CHARLOTTE PARTNERS LIMITED
💤Zombieactive
07855678 · ltd · incorporated 2011-11-21
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Nov 2024
Net worth
£-39.5k
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)Distressed active trading company — structural issues outweigh the discount.
Opportunity 78/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -53% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (1 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
35 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Negative net assets
Liabilities exceed assets by £39,507
Cash draining
Cash down 53% YoY
Cash YoY
-53%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£206
↓ 53% YoY
Net Worth
-£40k
↓ 11% YoY
Current Assets
£206
↓ 53% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-11-30 | 2023-11-30 |
|---|---|---|
| Total assets | £-39.5k | £-35.6k |
| Current assets | £206 | £440 |
| Cash | £206 | £440 |
| Net assets | £-39.5k | £-35.6k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
5
filings
- • 2 gazette
- • 2 persons-with-significant-control
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (19 events)Click to expand
- 2026-02-28📄gazette-filings-brought-up-to-dategazette · DISS40
- 2026-02-26📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2026-02-26📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2026-02-24📄gazette-notice-compulsorygazette · GAZ1
- 2025-07-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-11-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-08-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-10-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-09-08📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-07-01➖WILKINSON, Mark Stuart resigneddirector
- 2021-08-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-11-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-08-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-11-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-08-01📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-08-24📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-08-01➕WILKINSON, Julie Susan appointeddirector
- 2011-11-21🏢Company incorporatedAs CHARLOTTE PARTNERS LIMITED
- 2011-11-21➕WILKINSON, Mark Stuart appointeddirector
Owner dependency
83/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +Senior director age: Director aged approximately 61 — approaching natural succession window.
Succession & seller-readiness
55/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Julie Susan Wilkinson Individual · British · DOB 06/1965 · age 61 | 75–100% | — | 75-100% shares · trust interest · firm interest | 24/11/2025 |
1 historic (ceased) PSC
- Mr Mark Stuart Wilkinsonceased 23/01/2026· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Financial services · CM postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| BEHUMAN.INVESTMENTS LTD→ 16586969 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BLACKSWANOBSIDIAN.INSURE LTD→ 16595503 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BROOM CONSULTANTS EOT LIMITED→ 14667877 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| BURBO LTD→ 16009038 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| CAVENDISH INVESTMENTS LIMITED→ 01658089 · est 1982 · no financials extracted | — | — | — | — | 43y | — | — |
| CBC VENTURE SOLUTIONS LTD→ 16030692 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| CHAMPION'S MORTGAGE SOLUTIONS LIMITED→ 11191721 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| CHARAN MANAGEMENT LIMITED→ 06881191 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| CHARLES MARK FINANCIAL LIMITED→ 10923925 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| CHENNELLS INVESTMENT MANAGEMENT LTD→ 06371813 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| CHENPEN LTD→ 07129192 · est 2010 · no financials extracted | — | — | — | — | 16y | — | — |
| CHESTERFIELD FINANCE LIMITED→ 14444288 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2011-11-21
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
The Counting House Watling Lane
Thaxted
Dunmow
Essex
CM6 2QY
Filing status
Accounts
Next due: 2026-08-31
Last made up to: 2024-11-30
Confirmation statement
Next due: 2026-12-05
Last: 2025-11-21
Officers (1 active · 1 resigned)
WILKINSON, Julie Susan→
Activedirector · ~61y · appointed 2016-08-01
View their other companies + combined net worth →
WILKINSON, Mark Stuart→
Resigneddirector · ~63y · appointed 2011-11-21 · resigned 2022-07-01
Click a director name to see their full track record across all companies.
Recent filings (35 total)
gazette-filings-brought-up-to-date
gazette · DISS40
2026-02-28
confirmation-statement-with-updates
confirmation-statement · CS01
2026-02-26
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2026-02-26
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-02-26
gazette-notice-compulsory
gazette · GAZ1
2026-02-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-07-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-11-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-08-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-12-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-10-21
termination-director-company-with-name-termination-date
officers · TM01
2022-09-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-12-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-08-25