A C DEVELOPMENTS (SW) LIMITED

🌳Matureactive
07898007 · ltd · incorporated 2012-01-05
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
Upgrade to see
Turnover
year to Jan 2025
Net worth
book net assets
Opportunity
75/100
Strong
🔔
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What this business does
Primary activity: Construction of domestic buildings
Sector: Construction
ALSO REGISTERED FOR
  • 43390Other building completion and finishing
  • 68100Buying and selling of own real estate
  • 68209Other letting and operating of own or leased real estate
Investor take
Pursue
Strong opportunity: active trading company with strong profile and acceptable with review structure.

Opportunity 75/100 (strong), bankability 57/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

6 live charges · 4 lenders · oldest 11.1y

35/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Oldest live charge is 11.1 years old — likely at or near maturity.
  • · 4 lenders named — inter-creditor friction likely.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: high (82/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 4 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
6 charges (6/6 with lender, 6/6 with type)
90
Directors & officers
4 officers (4 active, 4 linked, 4 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
6 connected companies via shared directors
63
Filing history
58 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0Jan 2024Jan 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-01-312024-01-31
Average employees9001100

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
1
filing
  • 1 confirmation-statement
Last 90 days
1
filing
  • 1 confirmation-statement
Last 180 days
2
filings
  • 1 confirmation-statement
  • 1 mortgage
Counts from Companies House filing history.
Corporate timeline (32 events)Click to expand
  1. 2026-01-26
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  2. 2026-01-26
    🔒
    Charge registered #6
    Lender: Exeter Finance LTD
  3. 2025-10-28
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  4. 2025-10-23
    🔒
    Charge registered #5
    Lender: Exeter Finance LTD
  5. 2025-10-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2024-10-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2024-10-17
    📄
    change-person-director-company-with-change-date
    officers · CH01
  8. 2024-10-17
    📄
    change-person-director-company-with-change-date
    officers · CH01
  9. 2023-10-02
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  10. 2023-05-03
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  11. 2023-05-03
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  12. 2023-05-03
    📄
    change-person-director-company-with-change-date
    officers · CH01
  13. 2023-05-03
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  14. 2023-05-03
    📄
    change-person-director-company-with-change-date
    officers · CH01
  15. 2022-11-15
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  16. 2022-11-15
    🔒
    Charge registered #4
    Lender: Exeter Finance Limited
  17. 2022-05-12
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  18. 2022-05-12
    📄
    change-person-director-company-with-change-date
    officers · CH01
  19. 2022-05-12
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  20. 2022-05-12
    📄
    change-person-director-company-with-change-date
    officers · CH01
  21. 2022-03-31
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  22. 2022-03-29
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  23. 2021-08-19
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  24. 2021-08-19
    🔒
    Charge registered #3
    Lender: Exeter Finance LTD
  25. 2019-09-16
    🔒
    Charge registered #2
    Lender: Colin Norman Short
  26. 2016-01-23
    🔓
    Charge satisfied #1
  27. 2015-03-13
    🔒
    Charge registered #1
    Lender: Exeter Finance Limited (No. 08577273)
  28. 2013-11-12
    AGGUS, Nicholas Andrew appointed
    director
  29. 2013-01-02
    MILES, Adrian John appointed
    director
  30. 2012-01-05
    🏢
    Company incorporated
    As A C DEVELOPMENTS (SW) LIMITED
  31. 2012-01-05
    AGGUS, Andrew John appointed
    director
  32. 2012-01-05
    AGGUS, Clare appointed
    director

Owner dependency

56/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • -4 active directors: Broader management team in place — suggests transferable governance.
  • +Senior director age: Director aged approximately 59 — approaching natural succession window.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

53/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
  • secondary12+ year tenure: Director in role 14 years.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 low
5 live charges
low

Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Andrew John Aggus
Individual · British · DOB 12/1967 · age 59
5075%
50–75%board control50-75% shares · 50-75% voting · board control06/04/2016
Mrs Clare Aggus
Individual · British · DOB 09/1968 · age 58
2550%
25–50%board control25-50% shares · 25-50% voting · board control06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2012-01-05
Jurisdictionengland-wales
Primary SIC41202 — Construction of domestic buildings

Registered office

First Light Coldharbour Barns
Park Lane, Donyatt
Ilminster
Somerset
TA19 0RN
England

Filing status

Accounts
Next due: 2026-10-31
Last made up to: 2025-01-31
Confirmation statement
Next due: 2027-04-26
Last: 2026-04-12

Officers (4 active · 0 resigned)

AGGUS, Andrew John
director · ~59y · appointed 2012-01-05
View their other companies + combined net worth →
Active
AGGUS, Clare
director · ~58y · appointed 2012-01-05
View their other companies + combined net worth →
Active
AGGUS, Nicholas Andrew
director · ~41y · appointed 2013-11-12
View their other companies + combined net worth →
Active
MILES, Adrian John
director · ~55y · appointed 2013-01-02
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

6
Total charges
5
Outstanding
2
Active lenders
Status:Lender:6 of 6 shown
TypeProperties
outstanding
Exeter Finance
Exeter Finance LTD
A registered charge2 properties26/01/2026
outstanding
Exeter Finance
Exeter Finance LTD
A registered charge2 properties23/10/2025
outstanding
Exeter Finance
Exeter Finance Limited
A registered charge1 property15/11/2022
outstanding
Exeter Finance
Exeter Finance LTD
A registered charge2 properties19/08/2021
outstanding
Colin Norman Short
A registered charge1 property16/09/2019
satisfied
Exeter Finance (No. 08577273)
Exeter Finance Limited (No. 08577273)
A registered charge5 properties13/03/201523/01/2016
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (58 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-13
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-01-26
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-10-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-10-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-10-30
change-person-director-company-with-change-date
officers · CH01
2024-10-17
change-person-director-company-with-change-date
officers · CH01
2024-10-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-15
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-10-02
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-05-03
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-05-03
change-person-director-company-with-change-date
officers · CH01
2023-05-03
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-05-03
change-person-director-company-with-change-date
officers · CH01
2023-05-03