AMBRO FINANCE LIMITED

💤Zombieactive

07903282 · ltd · incorporated 2012-01-10

Investment thesis

Zombie company — trading but stalled; unlikely mover.

Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.

Why risky: No growth signal; thin margin for error on price.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Jan 2025

Net worth

£20.3k

book net assets

Opportunity

77/100

Strong

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch

What this business does

Primary activity: Financial intermediation not elsewhere classified

Sector: Financial & insurance

Investor take

Pursue

Strong opportunity: asset-holding vehicle with strong profile and bankable structure.

Opportunity 77/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

Confirmed no charges registered

Directors & officers

1 officers (1 active, 1 linked, 1 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

1 connected companies via shared directors

Filing history

38 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

77/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102

Positive net assets

Net assets £20,333

Cash YoY

+458%

Year on year

Key financials

2 years extracted from filed iXBRL accounts

Cash

£13k

↑ 458% YoY

Net Worth

£20k

↑ 56% YoY

Current Assets

£25k

↑ 76% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102

Metric	2025-01-31	2024-01-31
Total assets	£20.3k	£13.0k
Current assets	£25.2k	£14.4k
Cash	£13.2k	£2.4k
Net assets	£20.3k	£13.0k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filing

• 1 address

Last 90 days

filing

• 1 address

Last 180 days

filings

• 1 address
• 1 confirmation-statement

Counts from Companies House filing history.

Corporate timeline (17 events)Click to expand

2026-04-27
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-10-20
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-08-27
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-08-27
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-10-18
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-10-14
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-10-04
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-10-10
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-09-09
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-10-21
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-10-08
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-09-25
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2018-10-16
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2017-10-11
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2016-10-14
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2012-01-10
🏢
Company incorporated
As AMBRO FINANCE LIMITED
2012-01-10
➕
BOWLER, Peter appointed
director

Owner dependency

88/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

+Sole director: Only one active director — all governance concentrated on one person.
+Senior director age: Director aged approximately 63 — approaching natural succession window.
+No director turnover: Company is 14 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

78/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
secondary12+ year tenure: Director in role 14 years.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 low

Multiple registered office changes

low

Multiple address changes in a short period can indicate operational instability or admin disorder.

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Mr Peter Bowler Individual · Australian · DOB 07/1963 · age 63	75–100%	—	75-100% shares	10/01/2017

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Financial services · TA postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
121-ADVICE LTD→ 06713952 · est 2008 · no financials extracted	—	—	—	—	17y	—	—
1ST FINANCIAL GROUP LIMITED→ 04206886 · est 2001 · no financials extracted	—	—	—	—	24y	—	—
A FINANCE LTD→ 08090663 · est 2012 · no financials extracted	—	—	—	—	13y	—	—
A M RUTHVEN & ASSOCIATES LIMITED→ 04690684 · est 2003 · no financials extracted	—	—	—	—	23y	—	—
AAYILLAH CARE VENTURES LIMITED→ 16228169 · est 2025 · no financials extracted	—	—	—	—	1y	—	—
ACORN CLASSICS HOUSE LIMITED→ 01356560 · est 1978 · no financials extracted	—	—	—	—	48y	—	—
ACORN FINANCE AND MANAGEMENT SERVICES LIMITED→ 04197851 · est 2001 · no financials extracted	—	—	—	—	25y	—	—
ACRE ENTERPRISES LIMITED→ 12719558 · est 2020 · no financials extracted	—	—	—	—	5y	—	—
ACURISK LIMITED→ 15797273 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
ADANAC FINANCIAL SERVICES LIMITED→ 04524584 · est 2002 · no financials extracted	—	—	—	—	23y	—	—
AGASTHIYA CONSULT FINTECH (UK) LIMITED→ 16660490 · est 2025 · no financials extracted	—	—	—	—	—	—	—
AISHOLT CONSULTANCY LIMITED→ 04214334 · est 2001 · no financials extracted	—	—	—	—	24y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2012-01-10

Jurisdictionengland-wales

Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

56 Acacia Gardens

Bathpool

Taunton

TA2 8TA

England

Filing status

Accounts

Next due: 2026-10-31

Last made up to: 2025-01-31

Confirmation statement

Next due: 2026-12-04

Last: 2025-11-20

Officers (1 active · 0 resigned)

BOWLER, Peter→

director · ~63y · appointed 2012-01-10

View their other companies + combined net worth →

Active

Click a director name to see their full track record across all companies.

Recent filings (38 total)

change-registered-office-address-company-with-date-old-address-new-address

address · AD01

2026-04-27

confirmation-statement-with-no-updates

confirmation-statement · CS01

2025-12-20

accounts-with-accounts-type-total-exemption-full

accounts · AA

2025-10-20

change-registered-office-address-company-with-date-old-address-new-address

address · AD01

2025-08-27

change-registered-office-address-company-with-date-old-address-new-address

address · AD01

2025-08-27

confirmation-statement-with-no-updates

confirmation-statement · CS01

2024-12-04

change-registered-office-address-company-with-date-old-address-new-address

address · AD01

2024-10-18

change-registered-office-address-company-with-date-old-address-new-address

address · AD01

2024-10-14

accounts-with-accounts-type-total-exemption-full

accounts · AA

2024-10-04

confirmation-statement-with-no-updates

confirmation-statement · CS01

2023-11-20

accounts-with-accounts-type-total-exemption-full

accounts · AA

2023-10-10

confirmation-statement-with-updates

confirmation-statement · CS01

2022-11-22

accounts-with-accounts-type-total-exemption-full

accounts · AA

2022-09-09

confirmation-statement-with-updates

confirmation-statement · CS01

2021-11-29

accounts-with-accounts-type-total-exemption-full

accounts · AA

2021-10-21