ACG FINANCIAL LIMITED
💤Zombieactive
07908578 · ltd · incorporated 2012-01-13
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: Financial management
Sector: Professional, scientific & technical
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 75/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
1 live charge · oldest 6.0y
45/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 6.0 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
3 officers (2 active, 3 linked, 2 with DOB)
83
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
58 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Average employees | 4 | 400 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
2
filings
- • 1 officers
- • 1 persons-with-significant-control
Last 180 days
3
filings
- • 1 officers
- • 1 persons-with-significant-control
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (26 events)Click to expand
- 2026-04-28📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-04-28📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2026-03-30➖LEWIS, Gary John resigneddirector
- 2025-12-02📄change-person-director-company-with-change-dateofficers · CH01
- 2025-12-02📄change-person-secretary-company-with-change-dateofficers · CH03
- 2025-12-02📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-12-02📄change-person-director-company-with-change-dateofficers · CH01
- 2025-12-02📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-12-02📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-10-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-05-09📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-05-09📄change-person-director-company-with-change-dateofficers · CH01
- 2025-01-22📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-01-22📄change-person-director-company-with-change-dateofficers · CH01
- 2024-12-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-12-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-01-27📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2023-01-27📄capital-name-of-class-of-sharescapital · SH08
- 2023-01-27📄resolutionresolution · RESOLUTIONS
- 2022-12-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-10-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-06-16🔒Charge registered #1Lender: Hsbc UK Bank PLC
- 2012-01-13🏢Company incorporatedAs ACG FINANCIAL LIMITED
- 2012-01-13➕PRICE, Andrew John appointedsecretary
- 2012-01-13➕PRICE, Andrew John appointeddirector
- 2012-01-13➕LEWIS, Gary John appointeddirector
Owner dependency
75/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
58/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondary12+ year tenure: Director in role 14 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Andrew John Price Individual · British · DOB 10/1969 · age 57 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
1 historic (ceased) PSC
- Mr Gary John Lewisceased 30/03/2026· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Professional services · GL postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ABZ COST LTD→ 15994132 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ACCELERATIO LIMITED→ 15365321 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ACCOUNTRIX LIMITED→ 08829863 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| ACCOUNTSWOLDS LTD→ 13699620 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ACD MAIR LTD→ 12334169 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ACG COMMERCIAL LIMITED→ 10163675 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ACHIEVING THE DIFFERENCE LIMITED→ 13373659 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ACM ACCOUNTING LIMITED→ 10802691 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| ACORN BOOKKEEPING AND ACCOUNTS LIMITED→ 11111373 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| ACORN ENGINEERING SOLUTIONS LTD→ 07591736 · est 2011 · no financials extracted | — | — | — | — | 15y | — | — |
| ACQUISITION PRECISION LIMITED→ 08792890 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| ACRE PLANNING LTD→ 11184169 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2012-01-13
Jurisdictionengland-wales
Primary SIC70221 — Financial management
Registered office
Midway House Herrick Way
Staverton
Cheltenham
Gloucestershire
GL51 6TQ
United Kingdom
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-01-27
Last: 2026-01-13
Officers (2 active · 1 resigned)
PRICE, Andrew John→
Activesecretary · appointed 2012-01-13
View their other companies + combined net worth →
PRICE, Andrew John→
Activedirector · ~57y · appointed 2012-01-13
View their other companies + combined net worth →
LEWIS, Gary John→
Resigneddirector · ~56y · appointed 2012-01-13 · resigned 2026-03-30
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 16/06/2020 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (58 total)
termination-director-company-with-name-termination-date
officers · TM01
2026-04-28
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-04-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-13
change-person-director-company-with-change-date
officers · CH01
2025-12-02
change-person-secretary-company-with-change-date
officers · CH03
2025-12-02
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-12-02
change-person-director-company-with-change-date
officers · CH01
2025-12-02
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-12-02
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-12-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-10-27
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-05-09
change-person-director-company-with-change-date
officers · CH01
2025-05-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-22
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-01-22
change-person-director-company-with-change-date
officers · CH01
2025-01-22