A R BANKS LTD
🌳Matureactive
07862852 · ltd · incorporated 2011-11-28
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
£79.1k
book net assets
Opportunity
73/100
Strong
What this business does
Primary activity: Freight transport by road
Sector: Transportation & storage
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and bankable structure.
Opportunity 73/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (63/100).
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
58 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £79,095
Net assets shrinking
Down £148,718 YoY
Cash YoY
-12%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£293k
↓ 12% YoY
Net Worth
£79k
↓ 65% YoY
Current Assets
£1.0m
↑ 25% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-04-30 | 2024-04-30 |
|---|---|---|
| Total assets | £226.0k | £474.4k |
| Current assets | £1.04M | £831.7k |
| Cash | £293.4k | £334.1k |
| Debtors | £742.7k | £497.6k |
| Net assets | £79.1k | £227.8k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
- • 1 persons-with-significant-control
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
- 2026-02-16📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2026-01-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-11-04📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2025-11-04📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-06-26📄change-person-director-company-with-change-dateofficers · CH01
- 2025-06-26📄change-person-director-company-with-change-dateofficers · CH01
- 2025-06-26📄change-person-director-company-with-change-dateofficers · CH01
- 2025-01-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-01-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-12-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-11-29➕BANKS, Sarah appointeddirector
- 2022-11-29📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-06-22📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2022-04-28📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2021-12-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-11-11📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-11-11📄change-person-director-company-with-change-dateofficers · CH01
- 2021-11-11📄change-person-secretary-company-with-change-dateofficers · CH03
- 2021-11-11📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-01-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2014-05-23➕BANKS, Sarah appointedsecretary
- 2011-11-28🏢Company incorporatedAs A R BANKS LTD
- 2011-11-28➕BANKS, Stuart Christopher appointeddirector
Owner dependency
81/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "BANKS" — strong identity link between founder and business.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
49/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 15 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Banks Corporation Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Banks Corporation Ltd
Corporate parent · holds 75-100% shares
⬇
A R BANKS LTD
This company · 07862852
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Banks Corporation Ltd Corporate entity | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 07/01/2022 |
1 historic (ceased) PSC
- Mr Stuart Christopher Banksceased 07/01/2022· 75-100% shares · 75-100% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Transport & logistics · PO postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A&R CARGO SOLUTIONS LIMITED→ 16743421 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ACCESSIBLE OCEANS LTD→ 16768848 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ACE REMOVALS & LOGISTICS LIMITED→ 15207455 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ACP FREIGHT SERVICES LIMITED→ 03244314 · est 1996 · no financials extracted | — | — | — | — | 29y | — | — |
| ADK REMOVALS & STORAGE LTD→ 11242099 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| AEOLIAN OFFSHORE LTD→ 13885384 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| AFFORDABLE SELF STORAGE LIMITED→ 03655903 · est 1998 · no financials extracted | — | — | — | — | 27y | — | — |
| AIRPORTS DIRECT LIMITED→ 03760621 · est 1999 · no financials extracted | — | — | — | — | 26y | — | — |
| AIRWORKS WORLDWIDE LTD.→ 08060097 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| AKK13 LIMITED→ 16662865 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AL SHAHEER MARINE SERVICES LTD→ 11224845 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| ALBATROS TOWING LTD→ 08693536 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2011-11-28
Jurisdictionengland-wales
Primary SIC49410 — Freight transport by road
Registered office
12a The Square
Wickham
Hampshire
PO17 5JQ
England
Filing status
Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2026-12-12
Last: 2025-11-28
Officers (3 active · 0 resigned)
Active
BANKS, Sarah→
Activedirector · ~39y · appointed 2022-11-29
View their other companies + combined net worth →
BANKS, Stuart Christopher→
Activedirector · ~42y · appointed 2011-11-28
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (58 total)
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2026-02-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-01-29
confirmation-statement-with-updates
confirmation-statement · CS01
2025-12-03
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2025-11-04
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-11-04
change-person-director-company-with-change-date
officers · CH01
2025-06-26
change-person-director-company-with-change-date
officers · CH01
2025-06-26
change-person-director-company-with-change-date
officers · CH01
2025-06-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-01-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-01-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-12-15
appoint-person-director-company-with-name-date
officers · AP01
2022-11-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-11-28