (4 active · 1 resigned)

HUGHES, Jonathan Roger→

director · ~54y · appointed 2011-11-16

View their other companies + combined net worth →

Active

JONES, Dewi Arfon→

director · ~64y · appointed 2011-11-16

View their other companies + combined net worth →

Active

THOMAS, Gwynne Byron→

director · ~57y · appointed 2012-01-09

View their other companies + combined net worth →

Active

WASHINGTON, Lawrence John→

director · ~55y · appointed 2011-11-16

View their other companies + combined net worth →

Active

DAVIS, Andrew Simon→

director · ~63y · appointed 2011-11-16 · resigned 2011-11-16

Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:3 of 3 shown

		Type	Properties
outstanding	National Westminster Bank National Westminster Bank PLC	A registered charge	1 property	22/04/2015	—
satisfied	National Westminster Bank National Westminster Bank PLC	A registered charge	1 property	03/03/2015	10/09/2020
satisfied	National Westminster Bank National Westminster Bank PLC	A registered charge	—	29/01/2015	10/09/2020

Click column headers to sort. Use filters above to narrow by status and lender.