AGE UK BEDFORDSHIRE TRADING LIMITED

🌳Matureactive

07914611 · ltd · incorporated 2012-01-18

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

🔒Estimated value

—

Upgrade to see

Turnover

—

not disclosed

Net worth

—

book net assets

Opportunity

75/100

Strong

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What this business does

Primary activity: Activities of insurance agents and brokers

Sector: Financial & insurance

Investor take

Pursue

Active trading company with a 79-year-old founder — textbook succession opportunity.

Opportunity 75/100 (strong), bankability 75/100. Strong seller-intent signal (63/100, director aged 79). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: medium (57/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

No iXBRL financials extracted

Lenders & charges

Confirmed no charges registered

Directors & officers

11 officers (5 active, 11 linked, 10 with DOB)

Ownership & PSC

6 active PSC(s) of 14 total, 14 with control declared

Director network

1 connected companies via shared directors

Filing history

64 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

75/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

Good data coverage for analysis.

Recent activity

Last 30 days

filings

Last 90 days

filings

• 3 persons-with-significant-control
• 2 officers

Last 180 days

filings

• 5 persons-with-significant-control
• 4 officers
• 4 other

Counts from Companies House filing history.

Corporate timeline (41 events)Click to expand

2026-04-08
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-04-02
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-04-01
➕
RISING, Joanne appointed
director
2026-04-01
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2026-04-01
📄
appoint-person-director-company-with-name-date
officers · AP01
2026-04-01
📄
termination-director-company-with-name-termination-date
officers · TM01
2026-03-31
➖
PERRY, Steven John resigned
director
2026-02-10
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-02-10
📄
change-person-director-company-with-change-date
officers · CH01
2026-01-29
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-01-29
📄
termination-director-company-with-name-termination-date
officers · TM01
2026-01-16
➖
STIRK, Glenys resigned
director
2026-01-14
📄
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2026-01-14
📄
legacy
accounts · PARENT_ACC
2026-01-14
📄
legacy
other · AGREEMENT2
2026-01-14
📄
legacy
other · GUARANTEE2
2025-12-30
📄
legacy
other · GUARANTEE2
2025-12-30
📄
legacy
other · AGREEMENT2
2025-01-22
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-01-22
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-01-22
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-01-22
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-01-09
➕
TIERNEY, Charlotte appointed
director
2025-01-09
➕
STIRK, Glenys appointed
director
2025-01-03
📄
accounts-with-accounts-type-small
accounts · AA
2024-08-19
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-08-19
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-08-12
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-04-01
➕
PERRY, Steven John appointed
director
2024-03-31
➖
HARRISON, Sally resigned
director
2024-03-12
➖
PERRY, Karen resigned
secretary
2023-11-16
➕
FARDELL, Martin Lionel appointed
director
2022-02-28
➖
WILKINS, Janet resigned
director
2017-11-30
➕
DAVIS, Wendy Annabel appointed
director
2014-04-01
➕
HARRISON, Sally appointed
director
2014-03-31
➖
SINGHAL, Anjani resigned
director
2012-01-18
🏢
Company incorporated
As AGE UK BEDFORDSHIRE TRADING LIMITED
2012-01-18
➕
BEAUMONT, Rita appointed
director
2012-01-18
➕
PERRY, Karen appointed
secretary
2012-01-18
➕
SINGHAL, Anjani appointed
director
2012-01-18
➕
WILKINS, Janet appointed
director

Owner dependency

55/100

Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS

-5 active directors: Broader management team in place — suggests transferable governance.
+Founder age: Director aged approximately 79 — succession pressure is live.

Succession & seller-readiness

73/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 79 years old. Natural succession window is now.
secondary12+ year tenure: Director in role 14 years.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·

2 director resignations in last 12 months

medium

Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.

Evidence: PERRY, Steven John resigned 2026-03-31; STIRK, Glenys resigned 2026-01-16

Group structure

Age Uk Bedfordshire is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️

Age Uk Bedfordshire

Corporate parent · holds 75-100% shares · board control

ultimate parent

⬇

AGE UK BEDFORDSHIRE TRADING LIMITED

This company · 07914611

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

6 active beneficial owners · dominant holder ≥75% · fragmented

Name	Shares	Voting rights	Nature of control	Notified
Age Uk Bedfordshire Corporate entity	75–100%	75–100%	board control75-100% shares · 75-100% voting · board control	06/04/2016
Mrs Joanne Rising Individual · British · DOB 03/1974 · age 52	—	—	sig. influencesignificant influence	01/04/2026
Charlotte Tierney Individual · British · DOB 01/1978 · age 48	—	—	sig. influencesignificant influence	09/01/2025
Mr Martin Lionel Fardell Individual · British · DOB 02/1947 · age 79	—	—	sig. influencesignificant influence	16/11/2023
Wendy Annabel Davis Individual · British · DOB 05/1965 · age 61	—	—	sig. influencesignificant influence	30/11/2017
Miss Rita Beaumont Individual · British · DOB 01/1948 · age 78	—	—	sig. influencesignificant influence	06/04/2016

8 historic (ceased) PSCs

Glenys Stirkceased 16/01/2026· significant influence
Mr Stephen John Perryceased 31/03/2026· significant influence
Mrs Sally Harrisonceased 31/03/2024· significant influence
Mrs Karen Jane Perryceased 12/03/2024· significant influence
Mrs Janet Wilkinsceased 28/08/2022· significant influence
Mrs Marjorie Stephensonceased 24/11/2021· significant influence
Mr Michael Tuffnellceased 01/04/2019· significant influence
Mr Eric Kelkceased 30/11/2017· significant influence

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

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🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated2012-01-18

Jurisdictionengland-wales

Primary SIC66220 — Activities of insurance agents and brokers

Registered office

78-82 Bromham Road

Bedford

MK40 2QH

Filing status

Accounts

Next due: 2026-12-31

Last made up to: 2025-03-31

Confirmation statement

Next due: 2027-02-01

Last: 2026-01-18