4URBAN CONSULTING LIMITED
Opportunity 79/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
2 live charges · oldest 7.6y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 7.6 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2024-11-30 | 2023-11-30 |
|---|---|---|
| Total assets | £1.30M | £1.20M |
| Current assets | £577.9k | £550.0k |
| Net assets | £1.23M | £1.20M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
Corporate timeline (27 events)Click to expand
- 2025-06-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-12-17📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-08-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-07-03📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-05-10📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-10-20📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-10-20🔓Charge satisfied #2
- 2021-08-17📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-05-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-02-07📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2020-01-07📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2020-01-07📄change-person-director-company-with-change-dateofficers · CH01
- 2019-07-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-11-19📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2018-11-02🔒Charge registered #2Lender: Lloyds Bank PLC
- 2018-10-10📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2018-10-10🔒Charge registered #1Lender: Lloyds Bank PLC
- 2018-08-13📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-08-25📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-03-21➖HOLMES, Richard Stephen resigneddirector
- 2012-01-13➕LANCASTER, Paul Andrew appointeddirector
- 2012-01-13➖HOLDEN, John Layfield resigneddirector
- 2012-01-13➕HOLMES, Richard Stephen appointeddirector
- 2012-01-13➖GWECO DIRECTORS LTD resignedcorporate-director
- 2011-12-21🏢Company incorporatedAs 4URBAN CONSULTING LIMITED
- 2011-12-21➕HOLDEN, John Layfield appointeddirector
- 2011-12-21➕GWECO DIRECTORS LTD appointedcorporate-director
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Senior director age: Director aged approximately 64 — approaching natural succession window.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondary12+ year tenure: Director in role 14 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Paul Andrew Lancaster Individual · British · DOB 02/1962 · age 64 | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 3 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 02/11/2018 | 20/10/2021 | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 10/10/2018 | — |